Michael

.@mickymalka is the founder of @RibbitCapital — the firm behind Revolut, Robinhood, Nubank, Coinbase, and more. He bought his first share of Berkshire Hathaway when he was 13, in Venezuela, with money he borrowed from his grandfather. His grandfather charged him interest. He started his first company at 17. In his mid-20s, he put every dollar he had into launching a bank in Brazil for the 50 million Brazilians nobody else would serve. Micky is a quiet killer. Respected by the elite of the elite. When I asked @patrick_oshag how he’d describe Micky to someone who didn’t know him, he said: “He’s a mfing moneymaker.” Micky hates labels. The only label he wants is on his tombstone: “He was a rebel.” 0:00 Why Micky Malka Refuses to Be Labeled 3:00 Writing Your Way to Conviction 5:41 Buying Berkshire at 13 and Learning Buffett's Operating System 11:48 Token Factories, AI Bankers, and the Future of Money 18:38 The Infinite Game: Why It's Better to Be Behind 22:09 Gen Z Founders and the Chaordic Company 29:00 Why Young Founders Want to Build Atoms, Not Just Bits 34:29 Bringing Beauty and Taste Back to Technology 36:56 Revolut, Founder DNA, and Earning Deep Trust 45:54 Building OnePay With Walmart 50:53 From Lemon Bank to OnePay: A 20-Year Idea 56:00 Compounding Trust and Protecting Your Reputation 1:00:30 Node and the Rebel Case for Digital Art 1:07:34 What It Means to Live as a Rebel 1:10:50 Why Ribbit Is Built Like a Startup 1:14:41 Charlie Munger and the Power of Time Includes paid partnerships.