Urvish Donga

@doodle7d @VoyageBliss @wittysiddharth +1

@VoyageBliss @wittysiddharth How to join your bot?

So for Qatar Business class , we get 2 tickets for 55k Avios Points for London or Europe from Bombay. . The third ticket is available for 1.1Lakh Points. . However during my conversation with a ccgeek friend he said that sometimes we get 3 tickets also for 55K avios. . Can someone please tell me whether its possible? and if yes then how? . #ccgeek #ccgeeks

@Ravisutanjani Whom can I contact to escalate my genuine claim rejection under Aditya Birla mediclaim?

🚨 RBI is Most Effective Regulator in India Cousin Got a Compensation of ₹35,000 Bank Took Over 70 Days To Close Credit Card Had all Proofs, He Escalated To Ombudsman We Get ₹500 Per Day For Delay in Card Closure

Rural Europe is going to become a lifestyle destination for millions, not just Europeans. Thousands of historic towns sitting half-empty. Stone houses for €30-80K. Solid houses built for generations, realistically yours for under €200K. Often with incredible tax regimes. The two things that were missing: internet and services. Starlink fixed the first. And these aren't the rural areas of the 90s, many towns close to larger cities are now perfectly served. People are moving back. This is my "Starlink guide" to rural Europe: 10 places I'm considering for living or investment myself. 🧵

@wittysiddharth Not soon. I want to travel to the Himalayas and film it.

@UrvishDonga Phew , not selling it?

Confession: I’m a very impulsive buyer… and over the years I’ve bought many things that sounded like brilliant ideas but became completely useless after 2–3 uses. My top regret purchases: • DJI Gimbal – bought it for cinematic B-roll for YouTube, but iPhone stabilization was already good enough. Too bulky to carry. • Philips Shaver 7000 – thought it would save time while travelling, but never gives a proper clean shave. • Mont Blanc Meisterstück Pen – dream purchase, but so expensive that I’m always scared to carry or lose it. • Bose Earbuds – expected a big upgrade over AirPods, but they felt bulky. Sold them within 3 days. • Samsung Note Ultra – switched from iPhone for features like stylus & call recording, came back to iPhone in a few months. • Birkenstock Boston – i cant live without my Birkenstocks ,i have 1 for daily wear and 1 for outdoor indian wear. Once you wear their sandals theres no going back, but these bostons never felt comfortable for me. • Home Waffle Maker – sounds fun, but too much prep & cleaning. Easier to order from Swiggy. • Health Supplements – Vitamin D, B12, Omega-3, Magnesium… buy them enthusiastically, then forget to take them. • Nokia “detox” phones – i have the 3310 and nokia Flip fone , great idea for digital detox, but no maps, no UPI, OTP issues. Impractical. • Home Recumbent Cycle – bought it for fitness, now mainly used to dry clothes. What’s the most useless thing you’ve ever bought? 😅

So I did what I wish I’d found earlier. I put together the exact SI Hub links I kept searching for - so you don’t have to. All in one place. 🤝🏻 ICICI - sihub.in/managesi/icici… HDFC - sihub.in/managesi/hdfcb… Axis - sihub.in/managesi/axisb… Amex - sihub.in/managesi/amex#…

@rhoeshan Bhai, which HDFC app is this? iOS or android?

Big Update on HDFC Infinia After massive backlash from credit card enthusiasts on X, HDFC has rolled back the devaluation. ✅ Voucher purchases via SmartBuy are back to 5X Reward Points ❌ Earlier cut to 3X now reversed 📅 Effective 16 Jan ’26

@ccg33k Can someone from a non-metro like Surat get this?

How to get HSBC Premier easily ? 1⃣ Getting HSBC Premier through the Demat route is the cheapest but it's a complicated process, and that’s one reason many RMs don’t encourage it. In reality, it’s actually the simplest option if you already have long-term investment securities that you can just move and leave untouched. HSBC doesn’t have its own trading platform yet, but it’s expected to launch soon. 2⃣ You can also qualify through a ₹3 lakh monthly salary or a ₹1.15 crore home loan. 3⃣ If none of these work for you and you still want Premier, you can use 40L TRB route & get a regular mutual funds that have a very small difference in expense ratio. For example, ICICI Prudential BHARAT 22 FOF Regular has only a 0.01% difference compared to the direct plan (0.12% vs 0.13%). On a ₹40 lakh portfolio, that works out to roughly ₹400 a year difference over a direct fund, which is extremely reasonable. There are other low cost options too in equity/debt, find a fund for yourself as per your risk appetite/asset allocation. 4⃣ You can also meet 40L TRB via FD's but I will not recommend that as its not tax efficient and doesn't beat inflation. (if you've loads of cash, you can consider this) If you meet any of these criteria as a salaried or self employed professional, your RM will get you the Premier card which will stay free till you maintain the criteria. (joining fee of 12K gets you 20K points/miles !) ❤️ | 🔖 | ♻️ #CCGeek #CreditCards #CCGeeks

@pointspro Can you suggest good forex friendly cards?

🚨 ChatGPT launches a Go plan! I already have a Plus subscription but changed to Go at the end of Plus. Will try Go. Even Plus isn't sufficient for my usage (research) so will be interesting to see how Go fares. Don't pay Rs 399. Pay $4 and use a forex-friendly card. 😜

Great clip on the Federal Reserve. Show this to everyone you know.

@FinPaal With three add-on cards, the SmartBuy Accelerate reward cap will rise from 15K to 60K?

Maximize Your Deals! 💰 💳 Each card = New number = More chances to grab those once per month discounts. 🎁 This allows you to easily bypass those "once per card" offers on apps like Swiggy, BMS or OTA portals. 🎁 One Example Smart buy allows 10k Amazon pay per month, with addons you can unlock up to 40k per month. 🎉 It's a win-win for everyone in the family. 4/n

Day 1⃣ Why should you get Add-on Credit Cards for your family? Here’s why they're a great hack! 🧵👇 1/n

80% of building wealth is just ignoring people who never built anything.

🧵POST-1947 INDIA WAS THE BEST PLACE FOR MUSLIM NOTABLES U will be shocked to know the way Indian State assisted Muslim elites (Princes & Pensioners) after 1947. While Hindu notables ran for their life in Pakistan, MUSLIMS GOT EVERYTHING. MUST READ🧵SHOCKING INFO🔥 (ज़रूर पढ़ें)

How One Man Turned Barren Land into 3% of India’s GDP A thread on how Dhirubhai Ambani built the world’s largest refinery from scratch Today, the Jamnagar refinery: > Processes 14 Lacs barrels per day (2% of global crude) > Employs 70,000 people > Generates ₹6.8 lakh crore in revenue Bookmark and retweet this thread to revisit it later

In his prime, Pablo Escobar was the 7th richest man in the world. - $150 billion net worth - $186 million mansion - A $50 million luxury prison for himself And it wasn’t just because his product was addictive… Here’s how he built history’s most dangerous sales machine:🧵

Without this platform you would never get to hear the other side of the story. Free speech is the greatest of all gifts.

They came to conquer Europe. 150,000 Ottoman soldiers stood at the gates of Vienna, ready to break through... Then, on September 12, 1683, 20,000 horsemen appeared on the horizon—the largest cavalry charge in history. What happened next changed the course of history forever:

Keanu Reeves once said: "I’m at the stage in life where I stay out of arguments. Even if you say 1+1=5, you’re right. Have fun." Here are 9 things I learned from him:

The most beautiful roads on hearth! I open thread 🧵 1. Route 66, Monument Valley, USA

@NDML_in Unable to register in an e-Insurance Account (eIA) with NSDL National Insurance Repository (NIR). It shows this error: The requested URL was rejected. Please consult with your administrator. Your support ID is: 8309559122840356790