🌵 Matador 🌵

⚡️The real signal is credential deflation. MBA demand is falling because the market is finally separating elite network access from generic credential theater. The top MBA still has value because it buys access: elite peers, recruiting funnels, status compression, VC/startup networks, private equity pipelines, consulting/IB placement, alumni power, and social sorting. That part survives because the product is not just education. It is access to a protected human network. Everything below that is getting exposed. A huge amount of MBA value was built on the idea that business knowledge was scarce. It is not scarce anymore. Basic finance, strategy, marketing, ops, accounting, management frameworks, case studies, memo writing, market analysis, valuation, and presentation structure can now be learned or generated faster, cheaper, and more directly through AI, YouTube, work experience, online courses, and actual operating reps. The credential moat is cracking. This connects directly to the broader white-collar quake. AI is attacking the value of generalized cognitive packaging. A mid-tier MBA used to signal polish, ambition, managerial readiness, and business literacy. Now the market is asking a colder question: What can this person actually do? Can they sell? Can they build? Can they operate? Can they allocate capital? Can they lead? Can they use AI to produce leverage? Can they own a result? The paper matters less when the work product becomes visible. Business schools are being hit by the same force hitting software agencies and white-collar labor: the collapse of artificial scarcity. When knowledge, frameworks, decks, models, and analysis become abundant, the value shifts to judgment, network, trust, execution, taste, distribution, and real-world outcomes. That is why tuition cuts matter. Price is truth. When schools slash tuition, they are admitting the old willingness-to-pay broke. The deeper cultural signal is brutal: the professional-class bargain is weakening. For decades, the advice was: get the degree, buy the credential, enter the managerial class, rise safely. That path worked when credentials controlled access to information, employers, and status. AI and labor-market saturation are breaking that bargain. The winners will be elite institutions with network power and operators with proof of work. The losers will be expensive middle credentials selling generic knowledge. The real truth: The MBA is splitting into two products. At the top, it remains a status-and-network asset. Everywhere else, it is becoming overpriced business school cosplay in a world where AI can teach the frameworks and the market wants proof you can actually move reality.

This guy is calling a hospital on behalf of a new mom who was charged $1,847,392 because her baby was premature and needed to stay alive long enough to come home. The itemized charges are dystopian. $37,464 for heel sticks on a premature infant, $58 every time a mother held her own baby skin-to-skin in the NICU, $312 for discharge teaching on how to sponge bathe a preemie and $27,590 for phototherapy lights. That’s before even getting into the NICU bed charges. Our medical system is one of the most corrupt, exploitative and evil rackets in the world.

Groceries for 2 people. Will last us maybe 5 days. I don’t know how people do it. This country is becoming unbearably expensive. 2k monthly groceries Not counting if you want to go to a restaurant once a week, add another 1k.