Ryan Clandening

@amitisinvesting Why is the market still listening to Trump?! Market must be retarded and doesn’t learn from history. History being yesterday or the day before or last week. All nonsense and distraction, this Iran war is now being intentionally used to manipulate America. Daddy Trump happy.

BREAKING: There is now a reported draft of a U.S.-Iran agreement reached via Pakistan mediation and an announcement is expected within hours - Deal reportedly includes an immediate comprehensive ceasefire across all fronts. - Parties would agree not to target infrastructure, while freedom of navigation in the Persian Gulf and Strait of Hormuz would be guaranteed under a joint monitoring mechanism. - Sanctions would be gradually lifted in exchange for Iran’s compliance, with talks on unresolved issues set to begin within seven days. So, we've seen things like this before...maybe this one is more legitimate because of the Pakistanis being involved along with the fact that Trump canceled his AI executive order signing ceremony today...oil just fell below $100 so if this is true, we'd probably be finding out soon.

@SenWarren 😂😂😂 Right…

Donald Trump made more than 3,700 trades this year. We need to ban him and every single lawmaker in Congress from trading stocks.

@ariaradnia Name another household brand that people use for doing their taxes?

You guys know I’m a skeptic of many things $INTU drop is VERY justified Rev growth drops from 18% to 10% TurboTax units sold expected to decline and they straight up mentioned how customers are price sensitive The business historically has traded at ‘monopoly-level valuations with infinite pricing power’ That valuation NEEDS to reset, irrespective of whether this is AI causing this or some other entity The numbers CLEARLY show something is wrong and that deserves a rerating

@AInvestorBrief @SwissKnifeInv @EnriqueJLores @acce Yeah I heard the news, the company is too woke to fire people. Look at Intuit they are letting go of 17% of company staff this quarter. WHY IS PAYPAL TOO RETARDED TO FIGURE OUT HOW TO FIRE PEOPLE WITH TERRIBLE FINANCIALS?

@Ryan_AZRealtor @SwissKnifeInv @EnriqueJLores @acce they are cutting a substantial number of jobs over the next years

$PYPL management team is not making acquisitions. Not hiring consultants to write a transformation deck. At $45 a share they are buying back their own stock at a 14% annual yield. That is the clearest form of management conviction there is. They believe the stock is cheap. They are putting the company's capital on that belief every quarter.

@Micro2Macr0 Crude oil is at a critical point as well.

Which way does the $SPX go?

Crude oil is hitting the bull flag trend line again today. Will daddy Trump send a tweet to manipulate? 🤔

@SwissKnifeInv As of today $PYPL now has 440 million active users, that's 10% growth over 5 years. Pathetic. Revenue growing at 4.3% and operating costs growing at 3%. Pathetic. Company is all in on AI and has the same 24,000 employees they had 5 years ago. Pathetic.

$PYPL Five years ago PayPal was the most exciting fintech on the planet. $310 per share. 400 million active users. Every analyst racing to raise their price target. Today it trades at $45. The same analysts who called it a buy at $300 are downgrading it at $38. The business did not change that much. The narrative did.

Management can't figure out how to reduce payroll, when they have been all in on AI for two years. Simple math, it doesn't take 24,000 employees to process payments. Trust me this management team is way too retarded to figure out shareholder yield. They can't even see that their sales forecast is growing at the same speed as their operating costs.

$PYPL PayPal is buying back 14% of its own stock every year. At $45 a share. Add the dividend and total shareholder yield is north of 15%. This is a management team that has studied the math and is acting on it. The market is pricing this for permanent decline. I am not.

@W_pottenger @amitisinvesting That's a good point the tweets are making smaller market impacts than they were before. Maybe once the market starts doing the opposite of what daddy says, that's the point where daddy stops messing around.

@Ryan_AZRealtor @amitisinvesting Visible signs of weakening impact. Initial tweets would move oil ~10%

TRUMP: - DELAYING OUR ATTACK ON IRAN - MIDDLE EASTERN OFFICIALS TOLD ME THAT NEGOTIATIONS ARE TAKING PLACE FOR A DEAL markets trying to pump off this

@PurdyInvestor @amitisinvesting Cause Trump is daddy

@amitisinvesting Bro why are the Markets childish haha

@SwissKnifeInv @Floatymcfloater I have been a shareholder of $PYPL for years and know this company VERY WELL. I know all the bear and bull cases and frankly don’t need to read an article to understand the incompetence of their leadership.

@Ryan_AZRealtor @Floatymcfloater Did you read the article? I dedicate an entire section to the bear case for $PYPL

The crowd is selling $PYPL. I’m waiting for my fat pitch. $6B FCF. 14% buyback yield. 228M shares gone by 2028. Lores cutting 20% of the workforce. Venmo and Ads quietly building toward $1B FCF each. At $45 the 5-year IRR clears 24%. My hurdle is 18%. Full breakdown. ⬇️ swissknifeinvestor.substack.com/p/paypal-is-qu…

@SwissKnifeInv @Floatymcfloater I'm commenting because your post does not include any context of how shitty this management team really is.

@Ryan_AZRealtor @Floatymcfloater Here’s my question, why spend time in the comments section bashing a company? Is it your mission to prevent people from losing money on $PYPL?

@Floatymcfloater @SwissKnifeInv I hope you don’t have the same thought process when living the rest of your life.

@Ryan_AZRealtor @SwissKnifeInv I'm going to drive with my eyes closed and just see how it goes.

@SwissKnifeInv @Floatymcfloater I mean, I’m gonna look at retarded management decisions that have occurred in the past to make decisions on my investment going forward (front windshield).

@Floatymcfloater @Ryan_AZRealtor That’s right. And also why investing requires us to look through the front windshield not the rear-view mirror. $PYPL is the example of that.

@ConstantinBell @SuEricGP @EnriqueJLores Sure, the stock might go up. That doesn't change the fact that the leadership is a bunch of fucking idiots.

@Ryan_AZRealtor @SuEricGP @EnriqueJLores Don't worry, it should go up later this year

$PYPL: Cannibal Stock, Dominant Force 📈 Did you know PayPal is aggressively buying back its own shares, handing billions back to shareholders while revolutionizing digital payments?

Yeah that’s Management giving you bullshit spin for terrible margins and zero change. Same ol Paypal garbage. The kicker is the “new” CEO @EnriqueJLores has been on the board since 2020, knows the problem and refuses to make the necessary changes. It’s pretty disgusting. I have leaps and I hope this company goes to zero. They’re fucking idiots.

@Ryan_AZRealtor @SuEricGP They mentioned pulled forward investment and expenses in the Q1 2026 earnings call. Future quarters, therefore, will hence have especially low expenses, theoretically.

@Micro2Macr0 @TimeSpeak_ Any concerns with TSMC and their helium supply 💯 coming from Qatar?! Maybe TSMC doesn’t need helium to produce chips anymore?

@TimeSpeak_ Yes. Just be ready to buy the dip if things don't get better in the Strait of Hormuz over the next few weeks to month. Because I can see the narrative getting darker, even though the research I've done shows that demand for chips and memory should NOT be slowed much at all.

Analysts are going to have to increase their estimates. $MU $DRAM