Phil

Important ISA rule changes coming April 2027 (as far as I understand but correct me if wrong). Read this carefully. The total £20,000 ISA allowance stays the same. But if you're aged 18-64 you can only put £12,000 into a Cash ISA. The remaining £8,000 must go elsewhere. There's also a further sting. HMRC will introduce a 20% tax charge on interest earned from uninvested cash held inside a Stocks & Shares ISA. Transfers from Stocks & Shares ISAs into Cash ISAs will also be banned for under 65s. What this means in plain English: → Cash ISA: £12,000 max from April 2027 → S&S ISA: Still £20,000. Untouched. → Uninvested cash sitting in your S&S ISA: Now taxed at 20% on interest earned → Over 65s: Nothing changes The government isn't punishing investors. They're punishing people who use investment accounts as savings accounts. This tax year is the last year you can deposit the full £20,000 into a Cash ISA. If you hold cash in your S&S ISA uninvested. Put it to work before April 2027.

ulimit -n is continually a problem for my team, not just in software we write, but even in several third party programs we have purchased. Did you know the default of 1024 was set in in the early 1990s!

ulimit -n is continually a problem for my team, not just in software we write, but even in several third party programs we have purchased. Did you know the default of 1024 was set in in the early 1990s!

Washington unanimously legalized scissor stairs, a building code reform that frees up to 56% more living space per floor. Less wasted space means cheaper homes on smaller lots. Most US states banned this since the 1970s for no good reason.

Wes Streeting has this morning set out his tax plans - specifically bringing capital gains tax into line with income tax He says that the current system is unfair because it penalises work Higher or additional rate taxpayers will pay 24% on gains in the current financial year. Streeting said that the rates should mirror income tax bands - so 40% for higher rate taxpayers and 45% for additional rate taxpayers He says that the approach could raise £12billion a year Streeting said: “A member of my family is a cleaner in Lancashire. She pays a higher tax rate on her salary than her landlord pays for the growing value of the home she lives in. She slogs her guts out, he puts in far less effort, yet the state rewards him more than her. And we wonder why people are angry. “The system is penalising work. It’s not fair and it’s bad for our economy. We need a wealth tax that works. A pound made from simply owning assets should not be taxed less than a pound made from a hard day's work. We can do it in a way that is pro-growth, pro-entrepreneur and pro-work.”

“Looking for growth” but you support the absurd stamp duty/council tax settlement we have now? OK, lads!

Last year was one of HS2's most productive yet – completing six major milestones ahead of schedule. Here's what we achieved: 🚇 All tunnelling between Old Oak Common and Birmingham Curzon Street completed 🏗️ 80% of major structures (bridges, viaducts and tunnels) complete or under construction ✅ 70% of major earthworks finished.

Wes Streeting has this morning set out his tax plans - specifically bringing capital gains tax into line with income tax He says that the current system is unfair because it penalises work Higher or additional rate taxpayers will pay 24% on gains in the current financial year. Streeting said that the rates should mirror income tax bands - so 40% for higher rate taxpayers and 45% for additional rate taxpayers He says that the approach could raise £12billion a year Streeting said: “A member of my family is a cleaner in Lancashire. She pays a higher tax rate on her salary than her landlord pays for the growing value of the home she lives in. She slogs her guts out, he puts in far less effort, yet the state rewards him more than her. And we wonder why people are angry. “The system is penalising work. It’s not fair and it’s bad for our economy. We need a wealth tax that works. A pound made from simply owning assets should not be taxed less than a pound made from a hard day's work. We can do it in a way that is pro-growth, pro-entrepreneur and pro-work.”