@CardMavenIn I never had any issue with Magnus Burgundy or Infinia either
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Cards & Markets
290 posts
Big shoutout to HSBC T1! 💳
Just wrapped up over 2L in forex spends and the experience was flawless. No blocked transactions, no annoying verification calls - just a pure, smooth vacation.
Highly recommended for international travel if they have zero forex offer. ⭐️
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@mepritijain Olympus doesn’t even come close to Magnus Burgundy in my view
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HSBC premier ( don't have this but it's one of the best to have rt now).
Next up would be Infinia .
Axis Olympus isn't on the list but that's a great card to have as well !
Right On Points@rightonpoints
2026 rule: you can only keep ONE premium credit card forever. The other three get cancelled. HDFC Infinia Axis Magnus Axis Atlas HSBC Premier Which one are you keeping? Defend your pick.
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@thetrickytrade @hritikbhimani Changes to bizpower, bizblack will also get impacted soon in my view. Just fyi, i also have bizblack and will get affected but find it too good to last long.
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@MF_Stocks_Cards @hritikbhimani A few things work in favor of BizBlack.
1. Super restricted issuance.
2. Just a single transfer partner for all practical purposes.
3. Monthly caps.
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If Axis dropped Accor to cut costs, I don't think it will help - users will just move transfers to other programs.
Axis’s bigger problem is Magnus. I believe it’s still an unsustainable offering. If the bank wants to play the long game, the crown jewel has to be scarified.
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@jassneetsingha @vatsalk9 @cards_wizard Sent them an email, they need 1 week to calculate last one month spend!
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@vatsalk9 @cards_wizard Ticker is convenience .. these are all work arounds !
Anyways, if we email them they calculate and send back as well …
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HDFC wants ₹18 lakhs in spends on Infinia … but tracking it is your side hustle.
I always thought that with a serious ₹18 lakh target, HDFC would introduce a real-time milestone tracker—like Axis shows in its rewards section.
But that’s not happening.
HDFC be like:
“You can currently view your monthly statement only for spend-related details.”
“Kindly add it yourself every month…”
“Your suggestion has been noted and forwarded to the appropriate committee for review.” 😄
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❌ No rent payments through RedGirraffe?
Another silent devaluation which would hurt.
RG doesn’t work for rent payments for almost a month now.
Sting for M4B and Premier users.
Any idea if it would resume soon?
Or should we write this off too? 💔
Manish Golcha@man1sh_golcha
🚨 Axis also down on RedGirraffe. Rent via credit cards may be over (for now). Even Axis Bank payments are now showing “Payment Gateway unavailable” on RedGirraffe. What makes this more surprising 👇 Just recently, RedGiraffe had shared an official communication saying they were aligning bank-by-bank for RBI compliance and that Axis cards should work. But on the ground right now: ❌ Axis not working ❌ Other banks still not live And there is no clear ETA anymore. At this point, rent payments via credit cards look effectively paused on the platform. Will keep tracking if any bank comes back online. 👀
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@aman6490 Exactly. People want to do “pay at hotel” assuming rupee will keep depreciating and want to “juice” out last 5% also!
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Looks like "someone" planned a Japan trip and even locked in a few Accor hotels already… probably thinking they’ll transfer points later from their Axis card and settle with points directly at the property 🤷🏻♂️
Moral of the story when it comes to Accor redemptions:
Use your points at the time of booking. Go for flexible rates and secure the stay upfront. Otherwise, you may find yourself hassled and "protesting" later instead of planning your trip.
Consider this a friendly advise 🥂
Aman@aman6490
Some more ccgeeks may be on strike again and protesting .. 🫠
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@tejasghongadi Exactly! I never understood hsbc maths, spend on hotel to earn 48% accor return but why will you book hotel on revenue if you already have accor points! Hsbc will be good only when it brings multiplier for vouchers.
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People taking Credit cards based on their Multiplier Reward Rates on flights & hotel booked using cash - Here's a Pro Tip!
Whole point of using high rewards CCs was to earn points & miles on everydat spends to not need revenue flight / hotel bookings!
#CCGeeks
Now evaluate the cards that you use!
I prefer my cards to earn me reward points when I pay for Utilities, Fuel, Insurance, School Fees, Books, Bus Fees, Groceries, Fashion, Accessories Taxes!
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@thetrickytrade @hritikbhimani In a way Axis is also restricting AEP now with spends only upto card limit allowed but it is still quite generous
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@thetrickytrade @hritikbhimani Isn’t bizblack even more unsustainable product? No one talks about that. Crazy to give 10x for incometax/gst.
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@tejasghongadi Changes are same for all Axis cards as Accor has been removed for all. Atlas has bigger impact as transfer ratio for BA/Finnair is down by 75% vs 50% for M4B. Anyways, this will impact ppl who were using Axis cards solely for Accor, they will now move to hsbc (not hdfc).
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@MF_Stocks_Cards Atlas devaluation should have happened long back.
Changes are more brutal from a Magnus Burgundy perspective.
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Good Morning to the HDFC Infinia holders! 👑
Axis M4B holders - Try getting some sleep 🙊🤣!
#CCGeeks
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@CardMavenIn But why is so necessary to have accor in case of hdfc with 2:1. One has flexibility to book any damn hotel directly using hdfc points on smartbuy for 1:1. Not much difference in final value.
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@MF_Stocks_Cards Having the partner is more important than a non-existent one.
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@Kenu73 Everyone will move on in 1-2 days unless someone’s entire card spends were dependent on accor reward rate!
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@gurumilespoints @ccg33k Akash bhai, sabko bol dete yaar!
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@volklub Hi. Looking to buy petrol suv, largely city drive. Which is best in range of 20 lakh?
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Respected Audience,
If you purchased a car this March, how much discount did you receive?
Please mention:
- Car name
- Total discount amount
This will genuinely help prospective buyers make a better decision.
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If you have to take your parents for a foreign trip considering 4 things below, where will you take them ?
1. Not far from India
2. Availability of Indian Veg food
3. Having beach and Skycrappers both, so you show can both to them
4. Should not be very costly like European countries.
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