MoreThanFair

We’re thrilled to welcome @Affirm to our growing coalition of organizations committed to expanding access to affordable, inclusive credit for American consumers and small businesses. Together, we’re advancing a fairer financial future. businesswire.com/news/home/2025…

MTF is leading key conversations on expanding #accesstocredit. Today, our community gathered to discuss advancements in President Biden’s #AI Executive Order. Exciting to see the progress we've made as an industry and build on the momentum going forward. More to come!

This week, MoreThanFair will convene to discuss how we can partner with @CFPB and @FHFA to further enhance access to #inclusive #credit. More updates to come! (2/2)

Last week, the @WhiteHouse released its progress report on the #AI Executive Order. Despite the momentum, there’s still more work to be done – especially in fair #lending. (1/2)

MTF members participated in a @WhiteHouse #AI meeting with Vice President @KamalaHarris and other leaders, providing perspective on how to make sure the use of AI in our economy does not leave vulnerable Americans behind. Read more here: whitehouse.gov/briefing-room/…

"#Creditscores are often unreliable, inaccurate or in many cases people won't even have a credit score." —Consumer Financial Protection Bureau Director Rohit Chopra speaking at the Fintech Nexus conference in New York on Thursday. americanbanker.com/news/i-want-to…

MTF continues to facilitate important discussions about expanding #accesstocredit. Today, our community came together to discuss priorities and hear from leading voices, including @urbaninstitute. We're proud to champion an exchange of ideas about making #lending more #inclusive!

At MTF, we believe AI can make faster progress toward more inclusive and affordable credit systems – but it must meet fundamental standards for fair lending. What does fair look like? Proposals from @WhiteHouse, @NIST and @natfairhouse offer a glimpse: morethanfair.com/fair-lending-ai

@NIST’s new AI framework is a welcome contribution in the development of best practices for using AI in business – and reflects the vision on which MTF was founded: that new technologies should advance equity and inclusion as much as efficiency and growth. bit.ly/nist-ai-framew…

@morethanfair @SBAgov @IsabelCGuzman Really informative session today with @SBAgov & inclusive group of @morethanfair participants. SBA’s tech and competition focus is refreshing! @Upstart @prosperitynow @civilrightsorg @LendingClub @FundingCircleUS @crossriverbank @StratyfyInc @ZestAi @NCRC @AOFundTweets @NALCAB

#SMBs drive the Main Street economy, but they can’t thrive without access to credit. Today @SBAgov Administrator @IsabelCGuzman spoke with @morethanfair about the SBA’s focus on technology and more inclusive underwriting, as the agency works to serve all SMBs.

2nd convening for the @morethanfair community today! Topic: path to fairness and credit inclusion runs through de-biased data & AI @Upstart @solas_ai @NCLC4consumers @StratyfyInc @FairplayAi @NCRC @ZestAi @civilrightsorg @FintechPolicyUS @prosperitynow @LendingClub @AIRinnovate

.@NatBankers1927 President & CEO and Nat Hoopes, VP (@Upstart), discussed their work together to achieve fairer, more inclusive lending through @MoreThanFair. To learn more about the #MoreThanFair Initiative, visit: morethanfair.com

The growing MoreThanFair community of civil rights organizations, consumer advocates, and industry leaders is working to modernize our credit system and make lending more inclusive, transparent, and fair. 👉🏽 morethanfair.com

The @MoreThanFair community aims to make faster progress toward a more inclusive and affordable credit system for all. Learn more about our efforts in @AmerBanker americanbanker.com/news/were-tryi…

Making lending more inclusive, transparent, & fair requires a collaborative effort by the private & public sector to ensure that models are properly supervised & rigorously tested under a well-understood framework. Real and lasting progress is possible. morethanfair.com

Modern AI lending systems can provide understandable and actionable explanations for credit outcomes. For banks, credit unions, and other lenders, AI-based risk models offer more inclusive, resilient, and sustainable lending programs.

For more than 30 years, credit scores have determined who has access to credit and at what price. They were useful in 1989, but little to no progress has been made in credit access — leaving millions without access to affordable credit and millions more paying too much to borrow.

America’s credit system is frozen in time. We must make faster progress towards more inclusive & affordable credit access for all. Modern technology, under proper public & private regulation & supervision, can make more progress toward this goal than we’ve seen in decades.

Today a broad-based community of civil society organizations, lenders, & technology firms are coming together to launch MoreThanFair, an education initiative dedicated to improving access to affordable and inclusive credit for Americans. 👉🏽morethanfair.com | #MoreThanFair