



AMAN KAUSHIK
148 posts















Here's the latest available Incurred Claims Ratio (ICR) for health insurance companies in India (FY 2024-25, per IRDAI data via Policybazaar): - New India Assurance: 100.98% - Oriental Insurance: 102.58% - National: 96.05% - United India: 97.51% - Star Health: 70.30% - ICICI Lombard: 82.24% - HDFC ERGO: 84.85% - Aditya Birla: 71.50% - Niva Bupa: 61.22% - Care Health: 64.53% - ManipalCigna: 74.81% For full list (26+ cos.), see policybazaar.com/health-insuran…. Note: ICR shows claims paid vs. premiums; ideal 75-90%.

I say it again. PSU > private players when it comes to health insurance. National and New India are top notch. You might haggle more - but you’ll get your dues. Main issue people had with PSU was room rent capping. Many PSUs now offer plans with no room rent limits - please choose them. Avoid 1. Star 2. Manipal 3. Care 4. Niva These are worst from personal experience. HDFC is expensive but better if you want to stick to private. Ps Mandatory disclosure- my mom is CEO of GIPSA.





बिना Bidding/Tendering के दी गईं दिल्ली में Metro की करोड़ों की ज़मीनें, CMD DMRC पर सवाल। The Red Mike Exclusive Report. @Saurabh_Unmute @Milan_reports #DMRC #DelhiMetro




