Kalpesh Sonje

@SartanparaYash @CardNiti Is it location specific? Because i have not seen any discount.

Add some additional grocery items to use Blinkit money for Apay GVs 👀

@FinPaal @ShankyManmohan Flipkart Physical voucher eligible for bob eterna 3.75% rewards ?

@FinPaal @ShankyManmohan But I have already exhausted my 2000*3 limit 😊

If someone is ok with a bit of hard work.. One can go for 500 denominations. Makes it effectively 5+10% /14.5% off.. bilty.co/RNRd68 H/T: @ShankyManmohan

@FinRight @ActusDei @absolutely_KJD But how can we accumulate? If suppose I left the organization then what happened with the accumulated EPS ?

@SwipeToWealth @ActusDei @absolutely_KJD Hey EPS amount doesn't get transferred like your EPF amount. Your EPS service should accumulate to get the benefit of pension.

Your PF deduction has two parts. Most salaried Indians don't know the difference and one of them could be quietly costing you. Here's what Ketan Das @absolutely_KJD (PF Expert, @FinRight ) explains about EPS the pension portion of your PF and why for many employees, not being part of it is actually the better outcome. First, can you choose to opt out of EPS? No. It's not in your hands. Here's how it works: Joined before September 2014?You are automatically an EPS member. No choice. Contributions continue regardless. Joined after 1st September 2014 AND your basic salary was above ₹15,000/month at your first job?You are not eligible for EPS. That ₹1,250/month stays inside your PF and earns interest. This is the better outcome. Joined after September 2014 but basic salary was below ₹15,000?EPS applies. Pension gets deducted. No opt-out. Why is not being in EPS actually a good thing? That ₹1,250 going into EPS every month accumulates but when you retire at 58, the maximum monthly pension you can receive is ₹7,500. In today's cost of living, that number is not meaningful. Contrast that with keeping ₹1,250 inside EPF where it earns 8.25% p.a., compounded, government-backed and the difference over a career is significant. Comment "EPF" below and we'll send you the link to join Ketan and @thefynprint on May 22nd where he's answering your EPF transfer questions and more. #EPS #EPF #EmployeePensionScheme #EPFOIndia #PFDeduction #EPFInterest #SalariedIndia #ProvidentFund #EPFOPension #PersonalFinanceIndia #RetirementPlanning #EPFvsEPS #EPFO #FINRIGHT #KetanDas #thefynprint

@ccg33k I have already ordered and it is most value for money under 100% supercoin offer

100% SuperCoins on Small Plants : fktr.in/e9sMxyu

@PranayCC Looking at your msg screenshot, there must be an issue of registered mobile number, because when I send msg for card activation of the already used card, then 👇msg received not like you, that means something wrong with registered mobile number

Order delivery date and time..😓

🚨And as expected apay physical vouchers from zepto are tampered/activated already.. Ordered 2 first time..silver code is already rubbed.. received 1rs. Coin too with it..2nd one is not getting activated only..! Why would anyone trust u @ZeptoNow @zeptocares ? Even if this fault/mishap is with delivery guys..still u must take the ownership.. Urge everyone to not order any other product from zepto..pls! #ccgeeks

@PranayCC @ZeptoNow @zeptocares Today I have ordered 3 amazon vouchers but every time I order, I always check whether the card is scratched or not, and then I give the OTP to the delivery person.

@SwipeToWealth @ZeptoNow @zeptocares I received 1rs coin with apay voucher..that's 100% already tempered.

@PranayCC @ZeptoNow @zeptocares Today I ordered a neighbouring address and mentioned my neighbour's mobile number, hence when sending msg from mobile for activation of card, same query happend as shown in your msg, later I realised that mobile number is neighbours. Send activation msg from neighbour & it works

@PranayCC @ZeptoNow @zeptocares Have you ordered at your address or on another relative or neighbour address ?

@thefynprint @ActusDei @LegaLogic_Law Link

You spend years building wealth. But protecting and transferring it beyond generations needs planning too. Join us for a FREE webinar on Inheritance Planning: Protection of Assets Beyond Generations with @ActusDei × Malvika Baxi (Practice Head – @LegaLogic_Law ). Learn: • Avoid intestate chaos • Master Wills & updates • Trusts & Gift Deeds beyond Wills • Protect generational wealth 📅 20 May | ⏰ 8 PM | Online Comment “LINK” to register. #InheritancePlanning #EstatePlanning #thefynprint

@ccg33k @PranayCC Hi, it's actually 10% office,

Flipkart Gift Card @ 7.5% off with HSBC Cards + 4% SuperCoins + Miles/Reward Points. fktr.in/W2lCAHw

@GoldDealsIndia @ccg33k @SartanparaYash I can't see giftabke option, can u guide me ?

Swiggy Gold Deals Hack with Swiggy Money still works, which gets you Gold deals on multipliers!! 👀 1⃣ Swiggy GVs are available on Amex / HDFC SmartBuy at multipliers, and at a 3% discount for HSBC cards. 2⃣ You can use Swiggy Gvs on gold through the Giftable section (This section is not available for everyone, and all SKU's are not available under this section)- Make sure to verify before loading in your pincode. 3⃣You do not get 1% Marriott Bonvoy points, but there is an unlimited ₹125 off coupon. 4⃣This may get patched soon, so avoid loading up Swiggy wallets heavily. (They also block accounts quickly.) 5⃣Direct MCC is Dining, so you get 10% back with the HDFC Swiggy Card or any other favourable card. 6⃣ Swiggy blocks accounts if you load too much balance, so be careful. May not last long, so make hay while the sun shines!! 🙂 H/T @SartanparaYash

@RajThackeray @Kenu73 Partly correct, partly wrong. 1) prime minister is the asset of the nation, hence security convoy must be there as per protocol, we have seen a nation without his leader in Iran. 2) if he goes to foreign then show us a picture where he went for tourist places. He go for nation

Jai Maharashtra, Two days ago, Prime Minister Narendra Modi appealed to Indians to adopt austerity. Reduce gold purchases, avoid unnecessary foreign travel, consume less petrol and diesel, shift to electric vehicles, and embrace work-from-home practices. Why? Because gold and crude oil are imported, and they drain precious foreign exchange reserves. And with the Iran conflict escalating, global crude prices have surged sharply. Fair enough. But the Prime Minister and senior leaders continue to travel across the country with massive convoys, roadshows, helicopters, flower showers, and extravagant political campaigns. Will the prime minister admit that ‘such political excesses were our mistake, and all of us including me, will not repeat it’? Why should the common man suffer for your mistakes? Is austerity meant only for the citizen and never for the political class? Crude oil today is hovering around 90–100 dollars per barrel. But this is not the first time the world has seen such prices. During the 2008 financial crisis, during the Arab Spring of 2011–12, and the 2013–14 phase (when the BJP itself aggressively attacked the UPA over fuel prices) and again during the OPEC production cuts in 2022–23, crude prices had similarly touched these levels. During 3-4 such periods Dr. Manmohan Singh was the Prime Minister. Narendra Modi himself held the position once. Dr. Manmohan Singh did not ask citizens to stop travelling abroad. Narendra Modi himself did not make such appeals earlier either. So why now? When global crude prices had fallen to nearly 60–65 dollars per barrel, Indian citizens were still paying extremely high prices for petrol and diesel because of heavy taxation. The government earned lakhs of crores through fuel taxes. Where did that money go? The Prime Minister once mocked the “freebie culture.” Yet elections - from Maharashtra to Bihar to West Bengal - are increasingly fought and won through precisely such populist giveaways. In Maharashtra, the ‘Ladki Bahin’ scheme has put tremendous strain on state finances. Instead of genuinely empowering women through jobs, education, and safety, governments distribute temporary cash benefits while inflation silently takes back much of that money. If the economic situation is indeed serious, will the Prime Minister openly ask all political parties to stop competitive populism? The PM now asks citizens to reduce fuel consumption. Fine. But why did this wisdom not emerge during massive election campaigns involving thousands of vehicles, endless roadshows, and the transport of lakhs of supporters across states like West Bengal, Assam, Tamil Nadu, and Kerala? That itself would have burnt crores of liters of petrol and diesel. This didn’t occur to you when massive money power was wielded to gain votes there? Citizens are also being advised to avoid foreign travel. But how many Indians can afford international travel today? Even the middle class that can afford it is living under constant job insecurity. Students wish to study abroad because India has not invested deeply enough in higher education over the last decade, nor created enough confidence in domestic institutions. All you seem to be interested in is imposition of Hindi. Meanwhile, foreign institutional investors have been steadily pulling money out of Indian markets. Estimates suggest that nearly ₹1.5 lakh crore has exited over the past few months. The Prime Minister and his Chief Ministers travel to colder climates to cement investment deals. But if they are making those deals with Indian companies, why even go to Switzerland for it? The Prime Minister himself is embarking on another multi-country foreign tour beginning May 15. First cancel these travels and then preach austerity.

@FinPaal Yes, when i was trying to purchase from zudio through jupiter card thinking I got 10% rewards but not received and the name reflect is star bazaar and I got 10% loss 😭

What if your meal card works at Zudio too? 👀 Was casually talking to a friend, and this came up In places where Zudio and Star Bazaar are in the same building (like ground floor / first floor or right next to each other), they usually share the same billing system. So technically, the payment goes through the grocery setup… Which means you might even get ~10% benefits using cards like Live+ at Zudio. Then my friend casually told me he has used his meal card at Zudio 2–3 times recently. Sometimes sharing is caring 🙂 Have you ever tried this?

@EvryPaisaMatter But you mentioned that you purchased from a physics store, then how is it eligible for 5% neu coins ?

@SwipeToWealth Yes.

Last Diwali, I bought a watch that has now appreciated 15%+ in value in less than 12 months. And no, it’s not a Rolex or a Tag Heuer⏱️ It’s a Nebula by Titan, and here’s how smart buying + mathematics turned it into an asset 👇

@EvryPaisaMatter Sir, correct me if I am wrong, tata neu infinity card gives 5% reward only if we purchase through tata neu app, right ?

Now comes the real kicker 🪙 By paying with HDFC Tata Neu Infinity Credit Card, I earned 16,000 Neu Coins (worth ₹16,000). So final cost = ₹3,05,500 That’s a 29% discount on MRP. Apply Tata Neu Card - tataneu.com/v2/finance/cre…

@GoldDealsIndia Flipkart voucher purchase from cred through bob eterna credit Card eligible for 3.75% rewards ?

#GoldLoot BRPL 9999 4g/5gm Gold available @ 14,977/gm => fktr.in/7D9YYDJ More: fktr.in/BWej5fm Market Rate @ ~15K/gm 7% coupon upto 5000 (works once per account / offer on certain accounts) Use vouchers to pay bought at multipliers/discount.(direct swipe can be gold mcc - can swipe gold friendly cards like icici/hdfc etc) Burn Intermiles with Atlas to get 5% off on vouchers or buy from iShop/Smartbuy/Shopwise to get 5x/6x multipliers.

@ccg33k @GoldDealsIndia This is a really very critical issue I think 90% of the buyers believe it's authentic and have not checked the purity due to brand

Always verify seller when buying gold/silver from any of the e-commerce platform. It should be the brand itself. In the following case of fake silver coin, it was being sold by a random guy in Mathura, with GST 23CDPPB4202B1ZD registered by name of "shri radharani jewellers" from Bhopal. It should have been BRPL itself like in last screenshot.