PSB Punch

Many are asking about X handle what does it represent! PSB PUNCH = Public Sector Banks: Power, Unity, Nation-building, Commitment & Honesty👇 Let’s break it down: P – Power: Showcasing the strength and reach of PSBs across India U – Unity: Reflecting national integration and financial inclusion N – Nation-building: Emphasizing the vital role PSBs play in development C – Commitment: Highlighting the dedication of employees and institutions H – Honesty: Representing trust, transparency, and public service #PSBPUNCH

The Ministry of Finance wants PSBs to cut down on travel and fuel consumption... so they ordered more Video Conferences and Electric Vehicles. ​Someone tell them that Work From Home ( ₹WFH ) literally uses ZERO fuel. The most obvious solution is completely missing from the circular.🤦‍♂️😂 @DFS_India @FinMinIndia @PMOIndia @RBI

IDPIC is launching real time risk scores for #digital payments to crush #cyber fraud.Conceived by the #RBI Innovation Hub, the new #AI-powered platform (DPIP) will instantly score transactions to flag and freeze #scam mule #accounts before the #money disappears. ​How it works👇 🔹️Low Risk➡️Instant transfer 🔹️Medium Risk➡️Processed after a short lag 🔹️High Risk➡️Stopped for strict bank verification ​The Scale of the Problem (FY22–FY26)👇 🔹️​5.8 Lakh+ frauds reported 🔹️​₹3,588 Crore stolen 🔹️​Only ₹238 Crore recovered so far ​With tools like mulehunter.ai and a centralized suspects' registry already linking major banks, the game is getting significantly harder for scammers. @RBI @RBIsays @DFS_India @FinMinIndia @Cyberdost

@gsm2208 😂

One night is sufficient for JAIIB IE - 58 PPB - 58 AFM - 47 RBWM - 52 NO BOOKS ONLY YOUTUBE

PSBs vs. PVBs➡️PSBs secure 8 out of 12 spots in India’s highest Q4 Net Profits. @DFS_India @FinMinIndia @RBI

@RoyLakshman @RBI Bhai tu h kon jo uchit or unuchit decide karega ?

साइबर फ्रॉड को रोकने का साइबर तरीका ही ढूंढना चाहिए। पेमेंट में देरी कर देना मुझे उचित नहीं लगता । #Cybercrime #onlinefraud @RBI

This is exactly why you shouldn't believe everything you read on this app👇 ​A viral tweet tried to paint Union Bank as the villain for freezing an account of a patient on a ventilator. Turns out? The account was fully active, KYC was up to date, and net banking was running fine. ​Weaponizing a family medical emergency just to farm impressions and blue-check payouts is a new low. @DFS_India @FinMinIndia @UnionBankTweets

Govt retreats;is the safety net of India’s PSBs shrinking? ​While the Govt still holds the majority, its stake has been slashed across 11 of 12 PSBs since 2020. With public shareholding on the rise, are we witnessing the slow-motion exit of the state from banking? ​The Red Flags👇 🔹️​Major Dilution➡️Banks like Canara and PNB have seen double-digit drops in Govt backing. 🔹️​Profit vs. Public Good➡️Will a shift toward private interests compromise the common man'saccess to banking? 🔹️​The SBI Floor➡️At just 55.50%, the nation’s largest bank is inching closer to the minimum control limit. ​Is this essential reform, or is the government leaving these institutions to fend for themselves in a volatile market? @DFS_India @FinMinIndia @RBI @RBIsays @SecyDIPAM

@skh27 @DealsDhamaka BOI doesn't have minimum balance criteria also no PSBs have minimum balance criteria in SB account .

@DealsDhamaka Citi now axis has 100000 minimum balance. BOI has 500

CITIBANK (now AXIS) gives 3 copies of 40 pager colour printout of the bank statement FREE for Visa purposes Bank Of India charged Rs.100+GST = 118 per page for 2 pages of blank and white bank statement No wonder why private banks succeeded so well in India

Expected salaries 2028‼️ Cent. Govt Class A officer salary(after 8th pay) vs LIC AAO (after nxt revision 2028) vs IBPS PO (after 13th bps 2027) 👇🏻 PSB scale 1 is equivalent to Class A in Cent. Govt as per DOPE guidelines dtd 06-12-17. Bank unions❓Decide Yourself. @idesibanda

@Rudrapr60364508 @bharatiyabnkrs @idesibanda @aiboc_in @rupamsmail @BOIOAMNG @alashshukla @AIUBOSA @SBIOA_MAH @UFBUIndia @UFBUPUNE Lol

@bharatiyabnkrs @idesibanda @aiboc_in @rupamsmail @BOIOAMNG @alashshukla @AIUBOSA @SBIOA_MAH @UFBUIndia @UFBUPUNE How many posts are there below class A officer in govn. How many levels there ? How many levels there below a bank PO ? Compare yourself with class B officer. That will be more appropriate.

सरकारी बैंकों ने वित्त वर्ष 2025-2026 में 2 लाख करोड़ रुपये मुनाफा कमाया... ये देख कर 'Lunch Break' पे जोक मारने वालों की भूख-प्यास ही मिट गई है 😂

@DFS_India @FinMinIndia @nsitharamanoffc But salary and allowances are record all time low.

Public Sector Banks (PSBs) recorded an all-time high net profit of ₹1.98 lakh crore in FY 2025–26, marking the fourth straight year of profitability. PSBs registered lowest ever NPAs - Asset quality improved significantly, with the Gross NPA ratio declining to 1.93% and the Net NPA ratio dropping to 0.39% as of 31 March 2026 — the lowest levels recorded historically. PSBs’ total business reached ₹283.3 lakh crore in FY 2025–26, registering robust y-o-y growth of 12.8% . Gross advances of PSBs grew by 15.7% y-o-y to ₹127 lakh crore as on 31.03.2026, with strong growth across Retail, Agriculture and MSME segments. Continued reforms and strengthened governance practices have reinforced PSBs through healthier balance sheets, enhanced operational resilience, and strong capital adequacy. Read more here: pib.gov.in/PressReleasePa…

Public Sector Banks (PSBs) record an all-time high net profit of ₹1.98 lakh crore in FY 2025–26, "Marking The Fourth Straight Year" of profitability. @DFS_India @FinMinIndia @RBI @PIB_India

#Cyber risks, #algorithmic biases, and systemic vulnerabilities👇 The #SBI Chairman warns that as #digital finance and #AI-driven underwriting explode, bank risk management frameworks must evolve even faster to keep pace. @DFS_India @RBI @FinMinIndia @TheOfficialSBI

The new PLI scheme is in line with the scheme in Central Public Sector Enterprises (CPSEs), as recommended by the Third Pay Revision Committee. ​Key Features of the CPSE Model👇 🔹️​Incentive Pool➡️Capped at 5% of the previous year’s net profit before tax. 🔹️​Payout Components➡️The final amount depends on three specific factors👇 🔹️​Company performance 🔹️​Team performance 🔹️​Individual performance rating 🔹️​Payout Range➡️Varies between 40–90% of basic pay for middle management, and reaches 100% for the Managing Director (MD) and Chairman. ​Applicability👇 ​In CPSEs➡️This scheme is applicable across all grades. ​In Public Sector Banks (PSBs)➡️It is specifically intended for officers from Scale IV up to the MD & CEO. @TamalBandyo @DFS_India @FinMinIndia @RBI

@PSBPunch @RBI @FinMinIndia मैं आज बैंक गया और बोला कि मेरा अकाउंट ज्वाइंट कर दो। बैंक वाले बोले किसके साथ? मैने बोला जिसके खाते में सबसे ज्यादा पैसे हो उसके साथ। उन्होंने मुझे भगा दिया। #FakeBankStory

@iamarvindmeena @RBI @FinMinIndia 😂😂😂👏👏👏

आज एक बैंक कर्मचारी को देखा, वह बिल्कुल सामान्य इंसान की तरह चल रहा था, बात कर रहा था और तो और... अपनी नाक से सांस भी ले रहा था. जहाँ तक मैंने सुना था और रील्स में देखा है, बैंक वाले ऐसा व्यवहार नहीं करते। ​मेरी प्रार्थना है कि @RBI और @FinMinIndia आगे आएँ और इस 50k फॉलोअर्स वाले प्रभावशाली व्यक्ति (Influencer) को जवाब दें। यह कैसे संभव है? #FakeBankStory @DFS_India

@IndianTechGuide #5daysbanking will also play a vital role in all of these.

🚨 Prime Minister Narendra Modi today: - Stop buying gold. - Bring back the work-from-home culture. - Save petrol and diesel. - Avoid foreign trips and destination weddings. - Stop importing foreign products.