SurfLiquid 🌊

15 years shipping products. 4 companies. One exit. Now building the AI savings account that grows your money safer than you ever could. And cannot touch a cent of it. $15M+ in savings. Zero losses. Built on audited @zkCrossNetwork rails. Live on @ethereum, @base, @0xPolygon. Ten minutes with our founder @shivamtas ↓

This is exactly the layer agentic DeFi has been missing: standards you can independently verify, not APYs you take on faith. Proud to be assessed alongside strong teams, and to see the Guardian Layer recognised for doing what we built it to do, protect funds automatically onchain. Trust should be checkable. Great work @owneydotapp 👏

@owneydotapp Independent, evidence-based assessment is the right bar for this industry, and fully behind raising it together. Grateful to be part of it. Thanks to @owneydotapp, @CODESPECT, @Core3io and @hackenclub for the work.

We are excited to share that we've just released our Trust and Security framework for Agentic DeFi, developed together with CODESPECT, CORE3, and Hacken. Check out the agent scores on risk.owney.app and read the full article here! x.com/i/article/2082…

Surf Leagues: Season 3 is a wrap ✅ 100+ participants. Real volume. Real rewards. Strong signal. Season 2 recap • 100+ participants • $1.8M $SURF trading volume • 12.86M, 61.2% of $SURF supply locked • 3.4B XP earned • 210,000 $SURF emitted Top 3 🥇 ZestfulNewt367 - 76.4K $SURF | 1.2B XP 🥈 RobustGrouse213 - 33.4K $SURF | 546.8M XP 🥉 Surfer - 18.3K $SURF | 296.5M XP Honourable mentions (4–10) 4) MrPoop - 18.1K $SURF | 293.7M XP 5) OceanMan - 14.1K $SURF | 229.5M XP 6) SufficientMuskox787 - 8.3K $SURF | 136.2M XP 7) MiserableGuanaco586 - 7.7K $SURF | 125.3M XP 8) SurfWhale - 5.1K $SURF | 82.2M XP 9) Lynx43 - 4.7K $SURF | 76.5M XP 10) Cauchy- 3.6K $SURF | 58.9M XP Rewards are live: you can now choose Claim or Flyover. 🌊 Season 4 is live. More players. More strategies. More ways to earn. Stay tuned.

July 2028 is when the stablecoin market takes its final shape. Trillions will settle onchain under rules being written right now. Savers arriving with that wave deserve rails where the rules came first. surfliquid.com

133,337 $SURF bought back from the open market Up from 127K in April, funded entirely by protocol revenue Supply hard capped at 21M. Every performance fee lands in the Surf Treasury and rolls into the next buyback. A buyback that grows every quarter it runs. The longer Surf operates, the larger the treasury position gets. Verify it: dune.com/surf_liquid/st…

254 people now let an agent run their savings on Surf $14.9M in capital optimised so far Every deposit flows through the same contracts, and every move the agent makes is written on-chain where anyone can read it. Adoption you can verify block by block, not a number on a s… Try it: ethereum.surfliquid.com

$14.9M+ has moved through Surf vaults across three chains Base, Polygon and Ethereum, added 13 July Each chain runs the same Guardian-bounded agent logic. Adding a chain does not add new risk, it adds the same rules in a new place. One savings system, three settlement layers. The more chains Surf supports, the more places a saver can start without changing how the vault behaves. Start on Ethereum: ethereum.surfliquid.com

133K+ $SURF bought back from the open market. Funded entirely by protocol revenue. Every performance fee flows into the Treasury and fuels the next buyback. A revenue-backed flywheel, written into the contracts. Try it: ethereum.surfliquid.com

Surf AI is live on ERC-8004. The open trust layer for on-chain AI agents. Now registered across Base and Polygon. Base #51085. Polygon #517. Identity. Capabilities. Behaviour. All queryable on-chain. Try it: ethereum.surfliquid.com

All onchain and verifiable. $SURF total supply is 21,000,000 (as of 28 July 2026) Staked: 8,988,241.59 $SURF (42.8%) • Pool 1 → 4,974,411.83 $SURF 0xB0fDFc081310A5914c2d2c97e7582F4De12FA9d6 • Pool 2 → 3,512,781.04 $SURF 0xeBa3B16E175fD36c8b01953D9e3962AB3c575718 • Creator Bid staking → 501,048.73 $SURF (held in the $SURF token contract) DEX liquidity: 3,877,346.54 $SURF (18.46%) • Uniswap pair 0xb40440de005c6fa2d150b87715f961a795cf3287 Total $SURF locked: 61.26% $SURF token 0xcDca2EaAe4a8a6B83D7a3589946C2301040dAFbf

$SURF locked supply just hit 61.26%. Nearly two thirds of the entire supply is now committed and off the open market. → 42.8% staked across the platform pools → 18.46% locked in the DEX pair This is what long term conviction looks like, and every bit of it is verifiable onchain. Staking Pool 2 is filling up fast. Stake your $SURF now and start earning before it caps out. 👉 surfliquid.com

$14.9M+ optimised across 254 saver vaults Every vault isolated, every balance earning on its own The agent checks rates across @base, @0xPolygon and @ethereum and moves capital toward whichever venue is paying the most right now. Every move settles through the @zkCrossNetwork infra underneath, three of four signers required before anything happens. A savings account that rebalances itself, one isolated vault at a time. The more chains the agent can reach, the more places a saver's capital can find its best rate. Try it: ethereum.surfliquid.com

@RobinhoodCrypto Chain is exactly the kind of chain Surf plugs into, we're chain-agnostic and @zkCrossNetwork keeps one balance across all of them. Difference: RH Earn parks you in a single 7% Morpho pool. Surf runs the same rails but the agent keeps moving your savings to the best rate, wherever it lives.

@Surf_Liquid Bridge to robinhood?

253 savers. 8,081 onchain agent actions. $14.9M+ in capital optimised through Surf vaults. Every action is a move the agent made onchain to keep savings on the strongest rate, and every saver holds their own vault. Eight months of real usage, verifiable on Dune. Try it: ethereum.surfliquid.com

Auditable in real time. The same onchain record that powers a Guardian action is the record that alerts the team. Security that hides is security that fails. Try it: ethereum.surfliquid.com

133K+ $SURF bought back from the open market Funded entirely by protocol revenue Every performance fee Surf earns flows into the Surf Treasury and fuels the next buyback. Supply stays capped, so each buyback compounds against the same fixed total. A revenue-backed flywheel, written into the contracts. The more Surf earns, the more $SURF the treasury holds. Track it live: dune.com/surf_liquid/st…

$231K+ sitting in Surf vaults right now Held by 259 savers, each in a contract of their own TVL on Surf reads as a sum of separate accounts. Every vault holds one saver's balance and answers to one saver's withdrawal key. A total built from individual accounts, added up. The more vaults come online, the bigger that sum grows, one saver at a time. Watch it live: dune.com/surf_liquid/st…

The best return is always somewhere else. By the time you move your money to chase it, it has moved again. Surf does the chasing for you. Your money goes where it earns the most on its own, and what it earns lands back in your account. Try it: ethereum.surfliquid.com

$14.9M optimised across Ethereum, Polygon and Base 8,113 onchain agent actions behind it Every deposit sits in a vault that belongs to one saver. The agent routes it to the best rate and the bridge runs inside the contract. Cross-chain savings, proven in the numbers. Try it: ethereum.surfliquid.com