meanwhile | Bitcoin Life Insurance

Announcing $82M in new funding co-led by @HaunVentures & @BainCapCrypto. This brings our total 2025 funding to $122M, following our $40M Series A earlier this year. The funding accelerates our expansion of BTC linked savings & retirement products for institutions, globally.

And that's a wrap for our @consensus2026 visit. We met dozens of allocators and advisors from around the world, all serious about wealth management with digital assets. On the final night, our head of BD @leboBTC hosted a private dinner for the teams from some of the leading institutions, including @Anchorage, @arca and @coinbase. Good food, great conversations.

Senator Cynthia Lummis: Digital assets and Bitcoin are going to define the next era of finance. Banks are fighting when instead they should embrace it and offer digital financial products.

You can take a Bitcoin loan that you don’t have to repay. With no risk of margin calls or forced liquidations. In fact, a BTC price drop is an opportunity to pay off the loan cheaper. @leboBTC explains the policy loan mechanics of Bitcoin life insurance, at @consensus2026.

I built @meanwhile as a boring, regulated company on purpose. We built through every price cycle since 2022, while firms that skipped compliance got wiped out. As the industry institutionalizes, compliance and transparency are the only way forward. w/ @katieperry

@SenLummis more like...x.com/meanwhile/stat…

One small step for the Clarity Act and one giant leap for digital assets 🚀

@WatcherGuru We're slowly moving toward a Bitcoin economy.

JUST IN: 🇺🇸 CFTC Chair Mike Selig says today's crypto Clarity Act vote brings US closer to becoming "the crypto capital of the world." "America will remain the global hub for crypto innovation for years to come."

@Cointelegraph CLARITY isn't pro-crypto, it's pro-America.

🇺🇸 INSIGHT: Sen. Lummis says the CLARITY Act is critical to keeping crypto innovation in the U.S.

@BankingGOP @SenatorTimScott One step for the Senate, a giant leap for the Bitcoin economy.

Today, Chairman @SenatorTimScott led Banking Committee Republicans and Democrats in a historic bipartisan markup to advance to Clarity Act, legislation that will establish clear rules of the road for digital assets.

@Cointelegraph We're slowly moving toward a Bitcoin economy

🔥 BREAKING: CLARITY advances through the Senate Banking Committee in a bipartisan vote.

@River Hard assets are the only defense left against debasement.

Bitcoiners already have clarity for years. Regardless of who is in power and what laws they pass; nobody can solve the massive deficits. Their only option is printing trillions of dollars, at the cost of what you've built up. But you can still save your savings. Hold money that can't be printed: bitcoin.

@pete_rizzo_ America is leading the financial innovation race the whole world will follow

BREAKING: #BITCOIN AND CRYPTO CLARITY JUST OFFICIALLY PASSED MARKUP THE MOST PRO-CRYPTO LAW IN AMERICAN HISTORY WE ARE GOING HIGHER 🚀

@CoinMarketCap Institutions have been waiting for this x.com/meanwhile/stat…

JUST IN: 🇺🇸 The Senate Banking Committee advanced the CLARITY Act, sending the legislation to the full Senate floor for a vote.

@TheBitcoinConf people are underestimating the importance of this this bill can transform Bitcoin into a foundational financial asset huge win for all of us

BREAKING: THE SENATE BANKING COMMITTEE OFFICIALLY ADVANCES THE #BITCOIN & CRYPTO MARKET STRUCTURE BILL 🇺🇸 CLARITY IS ON THE WAY! 🚀

@WatcherGuru The tide is finally turning. Clarity is the bedrock for the next decade of American financial innovation.

JUST IN: 🇺🇸 Senate Banking Committee officially advances crypto clarity bill in bipartisan vote.

The character of Bitcoin ownership has changed dramatically in 2025-26. Nearly 75% of the circulating Bitcoin supply is illiquid. That's the settled baseline since 2020. The significant shift is happening in the remaining float. ETFs and public companies went from 9% to 12% of total Bitcoin supply. They absorbed three percentage points of the tradable market in just 12 months. The incoming capital in Bitcoin today is either long-term or institutionally structured. This capital will be the foundation of a new Bitcoin economy that requires its own infrastructure. Insurance, long-term reserves, credit markets and estate planning. Bitcoin always needed this long-term mindset, paired with the architecture to support it. We're here for it, for decades ahead.

@arndxt_xo Appreciate the shoutout 🙌

i am a huge proponent of privacy $ZEC and recently: - shared the desci narrative - caught onto $ONDO with a 2x - money/credit markets like $AAVE $AERO $MORPHO - $HYPE has been the strongest thesis along with several ai companies given their similar verticalization approach there are alpha to some early projects which you should also explore 👇 1) @SeismicSys privacy-first blockchain with normal ethereum developer experience. developers can build private apps without learning a totally new language or stack. most privacy chains require special tooling, new languages, or complex cryptography. Seismic tries to make privacy feel like normal Solidity/EVM development. - $17M total raised (latest $10M led by @a16z crypto + @polychain + others in late 2025). - testnet live since early 2025 (faucet + devnet activities ongoing, community is farming for potential airdrop). - partners like @brookwellapp already routing stablecoin flows. - narrative fit is perfect (privacy + real fintech adoption). - this has the strongest VC signal in the list. 2) @tmrwfinance creator lending against future AdSense revenue. youtubers and digital creators can borrow based on expected future income. Karat is more like banking for creators. Spotter buys catalog rights. Tomorrow uses a lending model, so creators can get capital without selling ownership of their content. - very early/stealthier than the rest. - part of @base ecosystem cohorts. - fits creator economy + RWA lending narrative but less public traction/funding visible yet. - underdog play vs bigger tokenized credit names. 3) @lightconexyz trade the impact of events, not just whether events happen. it answers: “what happens to ETH/BTC/SOL if this event occurs?” prediction markets trade probability. options trade price movement but not clean event-specific outcomes. lightcone creates state-based assets, so users can hedge very specific scenarios directly. - product site live. - still pre-token/early. - volves prediction market narrative into something more useful for hedging real outcomes. - low competition in this exact flavor. 4) @techdollarhq borrow against private tech shares without selling them. Employees or early investors in companies like AI labs or frontier tech firms can access liquidity while keeping upside. we recently saw @OpenAI employees sold $6.6b of equity and instead of selling, they can get a loan. Forge and EquityBee mostly focus on secondary sales or option financing. TechDollar focuses on lending against private equity, closer to margin lending for private startup shares. - product page live with waitlist + clear borrower thesis (frontier tech conviction without forced exits). - bridges TradFi private equity illiquidity with crypto-style credit. - no big funding announced yet but clean positioning in the private shares as collateral narrative. 5) @agra_gg secondary market for tokenized private credit. it lets holders exit before maturity instead of being stuck until redemption. most tokenized credit platforms only solve issuance. Agra solves liquidity. Its yield-based orderbook also fits bonds better than normal AMMs or price-based trading. - beta live on Ethereum right now with real markets like Anemoy/Apollo credit fund and others. - tokenized private credit is one of the hottest RWA sub-narratives ($14B+ already in the space). - first-mover liquidity layer here is real product alpha. 6) @OrnnExchange commoditizes GPU access. it treats compute like oil or electricity: a scarce resource that should be priced, traded, and accessed efficiently. most GPU projects are just marketplaces. Ornn’s bigger idea is that GPU compute becomes a financialized commodity layer for the AI economy. - $5.7M seed (oct 2025). - index already on Bloomberg Terminal. - live spot pricing + derivatives coming. - perfect AI infra narrative, compute as the new oil. - regulated U.S. venue angle is big for institutions. 7) @numoforex fx infrastructure for frontier markets that gives currency hedging tools to markets where normal fx products are missing or too expensive. most fx platforms serve large institutions or developed markets. Numo targets the places where fx risk is most painful but least served. - product live with actual markets and volume. - zero-fee on/off-ramps. - targets painful real-world FX risk in underserved markets. - one of the few actually shipping frontier FX infra. 8) @meanwhile bitcoin-native life insurance. it connects long-term $BTC holding with long-term financial planning. most bitcoin products are trading, lending, or custody. Meanwhile treats btc as a long-duration savings asset, closer to insurance and retirement planning. - massive $82M raise (oct 2025). - first and only licensed BTC-native insurance carrier. - huge signal for BTC as serious savings vehicle beyond trading/lending. - institutional partner push incoming. 9) @merit_systems from builder reputation to AI-agent commerce. it started by tracking and rewarding open-source contribution, then moved toward payments/commerce for agents. most reputation systems are static badges. their newer direction is more dynamic: enabling AI agents to transact, earn, and interact economically. - shift to agent economy is perfectly timed with AI agent hype. - live tools (AgentCash, Poncho, directories). - enables permissionless agent-to-agent commerce. - narrative tailwind is massive. 10) @StreetFDN tokenizing startup equity. it builds standards and infrastructure to make private startup shares easier to issue, manage, and transfer. equity tokenization usually focuses on public stocks, funds, or bonds. Street targets startup equity, which is illiquid, paperwork-heavy, and structurally hard to access. - claims 150+ startups tokenized. - solves paperwork + access issues in VC equity. - fits the broader equity tokenization wave (SPV wrappers are the current compliant path). - early mover on actual startup (not public stock) side.

@BitcoinArchive @cprkrn don't spend it all @cprkrn make sure to plan long term with it x.com/meanwhile/stat…

A guy used Claude to recover 5 BITCOIN from a locked wallet 11 years after forgetting his password. He gave Claude access to his old computer and the Ai found the password which cracked open the wallet that was locked for 11 years. @cprkrn

@EleanorTerrett @cz_binance you can't hold back the tide forever x.com/ztownsend/stat…

🚨🗞️NEW: Crypto Industry Sees Progress in Clarity Act Ahead of Pivotal Senate Banking Vote Inside the final push ahead of tomorrow’s Clarity Act markup, from bank lobbying to amendments and ethics negotiations, plus our interview with @cz_binance. ⬇️ cryptoinamerica.com/p/crypto-indus…

@AshCrypto The transition to a more tech-forward Fed is a good signal for the industry.

BREAKING: 🇺🇸 US SENATE OFFICIALLY CONFIRMS PRO-CRYPTO KEVIN WARSH AS THE NEXT FED CHAIR. HE WILL REPLACE JEROME POWELL FROM MAY 15.