Deepanshu Gupta

1.1K posts

Deepanshu Gupta

Deepanshu Gupta

@PointsnMilesPro

Credit Card Enthusiast | Minting Points & Miles | Insurance Advisor | Team-Bhpian | Hobbyist Photographer

Hyderabad Area, India Katılım Haziran 2009
244 Takip Edilen258 Takipçiler
Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@MilesMogul Only you could you done it, nothing surprising here!! Congratulations 🎉
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Miles Mogul
Miles Mogul@MilesMogul·
People redeem Bonvoy points for free nights. I just redeemed 3,002,500 Marriott Bonvoy points for the FIFA World Cup Final in NYC! Won the auction by 2,500 points over a revealed 3M point bidder. Possibly one of the biggest Bonvoy Moments wins of the modern Bonvoy era.👑🧿
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Sagar Paleja 🇮🇳
Sagar Paleja 🇮🇳@smartspendcode·
🦁 My biggest points redemption yet & my biggest single booking as a travel advisor! A ₹4L stay at Fairmont Mara Safari Club for 4 nights, all inclusive with meals and game drives, booked entirely with points! 🤯 And at the same time, I also locked in my biggest single booking ever worth ₹20L for a group trip to Maasai Mara as travel advisor. This is probably the first time my worlds as a ccgeek and travel advisor have come together so perfectly 😄 It all started when a group of friends approached me to plan and book their entire Mara trip. After a lot of back and forth, their whole plan was finally locked in. Then they forced us to join them 😂 And since it was Fairmont Mara, the ccgeek in me was easily tempted. This has to be one of the best Accor redemptions you can possibly make, so I finally pulled the trigger. For the group booking, managed to unlock: 🌙 1 night free 💳 $100 hotel credit per stay ✨ VIP perks and prioritized requests etc And for my own being Accor Platinum has already got us a preconfirmed upgrade to a Deluxe Riverfront Tent with an outdoor shower, a category that would have cost around ₹1L more overall! A ₹20L group booking on one side and a ₹4L Accor redemption on the other. Travel advisor 🤝 ccgeek Honestly, super excited for this one! Have also pulled off some exciting flight redemptions with miles for this trip ✈️ Will cover those separately later 👀 Anybody here already experienced Fairmont Mara Safari Club? Would love to hear your experience and recommendations! 🦁
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Tara Deshpande
Tara Deshpande@Tara_Deshpande·
Which Indian city in your opinion is the most under rated for food?
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@ChaiAndMiles Ngl, but jaipur has many good properties other than rajputana. This one particular ITC didn't impress me at all, stayed there back in 2021.
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@YourCardJourney Happened with me as well and for me the distance was mere 30 kms since i stay in kokapet. Didn't have the time to dispute that so let it go.
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YourCardJourney
YourCardJourney@YourCardJourney·
HSBC Airport transfer request was rejected because of distance? This happened to me every time. The team directly rejected the request, mentioning that the distance exceeded the eligible limit. Hyderabad falls under Group 2, where airport transfers are allowed up to 50 KM. The distance was within the limit. Instead of losing the benefit, I mapped the shortest route to the airport and shared the route proof with the booking team. I also looped in the escalation team: aakash.rana@ecosmobility.com shivam.tomar@ecosmobility.com After escalation, the request was approved. If your distance is within the eligible limit, don’t accept the rejection immediately. Map the shortest route. Attach the proof. Mention your city limits. Escalate with supporting details. Same pickup. Same airport. Same distance. The only difference was presenting the correct route with proof. It worked for me. Might work for you too.
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@ankurmittal Hope, they add it for India as well. This will add a new spectrum of desirability for AMEX cards then.
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
Looks like HDFC hired product managers from 🪓is. Congratulations! Axis Magnus finally has a worthy competitor in the "How to Kill a Premium Credit Card" championship. If the 3,000 reward point cap is here to stay, the search for a new primary card officially begins. #ccgeeks
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@ChaiAndMiles Everyone has their own approach to career growth. The strategy you mentioned worked when entry-level pay was low pre-covid time. Today, it's much better and I've seen hiring managers reject resumes with many switches, since cost to company is much more than just the employee CTC
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Abhishek Singh
Abhishek Singh@ChaiAndMiles·
#CandidMorning 🤷‍♂️ My wife and I both work in IT, and in just 8 years, we’ve reached income levels we never thought possible when we started out, maybe 50% of where we are. Looking back, two things made the biggest difference. First, we treated job switches like a must, not a maybe. When your combined take-home salary is ₹66k/month, it’s hard to build wealth or even think big. The quickest way to break out of that is to switch. Second, we made a simple pact: whenever one of us switched jobs, the other would start looking too. It kept things a little competitive in a good way, and it also helped during salary negotiations because each of us had the other’s compensation as a reference even though we work in different domains. ✅️ My advice to anyone in their first 10 years of IT : Switch every 2 years until you’ve got around 10 years of experience. You’ll get exposure to different companies, managers, and roles. It’s kind of like trying different ice cream flavours before settling on your favourite. ( I made the mistake of being with my first firm for 4 years ) Once you’re around 30 ( will be next year and can start feeling it already ), priorities usually start shifting. Stability begins to matter more than constant change. Kids, schools, homes, and family responsibilities make every switch a much bigger decision. A few things that have worked well for us: 1️⃣ A little healthy competition between a working couple keeps both people growing. 2️⃣ Dual incomes often mean a lower overall tax burden compared to a single earner with the same family income. 3️⃣ Career diversification lowers risk. The chances of both partners losing their jobs at the same time are usually much lower than depending on just one income. The first 10 years are for learning as much as you can and earning as much as you can. 🙋‍♂️ The next phase is about protecting what you’ve built as I feel 45 is the new retirement age in IT.
Abhishek Singh@ChaiAndMiles

#CandidMorning 🤷‍♂️ Society is wired in a strange way. When you're at Point A, everyone asks when you'll reach Point B. The moment you get there after years of hard work, the conversation shifts to Point C. Now replace those points with your in-hand salary to make it more relatable. At ₹30k/month as a fresher, I was happy that I could finally earn my own bread. Then LinkedIn happened. Friends started switching jobs, getting promoted and posting salary jumps. Soon ₹30k ( Point A ) became ₹60k ( Point B ). Then a college friend joined a startup at a crazy package. Another landed at Microsoft. Someone's ESOPs clicked. Someone launched a VC fund. Someone bought a new house. The race never ends because the finish line keeps moving. The real question is: Who are you earning for? If you're making ₹1 Cr in-hand but slogging 6 days a week and spending Sunday recovering for Monday, then kharcha kab karogey merey bhai/behen? One thing I've increasingly come to believe: a 25% pay cut for significantly better work-life balance is often a great trade. I would do it anyday for a 4 day work week. Years later, most people don't regret missing a deal or a promotion. They regret missing the years when their kids were growing up because they were busy climbing the corporate ladder or raising that next round of funding.

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Kunal Shah
Kunal Shah@kunalb11·
It’s been a minute. 2015–2018 - Exited FreeCharge. Spent time learning and investing. - Pondered about: Why can't trust be rewarded? Started with $1M of personal capital. - Launched CRED to reward people for paying credit card bills on time. 2019–2025 - Built a system run by a team that values ownership, judgment, and craft. - Grew from 0 to 17M members by aligning incentives with behaviour. - Built several products during COVID lockdowns. - Raised $900M+ from global investors. Did 4 ESOP buybacks. - Made Indiranagar and IPL ads slightly more interesting. - Received a full stack of regulatory licences. - Lost 35 kilos. - Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards. 2026 - First profitable quarter (yet occasionally asked what our business model is) - Raised another $900M from Meta in primary and secondary capital. - Announcing our 5th ESOP buyback. Today CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role. Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction. Team CRED, I’ll still expect you to be a 10x version of yourselves. As for me, I’ll be joining Meta to lead WhatsApp globally. Meta comes in as a minority investor in CRED. No access to member data. While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth. Onwards.
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AKSHAT
AKSHAT@akshat_money·
Axis Magnus Burgundy - The most detailed guide anywhere on social media ❤️ Bookmark Now🔖 10 pages. Everything covered: I've spent countless hours analyzing every aspect of Magnus Burgundy so you don't have to. ✅ Complete earn structure ✅ Transfer partners by value ✅ Group A vs B : what most miss ✅ Recent devaluation impact ✅ 10 strategies most M4B cardmembers don't use Free for my followers ❤️ To get your copy, follow the 3 steps below: ✅ Follow @akshat_money ✅ Comment "Magnus Burgundy" below ✅ DM me I'll send it personally 🎯 Bookmark it so you can refer in future 🔖 #ccgeek #ccgeeks #AxisMagnus #MagnusBurgundy
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Deepanshu Gupta retweetledi
Suraj Kumar Talreja
Suraj Kumar Talreja@suritalreja·
The Indian salaried class is slowly losing every inflation hedge available to it. Imagine a guy earning ₹18 lakh a year in Bengaluru. After tax, rent, EMIs, and expenses, he manages to save ₹5 lakh annually. Now he just wants to protect those savings from inflation and rupee depreciation. So he tries: ➡️ Crypto 30% tax, no loss set-off, 1% TDS. ➡️ Equities Higher STCG, higher LTCG, higher STT. ➡️ Foreign investing 20% TCS on LRS remittances above ₹10 lakh. ➡️ Sovereign Gold Bonds Tax benefits narrowed, scheme effectively being phased out. ➡️ Physical gold Now discouraged in the “national interest.” Meanwhile: • FD returns barely beat official inflation before tax • Housing, healthcare, and education inflation keep rising • The rupee keeps weakening over time So what exactly is the middle class supposed to do? Every escape from rupee depreciation is being taxed, restricted, or discouraged. The same salaried class that pays taxes honestly through TDS, gets almost no subsidies, and funds the system quietly… is now expected to simply watch purchasing power erode and call it “Amrit Kaal.”
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
Must Read for someone approaching 40's. Felt too relatable since 40's are around the corner.
Dr Mouth Matters@GanKanchi

Confessions and realities 42M, 55LPA I am a 42-year-old man with a senior job in IT. I have a house in Chennai, a supportive wife, and two children. On paper, everything about my life looks perfect. I have achieved all the things society says a man should achieve. In my twenties, life felt different. I had friends to spend time with. We would hang out at Marina Beach and Besant Nagar beach, watch movies at Rohini, Udayam, and Kasi theatres, and ride around Mount Road on my RX100. In my thirties, I had colleagues to talk with over tea breaks. We would discuss apartments, onsite trips, and share random stories about life and work. But now, in my forties, life has turned into a quiet routine. My phone rarely rings for anything personal. Most calls are about office work, bank alerts, or someone from home asking me to pick up milk on the way back. The loneliness of a man in his forties is unusual. I am not physically alone, but I often feel like a machine. When I enter my home, I am simply “Appa.” I am the person who pays school fees, fixes the Wi-Fi, and handles repairs. My wife is busy with her work and the kids. My children are teenagers now, living in their own worlds and their own rooms. They love me, but they mostly see me as the person who provides comfort and stability. They no longer see me as an individual. At the office, I am the senior person. I am expected to have all the answers. I cannot tell my team that I feel tired. I cannot tell my boss that I sometimes struggle to keep up with new technologies. I must appear confident and strong, even when I quietly worry about the future. Sometimes I drive home slowly from work just to spend a few extra minutes in the car. I listen to songs from my college days. For those fifteen minutes, I am not a manager or a father. I am simply myself again. I realize that I have not had a real conversation about my feelings with anyone in years. My old friends now exist mostly as names on WhatsApp. We send “Happy Birthday” or “Congratulations” messages, but rarely talk. When we meet at weddings, our conversations revolve around our children’s grades or the cars we drive. We never talk about what we actually feel. The hardest part is that I cannot even complain. If I tell my family that I feel lonely, they look confused and say, “But we are all here with you.” They do not understand that a person can be surrounded by people and still feel like they are on a desert island. Society teaches men that if they provide money and security, they have succeeded in life. But no one teaches us how to deal with the silence that comes with it. I have built a beautiful life for everyone around me, but sometimes it feels like there is no space left for me inside it. And maybe… this is what life in your forties feels like.

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MilesPointsGuru
MilesPointsGuru@gurumilespoints·
Finally embarked on the journey of the beautiful bond of marriage. ❤️ It’s only been 2 months, and I already can’t believe how fast time flies. Grateful for a partner to now share life and many more redemptions with. ✨
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Kanan Bahl
Kanan Bahl@BahlKanan·
A lot of people asked me how I decluttered my Gmail from 171K+ emails to <6K. Want the entire workflow and the FREE no-code guide to follow this? I'll DM you. Comment: DECLUTTER and make sure you follow me so I can DM.
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Deepanshu Gupta
Deepanshu Gupta@PointsnMilesPro·
@jatinsapra Not sure why does it take a social media post to get their attention. Anyway, good that everything worked out right in the end
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Jatin Sapra
Jatin Sapra@jatinsapra·
Just an update: a senior manager, Ms. Sonal came by personally to apologize. They shared that the room allocation was an oversight, appreciated the feedback, and will try to improve their services. I’m already settled in a Suite, and they sent over a cake and welcome amenities. ✨ @Accor @All
Jatin Sapra@jatinsapra

Came to Novotel Delhi Aerocity to celebrate wife's birthday. @Accor Platinum member. Was promised a Suite and decoration by staff on email. They gave me basic room with no decoration. Called reception from room 3 times, no one picked. @All Here is video of a call not picked in over 100 secs. Even the front desk staff is too slow. Requested for manager multiple times but told he is busy. Please reshare so they improve service. @saketreddy @aman6490 @ankurmittal @SartanparaYash

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Ashish Lath
Ashish Lath@ashishlath·
Two years ago, @savesage_club started in a 10x10 room. Five of us, squeezing into a space that barely fit our ambition. There were days with lizards on the walls, unreliable internet, cramped seating, and, on some occasions, even insects and the odd rat making an appearance. It wasn’t comfortable. It wasn’t perfect. But it was ours. As the team grew, we kept adding makeshift rooms in and around the same space - adjusting, improvising, and most importantly, continuing to execute. Last week, we moved. Our 39 member strong family walked into a new, spacious office - one that truly reflects the scale of what we are building at SaveSage. It’s more than just a physical upgrade; it’s a meaningful milestone in our journey. What stands out the most, though, is the team. Despite all the limitations, not once did anyone complain about the lack of space, slow internet, or the less-than-ideal conditions. Everyone just kept moving forward, focused on building. Grateful to each one of you. Also thankful to our users, investors, and partners who believe in us and keep supporting us through every phase. Sharing a glimpse of where it all began and where we are today. Onwards and upwards 🚀
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