KJ Ford 🇺🇲

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KJ Ford 🇺🇲

KJ Ford 🇺🇲

@TheOnlyKJF

Dad, Husband, Slave to the Pension & Avid Indoorsman.

USA Katılım Aralık 2017
252 Takip Edilen98 Takipçiler
Thrilla the Gorilla
Thrilla the Gorilla@ThrillaRilla369·
For those who played video games between 1985 and 1995, what's the video game from that time that sticks with you the most, and why
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Thrilla the Gorilla
Thrilla the Gorilla@ThrillaRilla369·
What goes well with chili? 🥣 and you can't say crackers
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KJ Ford 🇺🇲
KJ Ford 🇺🇲@TheOnlyKJF·
@FinFreedom414 B. Family is everything and having $1M sure would make it easier than when I did it on nearly $0 at the end of each month.
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FinancialFreedom
FinancialFreedom@FinFreedom414·
Imagine you had to choose your life at age 40: Option A: Single. No kids. $10M net worth. Travel anywhere. Total freedom. Quiet house. Quiet holidays. Option B: Married. 3 kids. $1M net worth. Drive a Toyota. Chaos every morning. Loud house. Full dinner table. Be honest, which life are you choosing?
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Fastbreak Hoops
Fastbreak Hoops@FastbreakHoops5·
Are y’all overweight? 😳
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Kevin From Bristol
Kevin From Bristol@Centazzo·
Some little fuckers walking around asking for $100 to shovel my driveway. I told them to eat the corn out of my shit. I’ll shovel my own driveway while rocking out to Van Halen, or die trying. I’m all man, you mother fuckers.
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hunter
hunter@hxxntrr·
you're about to pay that $14,000 hospital bill. Stop call the billing department and say five words: "I need an itemized statement" watch $14,000 turn into $4,200 hospitals don't send you itemized bills by default. they send you a summary. one line. one number. pay this the itemized version shows every single charge. and that's where the scam falls apart $78 for a single Tylenol you could buy at CVS for $3 $400 for "room usage" for a room you sat in for 12 minutes $1,200 for "physician consultation" when a nurse practitioner spent 45 seconds checking your chart $250 for "surgical supplies" when you got 3 stitches and a bandaid duplicate charges for the same procedure billed twice under different codes hospitals get away with this because most people never ask. they just pay the summary or let it go to collections and destroy their credit for 7 years over charges that were never real the call script: "Hi, I'm calling about account number [X]. I'd like a fully itemized statement showing every individual charge, CPT code, and unit cost. I'm also requesting the chargemaster rate versus what my insurance was billed" they'll push back. "we already sent your statement." no. you sent a summary. you want the itemized breakdown with procedure codes once you get it: step 1: google every CPT code on the bill. compare their price to the Medicare rate for the same procedure. hospitals routinely charge 300-800% above Medicare rates. you now have negotiating leverage step 2: call back. "I've reviewed the itemized statement. There are duplicate charges on lines [X] and [X]. The charge for [procedure] is $1,200 but the Medicare reimbursement rate is $180. I'd like to discuss a fair adjustment" step 3: ask about financial hardship discount. every nonprofit hospital has one and many for-profit hospitals do too. most require a simple application. income under $60K-$80K for a family qualifies at most nonprofit hospitals for 40-100% reduction. they won't volunteer this. you have to ask step 4: if they won't negotiate, say "I'd like to file a formal billing dispute and request review by your patient advocate" this triggers an internal audit. a different person reviews the charges. errors get caught. bills get reduced step 5: offer a lump sum. "I can pay $3,800 today if we can settle this account in full." hospitals would rather take $3,800 now than send $14,000 to collections where they'll recover a fraction of the balance and if it already went to collections? the collection agency bought that $14,000 bill for pennies on the dollar. they'll often take a fraction of the original amount to delete it and walk away happy you were about to destroy your credit for 7 years over a bill that was mostly inflated charges five words would have saved you (i repair credit in 60-90 days, links in my bio)
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Hoops
Hoops@Hoopss·
Predict the score of Super Bowl to win $1000. Go.
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👉M-Û-R-Č-H👈
👉M-Û-R-Č-H👈@TheEXECUTlONER_·
Sometimes the good guys win. That play will be Fernando Mendoza’s legacy. I think the reason why Indiana won they had a 12th man on the field!!!! And his name was Jesus Christ!!! 🙏 The fact that his dad never stands because his wife can’t gets me every time and explains everything! ❤ History making 16-0 for the first time in the modern era.
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Troy Howell
Troy Howell@teeroyhowell·
I assume we are still using the smaller college uprights. They cost LCA a state 🏆 in 2020 and 4 points today (doinked extra point earlier snd this FG to end the first half. LCA 20 O Cath 14 Half
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Grace Asher
Grace Asher@grayce_notes·
@shoovy1x I wanna be so rich I can buy best friends who will always agree with me no matter what
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Shoovy
Shoovy@shoovy1x·
I wanna be so rich I never have to open a door with my own hands again
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KJ Ford 🇺🇲
KJ Ford 🇺🇲@TheOnlyKJF·
@JohnHines66 Being on the field in mid-November is a blessing, you're right Coach. Go get 'em!
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John Hines
John Hines@JohnHines66·
It’s great to be on the practice field today. Good weather, bad weather, the Cards are working to improve. #Team56 #WeComingWAO
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KJ Ford 🇺🇲
KJ Ford 🇺🇲@TheOnlyKJF·
@MrPitbull07 Oh man, I remember finishing a test in record time, pulling my paper out of the IBM machine, then reaching over to the guy next to me and pushing down and holding the "Z" key. Sounded like a machine gun and there were about 13 Zs across his page. Haha. Remember that @MALJrBBV ??
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Mr PitBull
Mr PitBull@MrPitbull07·
Is there anyone here old enough to remember when typing was a class in high school?
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