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The BIS, Bundesbank, HKMA, and commercial banks across three continents have been building #tokenisation infrastructure on separate tracks, and their published work points to the same three-layer architecture for #digitalmoney.
1. Central bank money at the base for settlement finality
2. Tokenised deposits in the middle for programmable commercial payments
3. Public blockchain and stablecoins at the top for liquidity and market access
4. Underpinning all three is a horizontal #interoperability layer that makes them work as a coherent system rather than three separate silos.
We've mapped that convergence into a framework for any bank building tokenisation infrastructure this year, covering what each layer does, where the industry stands on deployment, and what to prioritise before committing capital to any single component.
quant.network/perspectives/t…
#TokenisedDeposits #Stablecoins
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Unified assets across chains. A token issued once in Fusion is recognised natively on every connected ledger - no wrapped representations, no synthetic derivatives, no custodial bridges.
#QuantFusion
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Horizontal scalability. Fusion scales by connecting additional #networks rather than by adding nodes to a single chain.
The platform is already live with over 73 connected networks and 1,000+ nodes, and new Layer 1s can be onboarded without re-architecting the rollup or fragmenting consortium #liquidity.
#QuantFusion
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At #IFGS 2026, the message was clear: the UK has a real opportunity to lead the world in #payments.
But leadership requires more than ambition. It demands #interoperability, programmable infrastructure, and a sequenced delivery plan that brings everyone with it.
Our Founder & CEO @gverdian was on the panel. Here's the five key takeaways: quant.network/events/five-ke…
#ProgrammableMoney

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Tokenised deposits or stablecoins? Both?
Spent yesterday at @NachaOnline #Payments2026 in San Diego debating exactly that with colleagues from TD, Northern Trust and Trovata.
The transformation of financial services isn’t theoretical anymore, it’s an architecture question, enabled by institutional interoperability, programmability of digital assets and tokenised money.
payments.nacha.org/session/demyst…
#Payments2026 #DigitalAssets #Tokenisation #InstitutionalInteroperability




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Your treasury still runs on payment instructions with no awareness of your cash position, your obligations, or your business.
Fixed amounts and fixed schedules with no logic.
Your infrastructure doesn't know cash is short, that a tax deadline is approaching, or that funds have been idle for weeks.
Quant Flow changes that. Speak to the team today: meetings-eu1.hubspot.com/quant-network1…
#ProgrammableMoney #QuantFlow #CFO #Finance
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Fusion's Network of Networks connects every chain in the ecosystem as entry and exit points for assets, all accessible by Fusion apps.
Apps deploy in under a day and already support x402 payments natively.
This is what building on Fusion looks like.
#Fusion #NetworkOfNetworks

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MORE THAN 120 CRYPTO FIRMS ARE PRESSURING CONGRESS
CLARITY Act passed the House 270+ days ago, still stalled in the Senate.
Disputes over stablecoins and DeFi remain.
Industry says delays risk losing capital and jobs offshore.
Source: cryptoforinnovation.org/wp-content/upl…

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Mark up this bill. Now.
Crypto Council for Innovation@crypto_council
1/ Today, @crypto_council and @BlockchainAssn, joined by a broad coalition of more than 120 organizations from across the digital asset ecosystem, urged the Senate Banking Committee to move forward with a markup on market structure legislation. Years of bipartisan work have brought Congress to an important moment. The U.S. needs clear, durable rules that protect consumers, provide certainty, and reinforce American leadership in digital asset innovation.
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The rapid evolution of cryptoasset service providers into financial intermediaries highlights the need for robust prudential frameworks. Explore the risks and policy challenges bit.ly/3OFuSbx

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EY has officially confirmed that Quant Network is the technological infrastructure behind BIS’s project Agora. $QNT #Unifiedledger
linkedin.com/posts/mikezehe…

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Quant Fusion introduces Fusion Firewall, a new blockchain firewall with decentralised access controls, allowing users to define precisely who can interact with their smart contracts and accounts.
This enterprise-grade security makes Quant Fusion suitable for regulated financial services while maintaining the innovation potential of decentralised systems.

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Is the future of money really winner-takes-all?
Stablecoins, tokenised deposits, CBDCs, each is claiming its place in the financial system. But they serve different purposes, carry different balance sheet implications, and come with different risks for banks.
We've been thinking hard about where each form of #digitalmoney fits, and why #tokeniseddeposits represent the most sustainable path to #programmablefinance within regulated banking.
Read the article to understand the key differences between all three, what programmability actually means for #corporatetreasury and payments, and why the clearing and settlement infrastructure Quant is building matters for the next phase of #financialinfrastructure: quant.network/perspectives/d…

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This afternoon, our Founder and CEO, @gverdian, took to the stage at @InnFin's Global Summit, joining a panel titled 'Building A "Multi-Moneyverse", Are We There Yet?' alongside Victoria Cleland, Chief Cashier and Senior Advisor to the Governors at the Bank of England, John Howells, CEO of Link, Kate Lowe, Deputy Chief Business Officer at Euroclear, and Myles Stephenson, CEO and Founder of Modulr. The panel was moderated by Kunal Jhanji, Managing Director and Partner at BCG.
On the evolution of money, Gilbert put it simply:
"We are moving to the next generation of money. We have had to work hard for money just to make it work. It should be the other way round - money should work for us. In a few years we will be there, and in the UK we have the opportunity to lead on that."
A lot of ground was covered. Look out for our upcoming article with the full insights from the discussion.
#IFGS2026 #ProgrammableMoney #DigitalMoney #Tokenisation


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The UK has confirmed a mandatory 60-day cap on large-to-SME payments.
The context:
➡️SMEs are owed an avg of £66,770 each in unpaid invoices
➡️62.6% of all invoices are paid late
➡️38 businesses close every day due to cash flow failure
Implementation isn't expected until 2027, but contract audits, renegotiations and process changes need to start now.
Discover why this reform matters and what to do: quant.network/perspectives/t…
#AccountsPayable #CFOs #PaymentReform #QuantFlow

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UNIQUE AND PATENTED TECHNOLOGY. If you don't understand how huge is this i can NOT help you anymore $QNT
Jarno@JarnoQuamfyShow
$QNT secured another continent. That's the UK, JPN, US, AUS, and the EU.
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