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Fed Chair Powell at Harvard yesterday: "The level of debt is not unsustainable... but the path is." Then dropped this: "It will not end well if we don't do something fairly soon." This isn't a fringe economist. This is the Fed Chair.

You need to hit rock bottom. The job you love needs to be fire you. The partner who says I love you needs to cheat on you. The body you thought was indestructible needs to face cancer. One of your parents needs to drop dead. You need to get lied to. You need to have $1M stolen from your bank account. You need your best friend to betray you. You need your business partner to steal your IP and go out on their own. This is how you wake the f*ck up. This is what growth looks like. Most people don’t need more information. They need a pattern interrupt. A glitch in the Matrix they call life. Because with intense struggle becomes rebirth. And it’s incredible.