Prakarsh Saxena

@SartanparaYash Superb man! 🙌🙌

Finished 6 Months Gym Personal training, having Arthritis. First 4 months Strength training + 2 months weight loss. Weight - 84 -> 78 Waist - 38.5 -> 34.5 inches Chest - 41 -> 39 inches Arms - 11 -> 12 inches Hips - 40 -> 38 inches Thighs - 21 -> 22 inches Diet products used during the journey -> Superyou Yeast protein powder Superyou protein wafers 10/20g Phab protein bars 21g Soyamrut Tofu Amul malai paneer Amul high protein Dahi Amul high protein lassi/buttermilk Amul high protein blueberry shake Eggs Salad Sprouts Besan/moong dal chilla Next 6 months -> Strength training and Muscle building. Followed by 2 months of fat loss. Next Update in January.

@snakeyesV1 Chicken Mashkool is really really good.

What to choose?

@contliving Tax free as of today* 😂 Darr lagta hai kabhi kabhi

PPF at 7.1% is still one of the best tax-free, guaranteed returns you can get. Government backed. Compounds for 15 years. Fully tax-free on maturity. I've maxed mine every year since 2012. The rate isn't the problem. The ₹1.5 lakh limit is. One person, one account, ₹1.5 lakh a year. That's the ceiling on how much tax-free compounding you can actually build. That ceiling hasn't moved since 2014. Arun Jaitley raised it from ₹1 lakh to ₹1.5 lakh in Budget 2014. Nothing since. 12 years, same number. Adjust ₹1.5 lakh for inflation and you're closer to ₹3 lakh today. Industry bodies asked for a hike this Budget too. Didn't happen. Most people miss what you can still do about it. You can open a PPF account for your spouse too. Full ₹1.5 lakh limit. Separate account. Separate compounding. Gift her the money if she doesn't earn. PPF interest is tax-free anyway. Clubbing rules don't matter here. Nothing gets taxed either way. That's ₹3 lakh a year for the family. Same 7.1%. Double the compounding. Now the part people get wrong. Open a PPF account for your minor child and it does not add extra room. Your account and the child's account share one limit. Combined, still ₹1.5 lakh. Cross it and the excess earns zero interest. Parents assume it's ₹1.5 lakh plus ₹1.5 lakh. It isn't. One guardian, one combined ceiling. NRIs have it worse. You cannot open a new PPF account once you become an NRI. Already have one from your resident days? You can keep contributing. Only till maturity. No extending it in 5 year blocks like residents do. Maturity means it's closed. 7.1% is a good rate. The government just never grows the shelter around it. 🙏

@KartikDiscovers Sounds much like the package Magnify also have

Would you pay ₹5.44 lakh for airline miles? 🤯 ASmallWorld is currently selling a package for €4,950 (~₹5.44 lakh) that includes: ✈️ 300,000 Lufthansa Miles & More miles 🏨 Hilton Honors Diamond Status 🏨 GHA DISCOVERY Titanium 🚗 SIXT Platinum Status 🏝️ Jumeirah One Gold A bunch of other travel memberships & perks. Not saying it's worth buying (or not) — I'm definitely not a Miles & More expert. I just found it fascinating that there's a market for premium travel packages priced at over ₹5 lakh.

@jassneetsingha MRCC and Gold Charge are feeling dejected seeing the responses

Milestone credit cards are so simple. My go-to milestone card: Amex Platinum Travel. What is yours?

@CardMavenIn I can't stay without Accor.. i see 8.8% returns on Accor against 4.13% fx charge, so net positive

Zero forex offer - Gone Airport Transfers - Going away on 31st July HSBC T1 is now back to basics with its core rewards and benefits. Would you still keep the card without these offers?

@eshwarvs @aman6490 @All @Accor Which hotel?

Accor being extra nice and handing over a gift 🎁 for being a Platinum member ✨ Moments like these make it even more special 🙌🏻 Guess the property ? @aman6490 @All

@SartanparaYash @tejasghongadi @ankurmittal It's a very small nuance. If you have to spend 'X' to get sthg it's atleast worth 'X' as well. Because otherwise how do you calculate the worth of the Lounge/Airport Drop/Extra Bag etc.

@Prakarsh41 @tejasghongadi @ankurmittal Worth and spend is different. Worth is when you get 10L back using gold status, not by spending.

Another Instagram Credit Card Influencer 'HDFC Marriott Bonvoy Card gives 15,000 points on payment on annual fee which can be used to book 2 Free Nights of 7500 each!' 🤦 And funnily 26K+ Views, 150+ people asking for details Just because it starts with a hook. #CCGeeks

@geekyranjit @Phonenurd Take care sir! Been a fan of your reviews since 10+ years!

Wow 😳 nothing like that. I wasn't keeping well for last 3-4 odd months, infact about 50 days ago thought I would die. This year is very bad for electronics and smartphones and not liking the trend of smartphone pricing these days, many devices which should have launched for 30k going close to 42-45k now compared to last generation devices. From past year anyways the devices I feel that are not that good I am just not bothered to cover them, also serious smartphones innovations have almost stopped it's just the camera centric phone race now. Now that I am almost 95% recovered will be posting a bit more videos aim is between 2-3 videos / week is the goal but not interested in covering every smartphone that is getting launched but will try to cover the imp ones and paying more attention to health and fitness. Infact last year I did my first half marathon (21 kms run) but my bad health has pushed me back a lot so will continue to work more on my health as learnt the lession Health is True Wealth.

It’s honestly heartbreaking to see Geeky Ranjit moving away from phone reviews to cars. The man was the blueprint for honest, real-world testing in India. Now, the tech space is mostly occupied by creators just reading off spec sheets. End of an era. 💔📱

@SartanparaYash @tejasghongadi @ankurmittal Woh toh frame of reference hi different ho gaya I said you would have to spend 10L to get gold normally by flying Etihad but ye card free mei de raha hai

@Prakarsh41 @tejasghongadi @ankurmittal My calculation was that you get more amount as GVs back than the fees paid. Else i would keep using eterna here and there Everything else is bonus like gold status or free lounge.

@SartanparaYash @tejasghongadi @ankurmittal Exactlyyy! Ya toh jo sahi mei AUH jaata ho uska hi faayeda ya ya Status Match! Spend kyu karega is card pe koi. Program is literally bad. Taxes jitni amount mei indigo se ud le koi AUH tk

@tejasghongadi @Prakarsh41 @ankurmittal Definitely not 😂. Everyone took it in the hope of getting some status match in future

@tejasghongadi @SartanparaYash @ankurmittal None taken sir. X community will always keep me honest and true. my caption there's legit clear callouts that EG isn't a great program so won't spend on it My only motive was to 1. Help prople get this easily those who fly to AUH 2. Status matches aaye toh use ho jaaye

@Prakarsh41 @SartanparaYash @ankurmittal Sirji, No offense - But the question is whether the Etihad Gold Status is really needed? And this question is technically to everyone who took the card for the Gold Status. Seeing a FOMO trend amongst #CCGeeks on X

@SartanparaYash @ankurmittal @tejasghongadi Bhai maine actually Tier Miles at Bronze level dekhke rough calculation kari ki 40k Tier Miles (actual Gold tier) pahuchne mei kitna kharcha hoga 👀 Actual figure toh aur zyada hai.

@ankurmittal @tejasghongadi Are are. Humne to sirf 14k me nipta diya article. Scope kafi bada tha.

@SwipesAndSmiles Finally!!

Tired of tracking your HSBC milestones and booking Hopper flights on a tiny phone screen? 📱✈️ Bookmark: rewards.hsbc.co.in ! and Thank me Later. Here is the exact workaround to unlock full web/laptop access to the HSBC India Rewards portal: 1️⃣ Open HSBC App ➡️ Credit Cards ➡️ Rewards ➡️ Tap "Redeem points now" 2️⃣ Once the web page opens, go to Account ➡️ Update Profile ➡️ Save your active Email/Mobile. 3️⃣ On your laptop, visit rewards.hsbc.co.in ➡️ Click "Forgot Password". 4️⃣ Reset your password via the email link, set a new login, and you're set! Voila ... Boom. 🚀🚀 Your HSBC Rewards & Hopper portal is now a one-stop shop accessible from any browser. Even you can redeem to #amazonPay #Flipkart GV at worst ratio Lolz or even @Apple Products for 1:1. Bookmark it and start optimizing! 🚀 #ccgeeks, HSBC #creditcards #Fans .. Feel free to reshare with due credit to @SwipesAndSmiles, as this is first Time it's been shared #AFAIK. #CreditCards #TravelHacking #HSBCPremier #FlyHigh #SwipesAndSmiles #TravelOne #Premier #ccgeeks #ccgeek #hsbc

@ameyakarve There's a Regalium building near Forum mall too (hopefully singular version of Regalia) Pura BLR CC Paglu hai

Looks like someone from Sobha marketing team is a big ccgeek/avgeek :D

@KartikDiscovers They have the wherewithal and connects with global partners to pull this off easily.

If HSBC is planning to add more lifestyle benefits to the Premier Credit Card... My guess is it'll be something around premium dining and curated experiences- think Michelin-starred restaurants, exclusive chef tables, private dining events, or a concierge-led offering through RedBeryl. Pure speculation on my part, but something along these lines would fit the Premier card's positioning really well. 👀

this is like your parents fighting and getting two christmases

@eshwarvs @jassneetsingha Yes sir! It's a proper GV and not an offer code. Itna technical toh nahi ho sakta tha so I showed them the transaction page in the app to contest

@Prakarsh41 @jassneetsingha Yeah, he seems to not have knowledge about that. On 1000₹ petrol, we get 10₹ off on direct payment, he would have thought that 😂 Note - On vouchers there is no discount

18% Valueback on fueling via Shell! Easiest to redeem, only issue is that the denomination of vouchers is low and requires to patiently fuel it multiple times.

@ChaiAndMiles I know man xD Doha to Europe ekdum mastt seats dikh rhi hai lekin.. India to Doha mei sab zero till December

@Prakarsh41 As if the war is with India :P

Agley janam mohey Avios na kejo Sala jab sey welcome bonus aaya hai tab sey ladd rahey hai 🇺🇸 aur 🇮🇷 Pehley as a CCGeek sirf devaluations sey darr lagta tha ab war sey bhi lagta hai 😂