TplusZero

I could spend all day now screaming “I knew it!“ to various people - but it‘s not worth the time. Stay humble. Good times ahead for #XRP.

Today, we’re publishing a new XRP Ledger Standard for AMM v2. New pool curves StableSwap & Concentrated Liquidity increase capital efficiency and stabilize pricing for stablecoins, FX markets, RWAs and beyond on the XRPL DEX. Details: github.com/XRPLF/XRPL-Sta…

If you’re working on RWAs like Ondo, you should be working with Ripple & the XRPL… The XRPL ecosystem already offers large-scale distribution for tokenized assets, backed by a 14‑year track record of reliability and uptime. Its purpose-built, fixed‑function primitives significantly reduce smart contract risk, since core behaviors are implemented at the protocol layer rather than through bespoke, mutable code. By using XRPL, RWA issuers can focus on asset design, compliance, and distribution instead of reinventing infrastructure and exposing themselves to unnecessary smart contract vulnerabilities.

@jackforestell @arc @base @CantonNetwork @0xPolygon @tempo Any plans to add XRPL support?

Stablecoins are moving from idea to infrastructure—powering real settlement. Visa has hit a $7B annualized run rate, + 50% QoQ. We have expanded our global stablecoin settlement program to @Arc, @Base, @CantonNetwork, @0xPolygon and @Tempo, bringing us to nine chains. Stablecoins are multi‑chain. Settlement has to be seamless across it.

RT @Ripple: $RLUSD is now on @OKX, one of the world's leading exchanges. Starting today, users can trade across 300+ RLUSD pairs, use $RLU…

@luke_judges @Xfinancebull Great job @luke_judges & team - glad to see XRPL gaining momentum

@Xfinancebull We’re still missing a few assets there, correct number about $3.75bn and we added $600m+ into the distributed camp Job’s not finished till no.1

JUST IN🚨🚨🚨 $XRP LEDGER JUST HIT $3B IN RWA VALUE. That is not some random number. XRPL is now sitting at $3.0B, up 59.42% in 30 days, with 291 RWAs already on the board. In a market where people keep acting like utility does not matter, money is still finding its way to the chains built for real finance. This is why I keep saying institutions are not guessing here. They are moving toward infrastructure they can actually use. And people still think this is a scam?

@digitalassetbuy @Ripple Subscribed to his paid newsletter once, took me >1yr and a formal complaint at the credit card company to unsubscribe. Their customer service (either hotline or email) somehow never responds to cancellations 🤷🏻‍♂️

Ex? CIA contractor Jim Rickards sure seems to have @ripple on the brain these days as we watch the New Petrodollar System unfold. XRP! Wow there's a lot in this clip. Tether👀👀👀

@luke_judges Are you part of the expert group?

Serena Hotel Islamabad

@TurnerNovak Ripple…? Top 10 biggest private company, latest tender this year at $50B val.

The 30 most in-demand startup secondary shares in Q1 '26 (per Setter Capital): - Anthropic hits #1, bumping out SpaceX as the most desired shares on the list. - Five of the top six companies are big IPO candidates in the next 12-18 months. They've been absorbing a lot of investor interest and capital over the past few quarters, it will be interesting to see what happens as they list. - Prediction markets are still hot! Polymarket and Kalshi are two of the fastest risers. Anything crypto that hasn't rebranded as prediction markets continues softening. - Replit and Shield AI are the two other fastest risers on the list. Lovable and Cursor also move up a few spots. - ElevenLabs debuts at #9, tied (with Shield AI) for the highest ever. OpenEvidence and Saronic also make what I think is their first ever appearance on the list. - Perplexity, Crusoe, and Figure both sliding significantly. Anecdotally feels like I haven't seen them discussed as much recently. One notable data point, the average last round valuation of companies on the list was $120B (up 122% YoY). This compares to the average S&P 500 company valuation of $122B. Insane how big the private markets have gotten.

@beausecurity Aren’t the companies (and their client data) you mentioned a great target for exactly those attackers, to hack those and/ or infiltrate the company?

Solid reporting here on a string of wrench attacks in California back in December. Attackers used data leaks to find their target's weak and reused email/password combos. Then they logged into apps like DoorDash and Uber Eats to identify home addresses, ordering habits, and more to set up real world attacks. Your digital security is extremely important to protecting you in the real world. When I've spoken to wrench attack victims in this situation, they have a pretty similar story: they didn't know all this was out there for attackers to find. You probably don't know the full extent of where you're exposed either. It's important to be alert and situationally aware of threats in real time (like looking for suspicious activity on your delivery apps such as getting logged out), but you should also be proactive now! So here are some things anyone can do and what I recommend for high net worth and prominent figures: 1. Use a password manager like 1Password to generate new and unique passwords for every online account. This sounds annoying, but it's actually great because it autofills everything for you. Go from memorizing many passwords, to just memorizing one master password. They'll even tell you if one of your passwords shows up in these data breaches. 2. Sign up for @optery, which helps identify and remove data about you and your family online. You can use code BEAUSECURITY for 20% off at checkout. 3. Create good home security habits. Don't let strangers in your home under innocent excuses ("can I have a glass of water?" or "my pen isn't working for you to sign for this package, can I come inside and get one?") Provide instructions for all delivery drivers to leave packages and food outside of your front door, never let them inside. Brief your family/roommates about these threats 4. Invest in your digital security. If you are high net worth, a doxxed (or even "undoxxed") influencer, an executive, consider a digital privacy and/or threat monitoring service. I recommend @BiscayneSecure who are a boutique security firm of ex-Feds that help HNWIs with this intersection of digital and physical security Don't be a victim, take matters into your own hands If you're not sure where to get started or what's right for you, shoot me a DM. Always happy to get folks on the right track and help you evaluate where you're actually at risk.

@bgarlinghouse @Ripple BBB for a non-bank prime broker with digital asset exposure is a siginificant milestone… congrats!

Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things.

The secret sauce is simple 1/ give Corporates a trusted, regulated entry point embedded in workflows they already use, 2/ remove the friction between managing different accounts (fiat or digital). Both of those are now solved today with Ripple Treasury. Ripple Treasury is on a tear – last year facilitating $13T in payments for customers. This year, with the addition of native digital asset capabilities? LFG!

Introducing the first native onchain capabilities in an enterprise treasury management system – today @Ripple Treasury is adding Digital Asset Accounts and Unified Treasury to give CFOs the ability to view, hold, receive and manage fiat and digital liquidity in their existing dashboard. No separate interface, no new workflows and no need to navigate crypto on your own. Corporates, your starting point into digital assets is at treasury.ripple.com. ripple.com/ripple-press/r…

@Ryan_real_McCoy @RL_Tracker @_JackMcDonald_ @bgarlinghouse Down from $1.6B within the last two weeks.

@TplusZero @RL_Tracker @_JackMcDonald_ @bgarlinghouse Pretty sure that's only like 3% of a 1.3B supply? Your math is a little off

🔥🔥🔥🔥🔥🔥🔥 49,084,862 #RLUSD burned at RLUSD Treasury. xrpscan.com/tx/3800EA76195…

@digitalassetbuy @bgarlinghouse @Ripple Nope.. semantics. They own ~40B XRP.

According to @bgarlinghouse @ripple has $60-$70 Billion in crypto on the balance sheet. Previously he said the XRP escrow is not on the balance sheet. They must own a boatload of Bitcoin.

@Belisarius2020 Any insights, @_JackMcDonald_ ?

It seems to have passed largely unnoticed that there has been a large volume of RLUSD that has been burnt over the last two weeks, possibly its largest decrease in total volume for a year from almost 1.6 billion to 1.43 billion. Just healthy liquidity management or something else?

@nadertheory Unbelievable….

What it's like to be arrested on your way to a joyful family vacation... Around August of 2024 I was on my way to Turkey for a family vacation. I hadn't heard from the DOJ for a year at this point and my impression was that everything DOJ-related was fully resolved. I was going to Bodrum to introduce my young son to my wife's family (she is Turkish and they hadn't met him yet). I booked the flight two weeks in advance to boot. As I'm about to board the plane, three FBI agents intercept me, put handcuffs on me in front of me in front of my wife and my son (only eight months old at the time, thankfully) and walk me through LAX in handcuffs. The agents didn't even think twice about walking me in front of a crowd of what had to be a thousand people on my way to their car. Thankfully, they were at least helpful enough to reluctantly grant my request to put a jacket over my handcuffs, which prevented too many pictures from being taken. So why was I arrested when it seemed like the case was over and done with? Unbeknownst to me, the original prosecutor working my case quite possibly had determined that there was no wrongdoing, and was on his way out of the DOJ. However, instead of the file closing, it was instead handed off to a more junior prosecutor who got excited about it and thought I was "fleeing the country." Whether she actually thought that or she was using it as an excuse to arrest me and take my passport from me I'm not sure. But suffice it to say that if I booked a flight two weeks in advance I'd have to be the stupidest flight-risk ever... I spent the rest of the day in a jail before being transferred to an actual prison for two more days. Why so long? Because they arrested me on a Saturday morning and the court couldn't process my bail until Monday afternoon. Government inefficiency at its finest. The first thing I did when they let me out was hug my wife and son. At one point I was made to sit in the "visiting area," awaiting my lawyer, where I watched inmates sitting across from their family members, five feet away, no touching allowed. At one point a young child ran to quickly hug his dad and was reprimanded harshly by the warden. "Sir, this is your last warning. I would like to remind you that seeing your family is a privilege." Indeed, it really is. Now, almost two years later, the government decided "oopsie-daisy" and dismissed all charges, both DOJ and SEC, and the latter with prejudice. Sorry we put you in chains from your hands to your feet in front of your son and had people brutally tell you to "face the wall" every time you entered an elevator. Sorry we put you in a cage for three days with violent prisoners. These things happen. Oopsie-daisy. There's a lot more to this story that I look forward to talking about in full soon. It sounds horrible, but I was weirdly zen about the whole experience. Not only did I know I'd done nothing wrong, but the whole experience made me realize just how important what I was working on was to me. It made me realize that to be able to work on something that you're willing to fight for, to risk being put in a cage by the state for, is something very special that not many people have. I've meet a lot of people in crypto who feel this way, and I think this is one thing that's truly unique and inspiring about our industry.

@nietzbux I’m sure you’ll find an interesting role - good luck!

If you know me, you know I've worked in crypto for a long time, writing, marketing, comms etc. You also know I'm an XRP die hard, with a passion for all of crypto. I'm looking for a new role, preferably in an XRP related project, but open to all referrals. 🙏

@nadertheory Congratulations and I’m feeling sorry for what you had to go through. Maybe time for an apology/ statement for some folks… @coffeebreak_YT you want to start?

Big news! Last Friday the SEC officially dismissed its enforcement action against me and against DeSo. This was the last legal issue I had to deal with and I am now completely and totally free to innovate and build again, unhobbled for the first time in years. Three important points: 1) This dismissal was NOT a settlement. It was "without costs or fees" to me or anyone involved (extremely rare) because there was no wrongdoing and no actual aggrieved parties. 2) This dismissal was "with prejudice" (also rare). This means they can't bring any related action back against me or DeSo in the future. 3) In the SEC's own words, it was based on "a reassessment of the evidentiary record," meaning the actual facts regarding my innocence were heavily scrutinized and drove the decision. Simply put: The government made a mistake in bringing this case in the first place. The government accused me of misleading an investor who I knew I had a great relationship with, as in they backed me two separate times and I literally had breakfast with them at their house not long prior to the charge. As a result, soon after the charge I found out that not only were they not upset with me, but they wanted the government to go away as badly as I did. As I understand it, the government compelled the investor to do an interview and then took their neutral testimony and represented it as adversarial. It was an alleged fraud with no actual misrepresentation nor any actual aggrieved parties. My lawyers said they'd never seen anything like this, and I think it speaks to how dogmatically anti-crypto the prior administration's SEC was. In the coming days and weeks, I will be hopping on some podcasts to tell the whole story, and boy is there a story to tell. Stay tuned, and if you know anyone who'd like to have me on as a guest please reach out. I'm also excited to start sharing more about what my team has been working on soon. We haven't been twiddling our thumbs. For now, though, I just want to explain why DeSo is so important to me. DeSo is still the only platform on the internet where you can post content directly to a blockchain without fear of censorship, and where you can monetize your content directly with crypto (including stablecoins). It's really quite shocking how in 2026 we not only have virtually no viable alternative for this clearly-important category, but also other important efforts are actually shutting down. The world needs more people working on decentralizing social media, not less. I'm excited to finally be able to share our vision directly again, and to start bringing more people who care about freedom and censorship into our community. What we have built with DeSo is something people take for granted until they really need it, but hopefully we can convince them sooner than that. Lastly I want to say how grateful I am to everyone around me. My family, my friends, my backers, and everyone in the DeSo community. For me, this experience showed me just how trusting, loyal and caring everyone around me really is, and reaffirmed my belief that always trying to do the right thing really does pay off. We're just getting started.