@StockZombie222 retweetledi
@StockZombie222
914 posts

@StockZombie222
@StockZombie222
I hunger for lucrative stocks. Bear markets won't hinder me, only a shot to the head can stop me. Long: 🔥 $UPST 🔥 $OPEN $TSLA 🧟 Scott (retired investor)
SoCal Katılım Temmuz 2025
102 Takip Edilen141 Takipçiler

@rounder74339385 @HenryInvests @Rebellionaire You're not even excited to hear from our new CEO on the earnings conference call? I can't wait to hear from @paulxgu tomorrow and also listening to @HenryInvests coverage.
@Upstart won't be misunderstood by the market forever.
#SuperGu

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@HenryInvests @StockZombie222 @Rebellionaire For the first time, I am not really excited for upstart ER. Monthly originations takes out any surprises during ER and regardless what they do on BS front, Cash line numbers and Upstart bank update, market already made up its mind that it’s not a shiny rock as it was once before.
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@StockZombie222 retweetledi

⚡️@Rebellionaire Upstart $UPST Q1 2026 Earnings Preview - All Systems 'Gu'? 🤔
For 1Q26, I believe Upstart will post $303M in revenue (+42.3% YoY) while remaining GAAP profitable and reducing balance sheet exposure.
What I'm excited about: A fresh start with Paul Gu as CEO, potential for new KPIs (Cash Line!) and a new slide deck. Post-4Q25 PRs suggest funding is a non-issue, eager to hear more on this as well as the bank charter.
Biggest concerns: substantial (too much) take rate % compression, private credit hiccups, macro, poor leadership communication.
For more, read the entire 27-page review (don't worry - lots of images!) 👇📝rebellionaire.com/post/upstart-q…
Note - AI summary at the top of the webpage, scroll to the bottom for the complete PDF. Not financial advice. Investing involves risk. Please consult our own financial, tax or legal advisor before making any investment decisions. Great effort has been made to ensure the accuracy of this report, but please conduct your own due diligence.

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@StockZombie222 retweetledi

@FFeJJJJ @Upstart Yup, I just found this in my old files. My first purchases were 125 shares from 06/14/21 - 06/22/21...nearly 5 years ago. It was/is a 5-10 plan so we'll see where it goes from here. I did a lot of averaging down over the years too. I have a lot of skin in the game.
#ThoseWhoStay

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My stress level 5 minutes before @upstart announces their quarterly earnings results. I've been doing this for 4-5 years now. 😂🤷♂️ 🔊
1978 Midnight Express movie. American Billy Hayes straps 2 kg (4.4 lb) of hashish to his chest and tries to smuggle it out of Turkey. True story
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@StockZombie222 retweetledi

Listen to the full episode:
YouTube: youtu.be/R8nG0m2o6Yk
Spotify: open.spotify.com/episode/6Hn0RD…
Apple: podcasts.apple.com/us/podcast/suc…

YouTube

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@StockZombie222 retweetledi

$UPST enters a new leadership era.
We spoke with co-founder, former CEO, and newly minted Executive Chair Dave Girouard on what’s behind the move -- and what comes next as Paul Gu steps into the driver’s seat.
ft. @AnnBerry_NYC
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My prediction: 😀
@paulxgu confidently walking out of his first earnings report event as Upstart's new CEO next Tuesday!
🔥 🔊
#ItsGuTime #LetsGu #SuperGu #HenryInvests
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@StockZombie222 retweetledi

Upstart $UPST April Trustpilot #UTPI reviews hit 1,124, up 62.7% YoY (flat MoM, would be +4.2% MoM but April has 1 less day than March).
April's Trustpilot Reviews per Day hit 37.5, up 63% YoY and reaching a new all-time high. April's 2026 review activity very closely mirrors what was observed in 2025.
All of this comes in light of March UMI reading of 1.42, up 4.4% MoM. When UMI rises, Upstart's credit box tightens = less approvals & conversions.
We should be receiving April origination data this Sunday (May 3), which will give us more insight into 2Q26 prior to ER.
Upstart reports earnings this Tuesday, May 5, where Paul Gu will take questions on his first ever conference call as CEO.

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@StockZombie222 retweetledi

Join me this Tuesday, May 5, at market close as I cover @Upstart’s $UPST Q1 2026 Earnings Results 🦾 ⚡️
twitter.com/i/spaces/1RKZz…
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@StockZombie222 retweetledi

@davegirouard Thanks for all your great work as CEO of Upstart!
What is Upstart's connection to Pagaya Technologies?
Also, Do you have any updates regarding the approval process for Upstart Bank? How many employees do you anticipate will be needed to support the bank's operations?
-Scott
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@StockZombie222 retweetledi

Today is @davegirouard’s last as $UPST CEO - tomorrow he is Executive Chair! So it’s incredibly gracious of Dave to spend some time talking to me today for @brewmarkets about the latest at @Upstart and what’s next for him. What would you ask?
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