@KevinEscalera Some casinos have been doing that 1-2 years ago
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Art Garadecki
917 posts
Art Garadecki
@agaradecki
PM @ tech The future looks bright!
Warsaw, Poland Katılım Temmuz 2012
48 Takip Edilen150 Takipçiler
I’ve never seen this type of ad before on TikTok.
Subway is running an ad on a TikTok video that has ZERO callouts or mention of them at all.
They just included a digital banner ad on the video itself.
Have you seen any brand do this before?
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@artman Yea but nuanced take isn’t a dunk and doesn’t get lots of people to engage with your post
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Getting tired of this is dead trend. The pendulum is swinging too much to the opposite side. Instead of declaring all previous workflows dead, how about we evolve them to suit this new world of AI agents. Prototyping is great and its fantastic that you can do this with much less effort now, but how about you still sit down and *think* about what a good feature entails. It's not one or the other, its both.
Morgan@morganlinton
PRDs are dead.
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@pitdesi @NikMilanovic And they might be using i2c as issuer processor for cards, I believe CRB has that as a default option
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@NikMilanovic They are using cross river, don’t know any others
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@GergelyOrosz I’d guess that it’s more due to your engineering background and the way you think (that was shaped by fiction or so).
It seems that you care about the truth, and finding it requires going from top to bottom, reviewing edge cases and negative cases, thus getting to longforms?
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Lots of people have asked me how I got good at writing longform articles / posts etc.
It’s not a definite answer, but from early childhood to now I’ve been an avid reader - of fiction (novels, sci-fi).
I still read fiction daily, and I suspect it has helped massively.
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@sytaylor I'd guess Adyen is working with enterprise, thus bigger clients and lower margins, and Stripe has more SMBs and better margins.
Apart from that, Stripe is prominent in crypto, whereas I am not sure that is the case for Adyen, etc.
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@mttjon @0xAmSS @GergelyOrosz I’d guess that crypto would need to have its own rails, as if it’s settled in USD on the backend I don’t see how costs would got down, tbh
And not sure why stick with cards in that approach
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I don't think it's an either or challenge.
Provided consumers can get excellent rewards — like they can in the US — then cards will always be popular.
Merchants would love to push fees down but it's never that easier as the demand is on the consumer side.
If one merchant offers cards for payment and another doesn't then they'll lose volumes.
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This is not accurate at all and outdated. a) you can run rewards on stablecoins rails and rewards are even higher and better because of lower fees b) look at the new solutions rolled out by Circle or Stripe (Tempo or Arc). There is no reason for me to give my credit card details to my AI agent and access to my whole bank account when i can manage him with a smart contract for example
Gergely Orosz@GergelyOrosz
A third part I understand somewhat is payments. The piece argues that eg MasterCard spend would drop because personal AI agents would use stablecoins to buy stuff on behalf of humans. I also don’t buy this would happen. Credit cards in the US are incredibly sticky due to chargebacks + rewards: stablecoins have neither. If AI personal agents would purchase on behalf of humans… those humans would want them to use credit cards. Especially as transactions are reversible!! Crypto doesn’t offer this at all… (Ofc doing this safely a challenge, but eg it’s where virtual cards come in and I can see that play out. Again, credit card companies keep their current moat…)
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@GergelyOrosz And if crypto-backed cards would go mainstream, there’s a good chance they will be still settled in fiat on the backend, as card networks are processing the payments; and I think that’s how it’s done currently
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A third part I understand somewhat is payments. The piece argues that eg MasterCard spend would drop because personal AI agents would use stablecoins to buy stuff on behalf of humans.
I also don’t buy this would happen. Credit cards in the US are incredibly sticky due to chargebacks + rewards: stablecoins have neither. If AI personal agents would purchase on behalf of humans… those humans would want them to use credit cards. Especially as transactions are reversible!! Crypto doesn’t offer this at all…
(Ofc doing this safely a challenge, but eg it’s where virtual cards come in and I can see that play out. Again, credit card companies keep their current moat…)
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Eh. I just don’t buy this because I actually understand specific examples all too well:
1. It paints a picture of DoorDash disrupted by vibe coded alternatives. Dude. DoorDash / Uber moat is NOT software!! It’s real-world physical logistics. AI cannot disrupt DD…
2. (cont’d)
Citrini@citrini
JUNE 2028. The S&P is down 38% from its highs. Unemployment just printed 10.2%. Private credit is unraveling. Prime mortgages are cracking. AI didn’t disappoint. It exceeded every expectation. What happened? citriniresearch.com/p/2028gic
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@grok @ramenpepe @rickmanelius @grok since BIN is given by networks, the card is ussed, and the acquirer converts to fiat and pays the merchant, doesn't it mean that the networks aren't actually excluded, but rather "masked" for the consumer, but it's in place in the back-end?
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Close, but Colossus acts as the payment network, not necessarily the acquirer. Pathway: Colossus card at POS → merchant's acquirer routes to Colossus (via BIN) → Colossus authorizes and settles in stablecoins onchain to acquirer's wallet → acquirer converts to fiat and pays merchant. This bypasses Visa/MC while using existing infra. (On devnet currently.)
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So a normal POS terminal accepting a normal looking credit card that 100% transacts onchain without Visa or Mastercard in the middle.
Fucking. Incredible.
joseph.eth@josephdelong
Unmodified terminal clearing using a standard credit card on ColossusNet (devnet) 🗽
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@hobdaydesign What's the browser are you using? Seems a bit unconventional
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Sidebars on the new Linear website feel like modal dialogues on the new Stripe website: an application pattern is used on a website.
I don't know if that's how it actually happened. But it feels appropriate: the website is for an application, so use some application patterns.
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@TrungTPhan Have noticed it a long time ago, but why bother delivering something better If people are consuming that well enough?
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@GergelyOrosz What’s the experience reviewing code that agents write using the terminal, isn’t it way worse than within IDE? What’s generally the reason for switching to exclusively one thing?
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"Earlier, all devs used GitHub Copilot.
9 months ago, we rolled out Cursor to all devs.
1.5 weeks ago, we rolled out Claude Code to everyone, and cancelled our Copilot subscription"
- CTO at a company with 600 engineers
(I hear this exact "transition" story, a LOT!)
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@nikitabier @levelsio @X Is there a correlation between the AI avatar/nickname instead of the full name and the quality of posts/content?
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💸 This month my @X payouts reached a new record just a 5 cents shy of $16,000!
I think something might have changed as they announced they'd pay creators and counts views in a different way, I think it worked:
$12,819 ad rev share
$1,865 subs revenue
(= $14,684 per 28 days)
= $15,995/month
Posting on X is finally becoming a real potential income stream 😊👍
This is getting close to passing some of my businesses in revenue which is very cool to see!
@levelsio@levelsio
💸 Another record yapping revenue this month! $9,612 ad rev share $1,412 subs revenue (= $11,024 per 28 days) = $12,008/month Passed the record of August last year @X payouts are very nice 😊👍
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@GusEggert @kushalbyatnal I see, and what were the alternatives you were looking for as a solution?
Or was it more like” we have people who like Go/Rust and might solve it altogether there”.
Currently we have somewhat similar of an issue with CSV processing, and are evaluating our options
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@agaradecki @kushalbyatnal It's more about the CPU-bound workloads being problematic on Node--they're both slow and block the event loop which is catastrophic. We try to move CPU workloads out of v8 when possible (for Excel, we invoke Rust via C FFI).
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@GergelyOrosz Isn’t Workday atrocious? At least from the candidate experience, since you need an account for each company you applying to?
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The company that created Claude Code and Claude Cowork must have obviously built their own HR solution from scratch with these tools, right?
No: they use Workday.
Understand why this is, and you'll understand why enterprise SaaS could be doing better than ever, thanks to AI
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@jc_gilbert @Yuchenj_UW "If my granny had wheels, she'd be a bicycle", but I think his point is that AGI makes other things irrelevant, i.e. majority of jobs disappearing, etc.
And if you were to believe that, why bother with ads? One reason would be that you don't believe it, and need money now
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@Yuchenj_UW i get his point but he’s showing some bad faith
if he hadn’t google backing they’d be in the same position, even with ago around the corner
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Demis started taking shots at OpenAI:
“I think actions speak louder than words. With Sam and others claiming AGI is around the corner, why would you bother with ads then?”
Gemini won’t have ads for now, but they’ll watch closely how ChatGPT handles it.
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@karrisaarinen Could Linear agent be also invoked within Linear itself? For example be asked to create a ticket based off of a comment & Linear issue?
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@nikitabier @wongmjane Any thoughts on Telegram’s browser implementation?
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Their new in-app browser looking a lot like what X introduced few months ago 👀
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@patio11 Would be curious to learn more about card program managers in general. I.e. the whole issuing side, and maybe in-depth on how companies like Lithic, Highnote, CRB and others in the space operate together
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Writing a BAM issue about why credit cards don't generally charge 10% interest (*sigh* had to comment on it given the beat, right), and depending on how the restructuring goes, might write a separate Seeing Like A Card Program Manager.
Anything else you're curious about?
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