Kilo Charlie

@iAnonPatriot @grok is this ai?

Mexico’s President says that waging war against cartel terrorism is “illegal” and “fascist” Give me a break.

@LaNativePatriot @grok what podcast is this

“You don’t think He (Jesus) could return as artificial intelligence” Something I’ve never really thought about, but honestly….the more likely scenario would be the Anti-Christ inhabiting AI & convincing the people that it’s Jesus WE are made in God’s image, AI is not

@Player_retiredd @grok which bond movie is this

They thought he was a brokie

@mitchellvii Age 20. Awesome

@CaryKelly11 Use a cast iron.

I tried that technique where you flip the steak every 30 seconds to get the “perfect” sear.

@BrooksAustinBA Maybe bc he side arms it

That doesn’t look right

@PathOfMen_ @grok is this accurate

Sugar in your blood is called diabetes. Sugar in your brain is called dementia. Sugar in your teeth is called cavities. Sugar in your liver is called fatty liver. Sugar in your cells is oxidative stress. Sugar on your skin is called aging. Avoid sugar for a healthy life.

@DearS_o_n Making coffee the night before and setting it on a timer. You’re welcome.

@SharpFootball @grok what movie is this

DK Metcalf meeting George Pickens tomorrow

@andrewschulz @netflix @grok is this special good?

IVF lets you choose the gender of your baby… LIFE out now on @netflix

@skylarromines I’m on the personal insurance side and it’s totally bizarre that there’s negotiation on rate with the carrier.

Sometimes it's hard to quantify the difference of working with a consultative insurance broker without actually seeing it. Here's a good example from a recent [November 2023] renewal: 👉 Client owns industrial assets in CA, AZ, HI. Concentration in CA. 👉 Incumbent carrier's original renewal offering was to get all locations to a certain ppsf [$105 in CA, significantly higher in HI] and increase rate by 20%. 👉 My team completed a full marketing effort, including admitted and non-admitted carriers. We knew the incumbent would be the best option, but the client wanted to validate that this year, so we approached >40 viable markets to show them what we were saying was still true. 👉 We were able to use cost estimates from a GC and recent appraisals to show the buildings could be rebuilt for less than what the carrier wanted, even today. Carrier agreed to no TIV increase. 👉 I was able to lean on existing relationships to negotiate rate downward. Carrier started at 20%. I started at 10%. We settled at 12.7%. In this market 15-20% would have been an excellent renewal. 👉 Renewal bound with the client still paying < $0.35 Property rate across the portfolio, including Flood & CA EQ coverage. Without sacrificing excellent coverage with an A+ rated carrier. Since people always assume on situations like this that it was a massive client and we're just able to move weight around to negotiate - not the case here. The entire TIV was < $200M at the client's valuation. It would have been really easy to increase values and pass the 20% rate hike to the client. This would have cut our work significantly and resulted in much higher commission. We didn't do that because we care and value the relationship with the client. This situation also would not have worked with a client who broker shops every year or takes multiple brokers to market. We all knew the incumbent carrier was the best option by a mile, including the incumbent carrier. They didn't have to negotiate at all. They did it because they value their relationships- with us and the client. Insurance, like Real Estate, is a relationship business. Best in class operators know their insurance brokers well. They respect the etiquette involved in shopping for coverage. Their underwriters know them and their reputations. That's why they get results like this. We just help facilitate the process.

@icricketfreak @NFL They can go to any of the bordering Muslim countries, oh wait, those countries don’t want them.

@jackmurphylive Can we get an update on the body hair removal cuz GD bro that’s a fire hazard

Summer cut update. From fat to this. With more to go. It’s happening !

@jackmurphylive Bro, you were 290? Wtf, did something change since last on Timcast?

My last 30 days of weight loss That spike is the one night I drank Otherwise steady and quick 20 lbs in a month 20 more to go Will be 50 all in.

@REI why are you pulling out of PDX?!? You support this place, and it’s policies. You can’t leave. Right?

@JennaEllisEsq @emeriticus I didn’t even hear about Wisconsin until today. I’m not in Wisconsin, but I pay attention. Nobody even talked about it .

Chicago has fallen. Breaking: Far-Left Democrat Brandon Johnson Wins Chicago Mayoral Race To quote @emeriticus: The Right memes. The Left wins elections. How many of us were even aware of the Chicago mayoral and Wisconsin Supreme Court elections today? How many GOP voters?

@SetPixels @restoreorderusa China isn’t a race

@restoreorderusa This (uhhhh, Vietnamese?) dude had a “fuck china” shirt on, as did many others. Nothing racist going on here. 🙄

Imagine being a leftist going to protest what you believe is white supremacy only to get beat up by middle age Hispanic and Vietnamese guys. Lmfao twitter.com/TBifford/statu…

@business @foxjust @opinion Excuse me wut

Something has been killing American young people in sharply rising numbers, but it's not vaccines, @foxjust says trib.al/9GJgI8U via @opinion

@elonmusk This new algorithm is absolutely fuckin trash. It’s like you’re hiding everyone I follow.

@jakeshieldsajj I’m a hunter. In the wild, it is fair game.

Popular opinion It's hilarious and deserved when a Trophy Hunter gets eaten by the animal he's hunting