Arpit Saxena

What a rollercoaster day for #ccgeeks 🎢 Afternoon = hyped over @airindia ’s revamped miles program ✈️🔥 Night =@AxisBank said “not so fast” 😵‍💫 @Accor & @Marriott officially disappeared as a transfer partner… and there goes our sleep 🥲💔 #rewards #axisbank #accor #marriot #ccgeeks

✈️ @airindia just made Maharaja Club WAY more rewarding 👑 If you collect points, this is BIG 👇 🔥 Massive drop in redemption cost → Up to 30% fewer points on most flights → Economy, Business & Premium Economy cheaper ⚡ Faster tier upgrades → Flight requirement cut significantly → Example: Platinum now needs 60 flights (earlier 90) 🎯 More flexibility than before → Free cancellation/reschedule (based on tier) → Points fully refunded within window 👨‍👩‍👧 Perks for companions too → Gold/Platinum benefits now extend to 1 co-passenger ⏱️ Instant gratification → Points credited within ~2 hours of flight 👉 Bottom line: Air India is clearly making Maharaja Club cheaper to redeem, easier to upgrade & more flexible — a solid win for frequent flyers 🚀 #Rewards #Airindia #ccgeeks

@Accor Bonus Points Alert 🚨 Accor is offering 2,000 Bonus points on purchase of its All Accor Explorer membership. Membership Cost - Rs 19,499 Bonus points value (approx) - Rs 4,400 Net Cost - Rs 15k Benefits : 2 Stay Plus FREE nights Upto 30% off on dining 15% off on stays Accor Gold Status And much more!!!! The benefits easily recover the cost. If you have any travel plans coming, this would be the right time to purchase it. #Accor #Rewards

@pari_d @HSBC Depends on your spending capacity, but the benefits comfortably outweigh the ₹5k annual fee. The joining bonus along with the early spend-based milestones itself can recover the fee in the very first year.

@_arpitsaxena @HSBC 8,00,000 to waive off annual fee. Too much?

And @HSBC is just killing it 🔥 Where Amex devalued the iconic Plat Travel, Hsbc just made Travel One better. 4 Complimentary Airport Transfers just got added 🚖

Redemption Story 🏢 Wrapped up a serene escape at #TajSurajkund. Slow mornings, serene luxury & signature Taj Hospitality. Thanks @TajHotels for making my every stay memorable Best Part - Bill Paid 0 ✅ Redeemed Amex Taj vouchers that too at Member Rates. #ccgeeks #Rewards

Taj + Amex vouchers = Luxury that pays you back 💳 Member Rates Accepted ✅ Just took email confirmation from the Taj Hotel team of redeeming @AmericanExpress vouchers for my upcoming stay. Thanks @TajHotels for the lovely Diwali Gift !! #TravelSmart #ccgeeks #TajHotel #Rewards

Not able to get your hands on Axis Atlas? GOT YOU COVERED ✅   @HSBC Travel One Credit Card   A High-Value Travel Card with low entry barrier & 8%+ returns on travel spends! 🔥✈️   Better eligibility and easier redemptions than Axis 💥 Just Perfect for frequent flyers ! 🌍   Highlights 🎯   Joining Fee: 4999   Reward Points earned on:   Travel Spends: 4 points per 100 spent (Travel Aggregators are also Included) Non-Travel Spends: 2 points per 100 spent   Welcome Bonus on spending Rs 10K in first 30 days Rs 1000 Cashback Rs 3K Postcard Hotel Voucher Three months EazyDiner membership   Additional Benefits ✅ 15% off on Travel Aggregators Enjoy Discounts on District by Zomato 10 Lounge visits (6 Domestic + 4 International) Up to 20K USD purchase protection Fee Waiver: 8,00,000 10K Bonus Reward Points on spends of Rs 12,00,000   For Detailed example refer to third Image attached !! Enjoy 1:1 transfer ratio to nearly all Axis partners and going upto 1:5 #CreditCards #travel #Hsbc #Rewards #rewardpoints

🚨 Devaluation Alert 🚨 #AxisMagnus is no longer eligible for the 30% off (up to ₹1000) offer on @eazydiner. If this trend continues, #Magnus might soon lose its “premium” status — with cards like AxisReserve & Axis MB stepping up as the new elite #CreditCards #AxisBank

@imYadav31 Yes bank Marquee/Private !!

Movie tickets for 2: ₹778 🎬 Paid: ₹98 only 💳😎 Guess the card? 👀👇

Ashva users, you’re in for a treat too! Accelerated rewards are now live when you book via the @IDFCFIRSTBank app—earlier this perk was released for Mayura users. Looks like IDFC is gearing up to take on @HDFC_Bank and @AxisBank in the travel rewards game 💳 #ccgeeks #idfc

Note- It’s a glitch from @IDFCFIRSTBank , points are getting credited in @airindia account.

@IDFCFIRSTBank never fails to amaze me!! For the second time now, CV points issue in statement hasn’t been resolved. Waking up to finding 0 CV points earned despite 70k + spends??? Like seriously? Anybody else also facing same issue? #IDFCFIRSTBank #ccgeek #clubvistara

@KartikaySadani Hahah same case with me!! Seems like their glitches aren’t going to stop😅

Is it possible to spend ₹43k (including UPI payments) on IDFC Vistara CC and still not earn a single CV Point ? 🤔 #ccgeek

Bonus Points Alert 🚨 @airindia is offering upto 50% bonus points upon transferring to AI as per slabs mentioned 👇🏻 with selected partners. If you’re planning a trip sometime soon, this is the right time to transfer your cc points. Registration is mandatory to claim offer!

What’s going to be your replacement for this card now?

Devaluation Alert 🚨 @IDFCFIRSTBank @TheOfficialSBI Co Brand @airindia card users have started receiving emails of discontinuation of *Milestone Vouchers and renewal benefits post 31st March’2025. Though you will continue to earn Maharaja Points as per spends #ccgeek

@UnnatiAhuja4 Hey, try opening link in incognito window or clear history first then reopen. This is a common problem with amex referral links.

@_arpitsaxena Hello broski unable to access the link

Amex Platinum Travel Credit Card Must have Credit Card for Annual Spenders of 4 Lakh and above Get 11% + returns without even paying for the card Highlights of the Card 💳 Joining Fee Rs. 3500 (Free with my referral link + Bonus 2000 Points) 1 Membership Reward for every Rs. 50 spent Milestone 1 - On spends of Rs. 1.9 Lakh get bonus 15,000 MR points Milestone 2 – On spends of Rs. 4 Lakh get bonus 25,000 MR points and RS. 10,000 Taj Stay Voucher Let’s see how to get 10% + returns on this card (Jump to case 3 for seeing highest returns) Note: Refer to images for calculation reference Case 1 – Travel Redemption on Marriot 🏙️ 1 Membership Reward = 1 Marriot Bonvoy Point Approx 1 Marriot Bonvoy Point amounts to Rs. 0.5 (Varies on hotel to hotel) Now 48,000 MB Points will amount to approx Rs 24,000 Monetary benefit now is 24,000 + 10,000 = 34,000 Return = 34,000/4,00,000 = 8.5% Let’s further increase our returns now 📈 Every year end Marriot comes with a promotional offer during which they give bonus MB points for transferring Amex MR points, usually 30-40% . If we transfer our amex points during this offer, our returns will be 48,000 + 14,400 (30%) = 62,400 MB points 62,400 MB are approx Rs. 31,200 Monetary benefit now is 31,200 + 10,000 (Stay Voucher) Returns= 41,200/4,00,000 = 10.3% ✅ Case 2 – Voucher Redemptions (Not Preferred ) Highest voucher redemption value with MR points is with Flipkart 3,300 MR points = Rs. 1,000 Flipkart Voucher 48,000 MR Points = Rs. 14,000 Flipkart Voucher Monetary benefit now is 14,00 + 10,000 (Stay Voucher) Returns = 24,000/4,00,000 = 6% 👎🏻 Now I’ll make you see the magic of Smart Spending Case 3 – Smart Spending for Travel Redemption Amex has got a rewards multiplier program through which you can multiply your rewards points per Rs.50 spent by 3x Now I’ll make you earn 3x points just by spending extra 2 mins each time you shop Instead of swiping your card directly at online/ at stores, buy gift vouchers of that brand etc using Amex Gyftr portal or look for that store on Amex Rewards Multiplier portal. Advantages of using Amex gyftr portal ➡️ 3x reward points on the amount spend ➡️ Discounted gift vouchers of up to 10% Buy amazon pay gift cards if your required store is not available at Gyftr and make payment using Amazon pay So now not only you earn multiplied MR points but also paid less amount for that very expense Assuming you spend 50% of your milestone amount through Gyftr/Rewards Multiplier Now additional base points will be 8,000 (Check working notes for calculation) Returns = 46,400 /4,00,000 = 11.6% 💸 (Even more if you bought discounted gift vouchers) Use my referral link for First Year Free credit card and Bonus points Link - americanexpress.com/en-in/referral… Follow for more such posts on maximizing returns by smart spending. If there is any calculation you don’t understand or I might’ve taken wrong please DM me. #CreditCards #americanexpress #creditcardperks #creditcardoffers #SmartSpending #creditcardtips

Atul had hopes with Elon Musk but not with Indian govt, I’m not even surprised. Why would he keep hopes from judiciary when they remain to be one of the key factors in his MURDER !! Yeah right, Murder. #AtulSubhash