James Muhato

You get your best ideas on Thursday’s

You don’t have to believe me. I can prove #communitybanking works

Sii Bure

Shedeur Sanders O-line...😩

😵‍💫😵‍💫😵‍💫 wow #Lions2025 #AUS

@HighTh0ughtss be hope when they remember me it won’t be with the look of absolute wonder with my mouth wide open as I zoned out into the abyss in the middle of this night club

Devante Adams <> Aaron Rodger’s 💯

The Black ‘Banker Ladies’ Bringing Alternative Finance to Toronto dlvr.it/T2h1Gg

Email Marketing Metrics 101:

@MatthewBerman Amazing my that time is a consideration for improved results

4/6 - Give the model time to "think"

2/6 - Provide reference text

@Lions Let’s goo!!!

Mark your calendars!

Does your business have a Financial Policy? If not, you need one. The Financial Policy is the rulebook that governs how you fund your business. And treat your shareholders. It’s especially valuable in businesses where there are multiple complex stakeholders. It provides the framework for making capital structure and balance sheet decisions. Ensuring everyone is working to the same plan. If you are a Board, you need to have one. If you are a Shareholder you should demand your Company has one. If you are a CFO or CEO having one will make your job easier. By setting clear guardrails you can take the emotion out of corporate finance decision making. A Financial Policy has 5 Sections: 1. Overall Objective 2. Debt 3. Liquidity 4. Distributions 5. Capital Allocation 1. Overall Objective Start with what the overall financial objective for the business is. This will depend on the stage of business, and should speak to the financial risk and return appetite of the business. Some examples for (illustrative purposes only): - Dividend Stock: Deliver total shareholder return of at least a 6% premium to the base rate, with a minimum of 50% of after tax profits distributed to shareholders. - Turnaround: Reduce debt levels to below $700m and Net Debt Leverage to below 3x EBITDA. Then recommence dividends. - Startup: Maintain a minimum 12 months runway, and grow valuation by 2x each funding round - PE Backed: Minimum Net Debt: EBITDA of 4x upon entry, maximizing equity value accretion over 5 years - Prudent Balance Sheet: We never have more than 1.5x EBITDA of debt, and ensure we always have $100m of cash on balance sheet as a minimum. 2. Debt This should set the rules around how and when you use debt, and sets some limits on how much. Example Policies: - Long Term Leverage Target is 3x. Çevir

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ChatGPT has a new head of product. But who is Peter Deng? Here’s what you need to know 👇

Let’s celebrate @BKRCapital VC Fellow @AlexanderSinora being on @GloryMediaCA’s 30 x 30 list along with other incredible entrepreneurs, athletes, creators, and changemakers. Congrats and keep shining! #BKR #GLORY30X30 #VentureCapital #BlackExcellence #BlackInTech #BlackFounders

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15 visuals every investor should know. 1. 120 years of stock market history in one chart:

@QCompounding 👋🏿

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