Bjorn Amundson

@heresyfinancial Why not eliminate 401k’s AND raise the IRA limits. IRAs only. Get rid of simples and seps too.

Why not just raise the contribution limits on IRAs? All this does is add more complexity that keeps draining more money from the economy to CPA's and tax advisors

I don't know who needs to hear this, but: 1. A revocable trust doesn't save you money on taxes. 2. An LLC doesn't save you money on taxes.

@Eric_M_Courage You can interpret them just fine with their ai and their medical write up. I’ll have my doc review too.

@couldbebjorn What changes have you made after seeing the repot, or taken peptides? Did you interpret the labs on your own or get a third party/MD to help?

Function health: Has only used this? Just got my first base tests. Very curious to see the results. So many people I know are intuitively using peptides, but I wanted to understand my baseline. Anybody have a great online MD they use for results review or peptide guidance?

@Eric_M_Courage Function

@couldbebjorn A fan of peptides or function? If peptides, how did you determine what you needed or the dosage?

Avoid lifestyle creep at all costs... via @GoldmanSachs theideafarm.com/wealth-managem…

Seeing a lot of talk on the timeline about how surprising for Gobert and Jokic to have these +/- tonight. This is the 21st career playoff game between the two. Jokic is a -6 in those 21 games Gobert is a +63 in those 21 games This is just what it is.

@BrentBeshore Fantastic essay. It made the whole interview better in hindsight.

Finally 👏

Investors with concentrated, appreciated stock positions are being pitched long/short direct indexing programs as a way to diversify without paying capital gains tax. We built a simulation to test whether the economics and found that in a typical case, fees eat up more than half the tax savings, and the investor ends up with a lower expected after-tax return than if they'd just sold, paid the tax, and bought an index fund

It has been much better to own stocks than real estate over the last 50 years. (h/t @Barchart)

The future Utopia you were promised is just an “AI” bot away 😆

“Wealth Advisor Reconsiders Decision to Sell to a Big-Box Aggregator”

Another total victory for the dip buyers. Bears in shambles. This is America. Stocks go up in this country.

@MarkTMeredith @Geiger_Capital @AriFleischer BOOM.

@couldbebjorn @Geiger_Capital @AriFleischer And once you account for total taxes (state, local, payroll etc.) the top 1% pays about 23.9% of all taxes while earning 20.1% of all income.

Happy Tax Day! It’s good to remember that the Top 1% of earners pay 46% of all federal income taxes. The bottom 50% of America pays for just 2%.

This Allbirds story is so insane: → $BIRD IPO'd in 2021 at a $4 billion valuation → Silicon Valley's favorite shoe → Lost 99.5% of its value in 4 years → Closed every US store → Sold the entire brand for $39 million → Renamed itself "NewBird AI" → Using $50M to buy GPUs and compete with AWS → Stock up 450% today on 875x normal volume This is the most unhinged corporate pivot of the decade and the newest meme stock entrant

Watching AllBirds stock be +430% after announcing a pivot from being a shoe company to a GPU as a service AI company

I’ve spent a decade telling people to do what I do: "Buy and Hold." Now I've decided to list my entire real estate portfolio for sale and walk away. It started slow. The bills, the maintenance, the tax increases... but the final straw was when I tried to develop an ADU to do exactly what the city of LA claims it wants investors like me to do: Create more housing. You'd think they'd make it easier, but after two delayed inspections, a sewer pipe replacement that needed 75 days advance notice, and a city-owned tree that became my responsibility, I'd had enough. The identity of being a real-estate guy is very hard to walk away from, trust me. For a long time, I stayed just because real estate was my "thing." It’s how I started. It’s what I’m known for. It led to every good thing in my life. But that blinded me to the fact that just because something served me in the past, it doesn't mean things haven't changed in the present. The reality of 2026 finally stripped the emotion away. My LA rentals are netting about 4-5% after the constant background noise of taxes, insurance spikes, and repairs. Meanwhile, a risk-free Treasury pays 5%. The trade-off just doesn't make sense any more. I’m reallocating to a liquid portfolio that actually lets me focus on the work I love. I published a deep dive on my Substack about the ADU nightmare that broke my patience, the exact numbers behind the exit, and where I’m moving the money next to buy back my sanity. I'll drop the link here in a bit.