@ramit Ramit, my wife and I have been diligently doing what you advise in Money For Couples and it’s been great. We’re finally aligned in our finances and planning for the future.
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Grant Gilmore
290 posts
HOW TO SPLIT YOUR PAYCHECK
Stop wasting your time sending money to different accounts every pay day. Here’s how to split up your paycheck — to save, invest, and pay bills — automatically.
STEP 1
Make sure you have direct deposit set up to deposit into your checking account. If not, set that up right away with your HR rep.
STEP 2
Connect your paycheck to your 401(k), so it's automatically funded each month. Even if you already have a 401(k) going, you may have to adjust the amount you contribute every month based on your goals in the Conscious Spending Plan.
STEP 3
Set up automatic transfers from your checking account to your savings account.
STEP 4
Connect your checking account to your investment account / Roth IRA. (Do this from your investment account, rather than from your bank account.)
STEP 5
Connect your credit card to any bills you've been paying via your checking account. (And if you've actually been paying bills by writing checks with a pen, please understand that man has discovered fire and combustible engines and join our modern times.)
STEP 6
Then, set it up so that your credit cards are paid from your checking account. (This is set up from your credit card's "Transfer" or "Link Accounts" page.)
STEP 7
Some bills, like rent and loans, can't be paid using a credit card. Link these regular bills to your checking account. (Do this by logging in to the company's website and initiating the transfer from your checking account to the company.)
Spend time this weekend setting up your system so every paycheck gets split automatically — so you can spend time LIVING your Rich Life. You can learn more about money automation in chapter 5 of my book.
If you’ve already set up your automatic money system, how has it affected your life? Let me know below.
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@ThaddeusRussell Fair point but don’t most still have a lot of love and loyalty for where they’re from? Ever hung out with European or Latin soccer fans? They’re maniacs haha.
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@grgilmore1 Then why has every country had conscription?
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Imagine being eternally loyal to the country you happen to have been born in.
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@ThaddeusRussell I’ve never met anyone not proud and loyal of where they were born outside of Americans.
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@AJA_Cortes Yeah you’re better off just watching older movies you haven’t seen. There’re a lot of fun ones from the 70s, 80s, and 90s.
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@sillyworldI3 @YourDuden3ss @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith That’s impossible. 😏
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@grgilmore1 @YourDuden3ss @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith Is it possible it’s you who has bad taste in this scenario?
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Can anyone point to one thing @coldxman "wrecked" @ComicDaveSmith on?
People bring up the Wesley Clark memo without understanding its importance
The memo is just part of a mountain of evidence showing the NeoCons wanted regime change in the Middle East for years...
James Lindsay, anti-Communist@ConceptualJames
Coleman Hughes, who is quite young, already massively humiliated Dave, and it did nothing to curb his influence. I reject the premise. You don't actually know how any of this works or what's going on.
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@Fiddaman For going off psych meds cold turkey? Yeah that’s ill advised. You have to be your own best advocate.
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This is exactly what so many of us have lived through. Prescribed after a 'bad day' or minor stress, then trapped for decades feeling 'dead inside' — that's not recovery, that's chemical dependence.
I cold-turkeyed Seroxat (Paxil) years ago, and the withdrawal was hell: brain zaps, rage, suicidal thoughts that weren't there before. Theo Von's story is the norm, not the exception.
The Vigilant Fox 🦊@VigilantFox
Theo Von reveals he was put on antidepressants after “a tough day at school” and has NEVER been able to get off them since. THEO: “That shit makes you feel dead, man.” ROGAN: “So why did you take them in the first place?” THEO: “Cause I was in a bad relationship 20 years ago, and I was having a tough day at school, and they f*cking gave them to me, and then I never got off.” Theo’s experience is not uncommon. A 2019 meta-analysis revealed that 56% of people experience withdrawal symptoms when trying to quit antidepressants. Of those who experienced withdrawal symptoms, nearly half (46%) described them as “severe.” Before you get placed on the antidepressant hamster wheel like Theo Von did, consider trying exercise instead. Large-scale meta-analyses show that physical exercise is about 1.5 times more effective than antidepressants for depression.
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@PeterMcCormack It’s not irrelevant if you have a large media platform though, no?
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I’d push back on this. His intelligence is irrelevant.
Until the Internet decentralised content, we were only fed corporate media propaganda.
Now we get the conversations we have in the pub, played out in public. Normal people like us have a voice, and we're the ones who ultimately pay when governments choose war and death.
We get to collectively say fuck you, I didn't vote for or want this shit.
Aɴᴛ@AntSpeaks
Theo Von is arguably the dumbest sentient plank of wood in existence. The fact that someone with his level of geopolitical illiteracy gets to sit on the world’s most popular podcast and casually spew that kind of brain rotting nonsense is actually impressive in the worst possible way...
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@tea_party_james @CptAncapistan @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith It’s not really about what he’s wrong on. He makes some valid points but he’s uninteresting. Anything he says you can figure out on your own by reading some books and articles. He’s not challenging his listeners intellectually.
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@grgilmore1 @CptAncapistan @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith Lots of people say this, but no one can point to where he's wrong
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@Le_Master @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith I did maybe 10 years ago. He was not outstanding.
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@grgilmore1 @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith Go to one of his shows. He’s an outstanding comic.
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@YourDuden3ss @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith Plenty of comics sell out shows. That has nothing to do with talent. People have a bad tastes.
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@grgilmore1 @martyrmade @BiblicalAnarchy @coldxman @ComicDaveSmith Still with this “mediocre comic” bs. He sells out nearly every show he does. If you had half a brain you’d know that and pick a different insult.
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@Fiddaman It’s well known you shouldn’t go off psych meds cold turkey. If someone is advised by a doctor to try out these meds and the patient doesn’t do a little bit of research beforehand, that’s on them.
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@grgilmore1 Sharing positive experiences doesn't negate the problem for the many who suffer badly. 'Just depends' is exactly why informed consent is crucial.
People aren't properly warned that it can trap them or cause severe withdrawal.
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@ekhb83 So weird to call a medication evil. What does that even mean?
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SSRIs are EVIL!!!
End Tribalism in Politics@EndTribalism
Theo Von discusses with Joe Rogan the difficulty of getting off antidepressants after long-term use. “I want to get off of antidepressants completely, man.” “I want to feel how I’m supposed to feel so I can have thoughts and actions that make me feel connected to the world.” “That stuff makes you feel dead, man.” “That’s one of my goals… I’m gonna start to take the power back of myself more.” @TheoVon
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NYC literally smells like rotting fish in the Summer.
Max Av@max_av_
Summer in NYC is the best place in the USA btw
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This is too real. It’s more horrible than people think. These medications adapt your whole body to them, in ways we don’t understand yet. And pulling the meds out after years on them can cause neurological damage. It’s a catastrophe and it’s going to impact almost every family.
The Vigilant Fox 🦊@VigilantFox
Theo Von reveals he was put on antidepressants after “a tough day at school” and has NEVER been able to get off them since. THEO: “That shit makes you feel dead, man.” ROGAN: “So why did you take them in the first place?” THEO: “Cause I was in a bad relationship 20 years ago, and I was having a tough day at school, and they f*cking gave them to me, and then I never got off.” Theo’s experience is not uncommon. A 2019 meta-analysis revealed that 56% of people experience withdrawal symptoms when trying to quit antidepressants. Of those who experienced withdrawal symptoms, nearly half (46%) described them as “severe.” Before you get placed on the antidepressant hamster wheel like Theo Von did, consider trying exercise instead. Large-scale meta-analyses show that physical exercise is about 1.5 times more effective than antidepressants for depression.
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@realpeteyb123 Trump has lied with impunity for years. How can anyone be shocked by his actions?
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@EstieMaddie Be careful blindly believing what a health influencer says about anything.
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🧾 BE CAREFUL HANDLING THERMAL RECEIPTS!!
😳 DID YOU KNOW THIS???
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