Prakash
74 posts


Sunlight is FREE… so why pay for light? ☀️💡👀
Use it wisely and save your hard-earned money too 💸
#SaveElectricity #EnergyConservation #SmartLiving #GoGreenIndia #SwitchOff




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When I first stepped into the stock market, the very first people who discouraged me were my parents.
The losses I made during the learning phase were small, Maybe that is what saved me. They were painful, but not big enough to push me out of the market.
Coming from an engineering background, I had no fancy charting tools, no terminals, not even Pc at home. Most of my learning happened in an internet browsing center. Limited time. Limited access. Just raw curiosity , just moneycontrol website. I survived with whatever was available.
That is also the reason I naturally leaned towards fundamentals, sector updates and news. News was everything for us. It was the only real time trigger we could access, and price itself was the best indicator we trusted. With poor resources and slow internet, I was forced to understand the basics the hard way.
When I look back now, almost all my friends who started this journey with me quit at some point. The initial phase felt like a honeymoon, exciting and hopeful. Later, the market showed its real nature. Ruthless. Unforgiving. Most couldn’t handle that shift.
I stayed. Kept trying. Failed. Refined. Tried again. Failed again. Refined again. Slowly, I improved. Slowly, I evolved. Not overnight. Not magically.
The stock market eventually gave me respect in the same home where I was once discouraged. Funny how Indian parents work. They don’t believe words. They believe proof. Solid, visible proof, the car, the bike, jewelry, bank balance.
Not just at home. Even my locality began to recognize me, not for the job I do, but for my passion. The stock market.
I bought things for myself. For my family. I contributed to charity. When I look at my home, my car, the valuable contacts I built, I feel grateful. This passion took me from nowhere to somewhere. From uncertainty to being invited to stay at someone’s vacation home for a week for my Vacation. That feeling hits differently.
Everything was selfmade.
I never took a single stock recommendation in my journey. I wanted to pick on my own. If it failed, I wanted to face it. Learn from it. Try again. I never bought a stock unless I was fully convinced by my own research. Conviction mattered more than comfort.
Love your passion. Truly love it. One day, it will take you to a place where you can quietly smile and say, it was worth it. ♥️
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@FI_InvestIndia ஒரு நியாயம் வேண்டாமா... வீட்டில் செய்ய சொல்லி பாருங்கள்
தமிழ்

In a world where it takes hours to separate methi leaves, hack sister gives us a crazy hack to quickly do the job 🔥🔥🔥
Hack of the day for my audience who cooks healthy.
Loved it ❤️
#FI
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@UIDAI @ceo_uidai this is the queue at Tambaram Post office for demographic updates. 200+ are in queue for 50 token, since 4am. All because your online appointment is not working and not empanelled the approved centres via online. A kid fell due to giddiness. Stop harassing us.

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Prakash retweetledi
Prakash retweetledi

RT to spread awareness.
Follow @itsurprem for more hidden money stories.
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@itsurprem Your insights with the mention of the stock name will help support seekers and learners.
I'm just a beginner in trading and started following you a few months before, after a friend referred to your tweets.
Just felt like asking, do you teach if one is interested in learning!
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Capital Small Finance Bank Ltd
Price near 300 after cooling from 330 showing fresh strength,
Momentum strong with price above
300, a key level after long consolidation.
Above key level could trigger quick move to 330+ if momentum & market supports.
Category: Momentum / Swing
Disclaimer: Buy at own risk and analysis. Am just sharing my updates and not influencing anyone. I am not responsible for your profits and losses.

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@cmdmilkymist @MilkyMistIndia Great work sir.. my family is a customer of your products
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30 years ago getting quality milk for @MilkyMistIndia was challenging. Payments not transparent, purity not guaranteed, farmers’ concerns routed through middlemen. The recent digital infrastructure solved payments. Nearly 70,000 farmers supply us pure, high-quality #milk today.
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🚨 Started a ₹10,000/month SIP for my newborn son last Year.
💰 10% step-up yearly
⏳ Invest for 10 years
✋Stop Sip After 10 Years
📤 Withdraw ₹25,000/month for 12 years (from age 10–22)
🥂 Still Left With ₹ 56.42 Lacs at The End.
This one plan can fund his entire education — without loans.
Let me show you how 🧵
1. Step-up SIP:
You increase SIP by 10% each year.
That means:
•Year 1: ₹10,000/month
•Year 2: ₹11,000/month
•…
•Year 10: ₹23,579/month
🟢 Total investment = ₹19.12 lakhs
📈 Expected return = 12% CAGR
2. Corpus after 10 years = ₹32.68 lakhs
No insurance gimmicks.
No loan.
Just consistent investing + SIP step-up.
This becomes your child’s education fund.
3. Now start Systematic Withdrawal Plan (SWP) when your child turns 10:
💸 ₹25,000/month = ₹3 lakhs/year
📆 Withdraw for 12 years (age 10 to 22)
🏫 Covers school, coaching, college & even early career support
4. But will the money last?
Yes.
Even after withdrawing ₹3L/year for 13 years (₹32.68 lakhs total),
assuming the fund earns just 12% during SWP:
🟢 You’ll STILL have ₹56.42 Lacs lakhs left in the fund by age 22!
That’s compounding doing its job.
5. ✅ Summary:
• You invest ₹19.12L in 10 years
• You get ₹36L in withdrawals over 12 years
• You still have ₹ 56.42 Lacs in the account at the end
All without touching your salary or taking a loan when it matters most.
6. Lesson:
Want to give your child a debt-free education?
Don’t wait for the “perfect time.”
Start now. Step up yearly. Stay consistent.
Education is the best gift you can plan for.
📌 Follow @ValueWithPrem for real-life wealth strategies
💬 Reply “SIP Plan” for the free Excel
🔁 RT to help a new parent
🔒 Disclaimer: This is not financial advice. Just my personal approach as a parent.
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@IDBI_Bank @IDBIBankCares @RBI poor service, no passing of repo reduction not passed to customer
Other branch asks to visit the home branch, pathetic support
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