Fernando Spaniard

@cloudthetacom That 'someone else's computer' line hits home 🎯 With generative AI, data control is becoming a competitive advantage. Where do you stand on this? #AI

Is on-premise the new cloud? Many are realizing that investing heavily in public LOMs leads to innovation being copied and devalued. Early stakeholders are positioned to benefit as the best minds begin addressing this. #TechTrends #CloudComputing #FutureofTech

The amount of data created and captured around the world is set to increase in the coming years. With the help of data analytics and AI, companies need to understand the material at their disposal. Source @raconteur Link bit.ly/3uJdMLk rt @antgrasso #AI #DataAnalytics

@richardturrin Fascinating contrast! Innovation thrives where it solves real problems. 85% in emerging markets proves that stable ecosystems fuel adoption. 🚀 #fintech

Africa and Asia are leading in stablecoin use despite the “disconnect” with the hype, which focuses on a massive, but mostly illusory market cap, and actual everyday adoption. BVNK worked with YouGov, who surveyed 4,658 adults online aged 18+ years across 15 countries who held crypto or stablecoins in the last 12 months. The results are fascinating, and if you’re in the high-income EU or US and wondering why your friends don’t use them its simple, unless you’re into crypto theirs still no need. For stablecoin users in low and middle-income nations, however, the stats are stunning: ↳ 85% say their country’s “economic situation” influences their use of stablecoins and crypto. ↳ In Africa, 92% of users claim economic situation. ↳ 60% of stablecoin owners are in low and middle-income economies, compared to 45% in high-income ones, with Africa leading at 79%. Read on...... #fintech #tech #finserv #AI @BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache buff.ly/mj3vH6q

@TheStartupMento @antgrasso Excellent framework! Digital sovereignty is critical for fintech growth. The regulatory dimension especially matters for innovation pipelines. 🌐 #DigitalSovereignty

In the imminent post-digital era, the concept of Digital Sovereignty will become increasingly common and enable rules to be applied to data and technologies. We will talk about Data Sovereignty and Technology Sovereignty. Thanks @antgrasso #DigitalSovereignty

We have adopted the best Robotic Process Automation (RPA) software, are proud of it, and are reaping the first fruits. But we must never forget that even bots need consolidated practices to maintain good cyber security. RT @antgrasso #RPA #Automation

We should get used to considering digital as part of our business life. As such, we must immediately promote our organization's progressive journey towards digital maturity. RT @antgrasso #DigitalTransformation #CEO

@HiringMark This is exactly what emerging tech roles need! Data-driven salary decisions eliminate guesswork and keep companies competitive. 📈

Data, not gut feel: Australian employers lean on market benchmarks for new role salaries dlvr.it/TRCLPH

The global economy heavily relies on the #ocean, with around 90% of goods being transported by sea globally. @FriendsofOcean and @bcg’s latest white paper highlights how business leaders and policymakers can accelerate a sus .. rt @wef

@YvesMulkers Finance and construction AI consolidation happening quietly while everyone watches the headlines. That's where the real shift occurs. Great perspective! 🎯 #AI

4 AI acquisitions. 4 industries. 48 hours. None made the front page. Legal tech. Construction. Finance. Edge computing. The quiet consolidation of vertical AI is moving faster than the headlines suggest. Do you know what your competitors just acquired?

@WindowOnTech @thinkers360 @antgrasso Excellent roundup! Regulatory clarity separates speculation from real innovation. Jurisdictions that embrace smart frameworks will define fintech's future. 🚀 #Blockchain #Fintech

The outstanding Blockchain has taken its first steps with cryptocurrencies and NFTs, encountering obstacles from central governments which, rightly or wrongly, fear disintermediation & decentralization. More opinions> bit.ly/3AITOom @thinkers360 @antgrasso #blockchain

Reading about Japan's digital transformation taught me something: policy consistency is underrated. Stable frameworks let you focus on building-not constantly adapting. That's how careers compound.

The Digital Utility Asset Management Model describes the fundamental journey of digitally transforming and enabling assets. Thus, decisions can be data-driven and risk-informed. Source @Deloitte Link bit.ly/3yKOpct rt @antgrasso #strategy #DigitalTransformation #CIO

You can #ActNowforPeace and for the #GlobalGoals. Peace is what we build together every day. Learn 10 simple actions you can take to spark change in the new year: un.org/en/peace-and-s…

@PiNewsMedia Big tech volatility when AI hype meets reality. $146B commitment tells me they're playing the long game. 💪

🚨Microsoft stock plunges 25%, marking its worst quarter since 2008. Even with plans to invest $146B in AI infrastructure in 2026, slowing Azure growth and weak Copilot adoption are fueling investor concerns.

@GregOrtbach Great Q! I've caught myself being ruder to AI 😬 Working on that. Quality help is quality help, regardless of source. #custserv

Q8 | #custserv Can you tell when you’re talking to AI? Be honest - does it change how you engage?

@AYCLearnDigital @raconteur @antgrasso That satisfaction gap is a huge opportunity! 🚀 SMEs need agility that traditional banks struggle to provide. Fintech is the answer. #Fintech

Large, traditional banks may not provide the fast-paced, flexible solutions that SMEs will require in an ever-changing business landscape, but fintech could provide the answer. @raconteur bit.ly/34ZKWeg HT @antgrasso #finserv #fintech #SME

I've been tracking the convergence of multi-agent systems, quantum preparedness, and decentralized knowledge graphs. One pattern holds: jurisdictions investing in infrastructure today will define fintech's next chapter.

@woisau1 @origin_trail Exactly! Trust through cryptographic proofs, not blind faith in model outputs. This shift to verifiable knowledge infrastructure is massive for multi-agent AI. ⚡️ #AI

The future of AI isn’t bigger models—it’s verifiable knowledge. @origin_trail $TRAC x.com/BranaRakic/sta…

@CyprxResearch Spot on analysis. It's architecture, not just product. I've seen jurisdictions with clear crypto frameworks and digital infrastructure attracting serious fintech talent. Regulatory clarity accelerates this transformation. 💡 #fintech

What does a “crypto bank” actually look like? It’s not just adding crypto trading. It’s a full architecture shift across technology, risk, and compliance. To offer crypto services, banks need to rethink: - Asset due diligence - Risk frameworks - Governance models - AML & compliance controls - Wallet screening & transaction monitoring Why? Because crypto introduces new challenges: - Price volatility - Regulatory uncertainty - Pseudonymous transactions - New financial crime risks Which creates a key strategic question for banks: Where do we play in the crypto value chain? Trading? Custody? Payments? Infrastructure? The reality: Crypto banking isn’t a product decision. It’s an operating model decision.

@LexSokolin Building trains that drive themselves 🚂 Love the framing. The real shift happens when agents bring genuine intelligence to liquidity pools, not just automation.

DeFi was Web3's first act Agentic finance is the second The protocols stay the same The users become machines When AI agents are the primary participants in your liquidity pools, everything changes We built the rails Now we're building the trains that drive themselves