Cool Rick
177 posts


Do you want to pay $0.50 to drive 20mph over the speed limit? Can I interest you in @69ExpressKS in Johnson County?
GIF
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@TerribleMaps Move to rename it from flyover country to drive-through country. Works on many levels.
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One fun thing about the market is that the game is ever-evolving. People think the rise of LLMs will lead to efficient pricing. It will lead to a replacement of inefficiencies driven by human incentives / passive investing / pods to…
Inefficiencies driven by LLMs.
The game doesn’t end but it does evolve.
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@DiMartinoBooth The most recent SLOOS seems to indicate underwriting standards are loosening (or becoming less tight anyway). I am curious as to the disconnect vs what you are saying above, if you know why the conflict? Thank you.
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(It was a question with only one answer. Bank charge-offs are rising and they’re modifying every kind of consumer loan on their books trying to slow the bleed. Until this process slows, banks have no choice but to tighten lending standards. Wasn’t trying to be cheeky…)
John L.@nuclear_ee
This should probably be an easy answer. But the factors are intertwined. For example, the FED report shows CC & HELOC (!!) balances increasing, credit limits still rising—lots of untapped interest income there... “Other” balances, where BNPL is located, and a small portion, are also up.
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Dudes can literally just sit around and name old sports players and just have the best time.
@LabattUSA | #BillsMafia
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