Jared Nusinoff

Canada spent $5.1 BILLION fixing a broken payroll system (Phoenix). Now we're about to spend $4.2 BILLION+ replacing it with Dayforce. I went through every lobbying record, every communication report, and every revolving-door hire to identify potential conflicts of interest. Here's what I found. 1/🧵

Silicon Valley has been funding the wrong people for years VCs want founders who blindly believe an impossible mission is possible. That's easiest to find in people who are very young. Problem is when the plan doesn't work those same people don't pivot... they lie. One lie leads to another and suddenly you're faking SOC 2 reports for hundreds of clients. Elizabeth Holmes didn't plan to commit fraud. She believed it would work, then it didn't, and she was in too deep to tell the truth. $32M in funding and YC backing and nobody caught it. I genuinely hope I get to be on the investing side of this one day because the pattern recognition is broken

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In most Canadian cities, it remains illegal to build anything but single-family homes on the majority of residential land. Toronto reserves 70% of residential land for detached houses while Vancouver restricts 76% to single-family homes. Townhouses, duplexes, triplexes and six-plexes are not allowed. This artificial constraint on supply drives prices skyward. Even when multi-family housing is theoretically allowed, the mechanics of the approval process “kills” projects through bureaucratic hurdles causing extensive delays. The average housing development takes 2-5 years to approve in major Canadian cities, the second-worst of OEC countries. The consequences are devastating. Since 2000, home prices have grown over 400% in Toronto and at similar rates in Vancouver. In these markets, Canadians now need to spend 28 years or more of their full income to afford a home, compared to 5-7 years in the 1970s. Let's leverage federal powers to drive reform at all levels of government: 1. Create Housing Municipal Growth Ombudsmen in major centres – Require that all cities with populations over 100k must appoint an independent Housing Growth Ombudsman with the power to fast-track housing approvals. 2. Amend the National Housing Act to establish national zoning standards - Include defined minimums for residential density near transit and job centers. 3. Launch a National Building Code Modernization Initiative – Develop updated national model codes that streamline requirements, standardize approvals across jurisdictions, and incorporate innovations like single-stair mid-rise designs. 4. Forge a Housing Growth Agreement with Ontario and British Columbia – Negotiate formal agreements under the Federal-Provincial Fiscal Arrangements Act to align provincial policies with national housing goals. 5. Reform CMHC mortgage rules to support gentle density – Update lending guidelines to facilitate financing for small apartment buildings, secondary suites, and co-housing arrangements. 6. Establish a Build More Homes Data Initiative – Launch a public dashboard tracking key housing metrics for every major city, including permits issued, approval times, and housing starts relative to population growth. These reforms will increase housing starts, make more efficient housing forms, dramatically reduce approval times, and put homeownership back within reach for the next generation. Read the full memo below: