Leo | CEO & Founder Fizen.io

Today will be a good day for DeFi

Introducing Claude Opus 4.7, our most capable Opus model yet. It handles long-running tasks with more rigor, follows instructions more precisely, and verifies its own outputs before reporting back. You can hand off your hardest work with less supervision.

@suda8866 @fizenapp Good!

@fizenapp The spending layer is catching up. $18B in card spending. +300% YoY. USDT -> Visa -> Tap anywhere ✅

$719 trillion, potential high $1.5 quadrillion in stablecoin volume by 2035. 25x organic growth. Still only ~1% was real-world spending. That's the gap.

Crypto easy money era has ended. Historically, most easy money periods last 3-7 years: - California Gold Rush lasted 7 years. - Tulip mania lasted 3 - The dot-com bubble about 5 years before the Nasdaq dumped by 78% - Japan's bubble was 6 years, then Nikkei took 34 years to recover So most speculative booms in history last 3-7 years. Crypto easy money started in 2017 with ICOs. Then DeFi summer 2020. NFTs in 2021. Airdrops. Points farming. Memecoins. That's ~8 years of easy money. We are already past that as every easy money model has been discovered, exploited, or arbitraged to max competition. Philosophical hard-forks like BTC -> BTC Gold or ETH -> ETH classic are over as crypto ossified not just technically. ICOs got regulated. Airdrops get farmed by industrialized sybils. Memecoin launches went from community fun projects to extraction tools. The gold rush analogy seems quite good here as FOMOs end the same way: Surface deposits get exhausted and then industrial mining takes over. (Literally same happened to BTC mining moving from retail to institutions who even IPOed from BTC mining.) So here’s where crypto is now: TradFi suits moving in, tokenization, RWAs, corpo-sloppo permissioned chains, and regulation. The Trump family & insiders are the last to get easy money from crypto. For retail, the surface easy money gold picking is gone. What's left to earn requires real infra, real users, real revenue which means more specialization, specific knowledge and REAL hard effort. Not sure how many of us who got easy money are ready to grind harder now. So many builders, KOLs, projects are extracting as much as they (we) can before leaving crypto coz adapting to the new hard-money period is gonna be hard. Question is: where to pivot for easy money? Asking for a friend.

Sam Broner says that stablecoins are just the first step. "If stablecoins win, everybody succeeds. Once I'm paying every day, there's a lot of services that want to move onchain due to that gravity." "Identity is the most obvious. Then social networks begin to form on top of that. Then so do customer to merchant relationships." "As you begin to move payments onchain a lot of additional things begin to quickly follow, and those opportunities are potentially even bigger and more creative than just the simple payments, just the simple exchange." @SamBroner

@solanapayments @fizenapp

The playbook mapping Solana's payments is now available on @solanapayments Whether you're building invisible rails or a fully stablecoin-native product, there's a path mapped out👇

The crypto companies that will still be here in 5 years will be the boring ones. Not the best tokenomics. Not the celebrity partnerships. Not the “up to 8% cashback.” The ones with licenses. Compliance teams. Features that shipped late because legal said “not yet.” We know this because we are this. Building trust in crypto is hard. Luring people in is easy. We picked the hard way.

About a month ago i published my first article about running a company with AI agents. since then: 30+ new clients, 7 articles, 680 email subscribers. i've been thinking a lot this past month, but there's something i never talked about. my "AI company" was up and running. every agent had a role, picking up tasks through a database worker. the system was stable. but after a month i noticed a problem: there was almost no real collaboration between them. every agent was completing its work independently. if one went down, the other 5 wouldn't even notice. it worked, but it wasn't a company enough yet. the biggest mistake: i designed my AI team like a human company. i come from a creative background, so i built a coordinator, analyst, strategist, editor, operations manager. looked perfect on paper. in reality, half the roles had nothing to do. because i'm lazy, i set one agent's entire job to auto-approve every proposal. another one wrote daily logs that i realized i never read either, and no other agent was interested in reading them. it's not that every agent needs to collaborate with each other. in real companies most people just report up the chain, one line. the real question is: is anyone actually consuming each agent's output? analysis done but nobody reads it. logs written but nobody checks them. approvals granted but nothing needed approving. that's the real waste. took me almost a month to figure out: AI agents aren't people. they don't need one role per agent. one agent can research and write at the same time. one agent can monitor data and make decisions. one agent can build products and review code. mapping human org charts onto AI is just creating fake jobs. fewer agents. deeper responsibilities. every output consumed by someone. rebuilding the whole architecture now. next article will share it.

Tether just invested in Eight Sleep 8️⃣😴 At Tether we believe advanced personalized AI is the perfect pathway to understand and expand human potential. Eight Sleep has the potential to define the future of health tech by building intelligence that learns, scales, and evolves directly with humankind, turning advanced AI into practical, everyday insights and enhancements about core human biology. By helping people better understand sleep, recovery, and long-term health, Eight Sleep is laying the groundwork for a new standard in longevity-focused technology that is truly personalized, can function in any condition, is directly on-device, is resilient, and aligns with how people live. Tether and Eight Sleep will collaborate to integrate QVAC, Tether's infinite local intelligence platform, into Eight Sleep product and research. 🤖🤖 The age of human-first health intelligence has started. ❤️

@SaigonButcher Happy new year a and your family. Have a great year!

Chúc mừng năm mới / happy lunar new year from our family 🧧 to everyone. May your year be filled with health, green candles & genuine happiness.

Happy Lunar New Year 2026🧧 Wish you health, prosperity, and forward momentum in the Year of the Horse.🐎

@tobinwtang @WisprFlow @suda8866

I'm the 19 year old that built the "500+ million views in 3 months" UGC program for @WisprFlow. The most common question I got was: "How did you source creators?" Here's how we hired a killer team of 80 creators:

I'm Boris and I created Claude Code. Lots of people have asked how I use Claude Code, so I wanted to show off my setup a bit. My setup might be surprisingly vanilla! Claude Code works great out of the box, so I personally don't customize it much. There is no one correct way to use Claude Code: we intentionally build it in a way that you can use it, customize it, and hack it however you like. Each person on the Claude Code team uses it very differently. So, here goes.

Welcome to 2026! Milady is back. Ethereum did a lot in 2025: gas limits increased, blob count increased, node software quality improved, zkEVMs blasted through their performance milestones, and with zkEVMs and PeerDAS ethereum made its largest step toward being a fundamentally new and more powerful kind of blockchain (more on this later) But we have a challenge: Ethereum needs to do more to meet its own stated goals. Not the quest of "winning the next meta" regardless of whether it's tokenized dollars or political memecoins, not arbitrarily convincing people to help us fill up blockspace to make ETH ultrasound again, but the mission: To build the world computer that serves as a central infrastructure piece of a more free and open internet. We're building decentralized applications. Applications that run without fraud, censorship or third-party interference. Applications that pass the walkaway test: they keep running even if the original developers disappear. Applications where if you're a user, you don't even notice if Cloudflare goes down - or even if all of Cloudflare gets hacked by North Korea. Applications whose stability transcends the rise and fall of companies, ideologies and political parties. And applications that protect your privacy. All this - for finance, and also for identity, governance and whatever other civilizational infrastructure people want to build. These properties sound radical, but we must remember that a generation ago any wallet, kitchen appliance, book or car would fulfill every single one of them. Today, all of the above are by default becoming subscription services, consigning you to permanent dependence on some centralized overlord. Ethereum is the rebellion against this. To achieve this, it needs to be (i) usable, and usable at scale, and (ii) actually decentralized. This needs to happen at both (a) the blockchain layer, including the software we use to run and talk to the blockchain, and (b) the application layer. All of these pieces must be improved - they are already being improved, but they must be improved more. Fortunately, we have powerful tools on our side - but we need to apply them, and we will. Wishing everyone an exciting 2026. Milady.

@AzFlin @SEAL_911 cool piece

Just discovered the @SEAL_911 team has written an incredibly indepth bible on opsec and best security practices. Covers all aspects of web3 security & hacks for individual use and corporations View here: frameworks.securityalliance.org/intro/introduc…

@andyyy This is to say @solana is the revenue chain. No 1, 2, 4, 7,9

DeFi protocols ranked by total fees generated in 2025: 1. Meteora: $1.25B 2. Jupiter: $1.11B 3. Uniswap: $1.06B 4. pump.fun: $937M 5. Hyperliquid: $909M 6. Lido: $846M 7. Jito: $813M 8. Aave: $809M 9. Raydium: $656M 10. PancakeSwap: $574M My predictions for 2026: 1. Hyperliquid 2. Jupiter 3. Uniswap 4. Meteora 5. Pump fun

@stacy_muur @fizenapp @suda8866

@fizenapp 👍

What’s your 2026 wishlist?