Pandelis Chatzifotis

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Pandelis Chatzifotis

Pandelis Chatzifotis

@PChatzifotis

Attiki, Greece Katılım Mart 2022
191 Takip Edilen87 Takipçiler
TapSatoshi
TapSatoshi@TapSatoshi·
Recently, Lava (@lava_xyz) released a Visa Infinite Card for free to everyone. However, it does not look like a very profitable card, even with the Infinite perks. I read through their Terms of Use and the cashback system. Here is what you need to know: - Lava offers 5% cashback ONLY on purchases made with their specific merchant partners. - They offer 3% cashback on all purchases ONLY for US-based users, while everyone else gets just 1%. The biggest issue here is that they do not provide a list of these merchant partners or any clear information on how to actually get that 5% cashback. Ultimately, this card has very poor cashback rates. When I personally used it, I had no idea about these limitations because they are completely untransparent about them upfront.
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Asa332 🛡 ⚛️ .base.eth
Asa332 🛡 ⚛️ .base.eth@AsankaKasum·
Since @ready_co will no longer support us from today onward, I'm looking for alternative crypto card options. My community and I would love to hear your recommendations for reliable crypto cards that are currently available in Sri Lanka. 🇱🇰 Which options would you recommend?
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Pandelis Chatzifotis
Pandelis Chatzifotis@PChatzifotis·
@BraveSupport I have a site that crashes all the time. It says Error code: STATUS _ACCESS_VIOLATION . How can I fix this ?
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COCA
COCA@coca_card·
Your COCA account now has its own EUR IBAN. Use it to: 🔹 Make SEPA transfers 🔹 Receive salary 🔹 Pay bills USD accounts are coming soon 🔜
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Shehzan
Shehzan@MarediaShehzan·
@awxjack We built the Lava Card to solve this issue. Just deposit stablecoins to @lava_xyz and start spending on Lava Card anywhere Visa is accepted internationally.
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Jack Zhang
Jack Zhang@awxjack·
Everyone is talking about stablecoins. But nobody is talking about: the speed of on ramp and off ramp the liquidity between stablecoin and fiat the global compliance layer Feels like someone need to solve all the issues above Makes me wonder… do we need a purpose-built Layer 1 for real-world payments?
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Pandelis Chatzifotis
Pandelis Chatzifotis@PChatzifotis·
@0xDani I really like the " Neo bank " thesis but still paying with a card . It would be great if we could pay without any middle man.
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Daniel
Daniel@0xDani·
Very strong week for crypto cards - Revolut: launched its physical crypto card - Plasma One: added USD deposits via ACH/Wire - EtherFi: new ATH ($3.7M daily) + 0% FX fees in Europe - KAST: new ATH ($4.71M daily) - Tangem Pay: launched its crypto card - Avici: launched web access + currency switching - XPlace: released Credit Mode - Hyperbeat: went live in Nigeria - Luca: launched virtual USD accounts - DPT Card: launched its crypto card with zero fees + 1% cashback Onchain neobanks are gaining momentum every week What did I miss?
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Pandelis Chatzifotis retweetledi
TODEY
TODEY@JoinTODEY·
352 CRYPTO CARDS/TIERS LISTED ON TODEY Learn. Filter. Compare. Decide. Thank you for your attention to this matter.
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Pandelis Chatzifotis
Pandelis Chatzifotis@PChatzifotis·
Starting to love the @ether_fi #card with 3% cashback and 0 fees for #euro transactions. Stop thinking about it and act quickly. I would appreciate it if you use my referral code @del" target="_blank" rel="nofollow noopener">ether.fi/@del
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Alex Radu /Acc
Alex Radu /Acc@Alex__Radu·
we need yet another card Pulsar card
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Ready
Ready@ready_co·
🟧🟧🟧 🟧 🟧 🟧🟧🟧 🟧 🟧 🟧 🟧 🟧🟧🟧 🟧 🟧🟧 🟧 🟧🟧🟧 🟧 🟧 🟧 🟧🟧🟧🟧 🟧 🟧 🟧 🟧 🟧🟧🟧 🟧 🟧 🟧 🟧 🟧 🟧 🟧🟧🟧 🟧 🟧 🟧 🟧 🟧 🟧 🟧
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Pandelis Chatzifotis
Pandelis Chatzifotis@PChatzifotis·
@stacy_muur Or use @monerium . You KYC and you get an IBAN . Send #EUR with sepa in seconds and you get EURe on your wallet, then buy whatever you need through DeFi . Very easy .
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Stacy Muur
Stacy Muur@stacy_muur·
If you live in the EU and have ever tried to bridge between crypto <> fiat, you'll understand what I'm talking about. You wire money to an exchange via SEPA, wait a few days to finalize the transaction, buy your tokens, and then withdraw them to your own wallet. Fees at every step, multiple days before you actually hold anything. The same goes for offramping, often even worse & longer. @WeChangeApp is here to make fiat <> crypto bridging as seamless as possible. You KYC once, pick what you want to buy, and once your wire clears, the crypto goes straight to your wallet in minutes. It's fully noncustodial, so no platform is sitting on your funds in between. It's fully regulated in the EU with an MiCA license. The infrastructure itself runs on Bridge for payment rails and Fireblocks for security. If you're in the EU and the current system annoys you, worth a look.
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tether wallet
tether wallet@tetherwallet·
570 million people trust Tether. Now, we’re putting that global infrastructure directly into your hands. 🌐 Meet Tether Wallet: the fully self-custodial app designed for everyday life. ▪️Universal: 💸 USD₮, USA₮, XAU₮, & Bitcoin (On-chain + Lightning⚡). ▪️Simple: Send to @tether.me username with 1 QR code across all networks. ▪️ Secure: You own your keys, safely backed up to your cloud. The People’s Wallet is officially live. Download it now: tether.me
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Based Jessica
Based Jessica@RealJessica·
Pregnant mom of 5 shows the groceries she got with her $415 in food stamps. Why are people having all these kids while relying on government assistance?? Makes no sense to me.
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SEVEN
SEVEN@Seven_Nguyen666·
@ai yrah exactly parents training kids to obey when ai already owns that game the winners gonna be the ones who think for themselves in chaos
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anand iyer
anand iyer@ai·
Parents anxious about AI are micromanaging their kids into the one skill AI replaces first: following instructions. The future belongs to people who can make autonomous decisions in uncharted territory.
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SoWWhitEE
SoWWhitEE@SoWWhitEE·
@DefiIgnas The fiat off-ramp problem is massively underrated. People earn 3% APY on stables but can't actually use the money without a tax event or a bank flagging the transfer. DeFi yield means nothing if you can't exit.
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Ignas | DeFi
Ignas | DeFi@DefiIgnas·
Retail sit in low APY lending pools in DeFi because... they can't cash out their USDT/USDC to fiat. So many cases. Some worry about taxes and many are afraid to deal with their local banks. In Portugal, for example, converting crypto to stablecoins is tax free. The moment you sell to fiat, you are taxed. Also, so much stablecoins in DeFi is bullish as these could quickly be redeployed to buy spot. When stables leave to fiat, it's bearish.
Santiago R Santos@santiagoroel

rates in DeFi are too low for the level of risk $11.7B sitting in Morpho vaults today at 2-4% APY. retail is funding these markets via exchanges thinking it's a savings account. it's not. they're taking real credit risk on crypto-collateralized lending no institution accepts near risk-free rates to come on-chain not all vaults are created equal. same 2-4% yield but completely different risk profile (different curators, collateral, LLTVs). retail picks the highest number. farmers will farm back in the day >100% APYs in DeFi made sense. you were compensated for the risk you were taking. DeFi is a different animal today but vol, historical dislocations, and looping strategies on crypto collateral still demand at least 300-400 bps above risk-free. we're nowhere near that. @LucaProsperi ran the math (see below). tldr - fair value spread on ETH/BTC-collateralized lending is 250-400 bps above risk-free. observed rates are a fraction of that last cycle we saw a lot of retail pour savings into algo stablecoins promising "risk free" yield. this cycle vaults have a lot of demand but they are mispriced for the level of risk. you're trusting someone to LP into vaults and trust the manager will manage position at least private credit earned you 12-16% go read this: open.substack.com/pub/dirtroads/…

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Ari Eiberman 🇦🇷 Stablecards
The neobank problem with building using only USD stablecoin onramps is that you force every other currency to marry a single FX rate to “enter web3.” It’s an unnecessary hurdle. Instead: onramp 1:1 to a local stablecoin and then orchestrate the best onchain FX. Who is building this?
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Alex
Alex@obchakevich_·
I have a crypto card that I use all the time; let’s call it “Y.” So, recently I bought plane tickets from Vienna to Istanbul and from Istanbul to Vienna. A few hours before my departure from Istanbul, I received a notification that my flight had been canceled due to weather conditions and that the funds would be refunded to my card. And that’s when the problems started, because when I tried to buy new tickets to Munich (the only one available at that moment), crypto card “Y” couldn’t process the transaction, and I had to pay with a traditional bank card. So, the “Y” crypto card couldn’t process the refund from the airline, and the money just disappeared, lol. The point is, we’re always talking about how crypto cards are a real game-changer, but most crypto cards simply have terrible FX rates, poor support, and can’t ensure their services run smoothly, covering up the problems with marketing and big cashback offers. Users don’t need big cashback; they need a product that works seamlessly.
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