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rintintin
6.5K posts
@SariegoAlonso @rint1ntin @disrupthehuman Man can yall just name something instead of arguing something he didnt say. I'm tryna see what's out there
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"power system" is growing to be an increasingly vapid term because realistically ce doesn't crack top 20 for the simple reason that battle shounen doesn't have a monopoly on it.
maya 🐙@lol2fast_
cursed energy is a top 3 power system of all time let's not get it twisted now
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@vrexec Given your inputs, you’d need a big jump in HPA to get a positive return.
When people say they “made money” they mean net sale proceeds, which doesn’t take into account the *fully* loaded basis.
However, it’s a store of value and forced savings for most people (the equity).
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I'm doing some back of the envelope math on buying vs renting.
Say you buy a $1M house with 20% down at about 6% mortgage rate and plan to stay there for five years.
Your principal paydown in the first five years is about $57,000, but you've paid about $230,000 in interest.
You've also paid roughly $100,000 in property taxes, insurance, and maintenance.
Say the house appreciated 2.5% every year — so when you sell it's worth about $1.13 million.
Your all-in costs to sell are about 7.5% — brokerage commissions, transfer taxes, attorney fees, title insurance, and the inevitable post-inspection negotiation. On a $1.13M sale that's about $85K in fees.
So you net about $1.046M. You still owe $743K on the mortgage. You walk away with about $303K in cash — your $200K down payment back, your $57K in principal, and about $46K in net profit from appreciation.
Your non-recoverable costs — interest, property tax, insurance, maintenance — were about $330K over five years, or about $5,500/month. That's your effective rent.
But you "made" $46K selling, or about $770/month — so your effective rent was about $4,700/month.
Not bad, but you tied up $200K for five years to get there. And if appreciation was 1.5% instead of 2.5%, that net gain basically disappears and you're paying $5,400+/month in effective rent.
And this assumes there's appreciation at all — and that something doesn't go wrong with your house that needs a major remodel or repair.
On a five-year horizon at 6% rates, you need everything to go right on appreciation just to make ownership competitive with renting.
The transaction costs eat most of your upside.
What am I missing? Anything?
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@captgouda24 This isn’t an exhaustive list ofc
rintintin@rint1ntin
@ConservYIMBY @JeremiahDJohns Some inflation is typically a byproduct of economic growth and a growing monetary base facilitates growth Deflation typically happens when the economy is shrinking. It’s not feasible to maintain 0% and it’s not ideal bc the economy likely won’t be growing.
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Does anyone have a satisfactory answer as to why?
Gary Winslett 🌐🇺🇸@GaryWinslett
That you actually want about 2% inflation, not zero and certainly not deflation. Deflation is bad.
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@ConservYIMBY @JeremiahDJohns Some inflation is typically a byproduct of economic growth and a growing monetary base facilitates growth
Deflation typically happens when the economy is shrinking.
It’s not feasible to maintain 0% and it’s not ideal bc the economy likely won’t be growing.
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@JeremiahDJohns Please explain for the economically illiterate among us.
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This is 100% true and the replies are economically illiterate people absolutely furious anyone would say that.
Gary Winslett 🌐🇺🇸@GaryWinslett
That you actually want about 2% inflation, not zero and certainly not deflation. Deflation is bad.
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@jimstewartson @TeslaFraud I’ve thought that technical people with autism often can’t tell Elm0 isnt one of them, which is one of the way he gets them onboard to build his ideas.
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This shit is so gross. Musk is not autistic; he’s a pathologically racist messianic malignant narcissist who sees people as objects to manipulate for his own purposes.
He is one of the most evil misanthropes to ever walk the Earth and I’m sorry I ever played your video games.
John Carmack@ID_AA_Carmack
In addition to having the full high-functioning autist power set, Elon also genuinely likes being around and working with other people, which is a bit rare. The correlation between deep technical ability and anti-social hermit tendencies is real, and it limits a lot of people (ahem). @Project2501_117 had to point this out to me.
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@Hybridathlete People on the internet don’t realize uncontrolled glucose elevation is a symptom not a cause of diabetes
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Science lesson for your Gary:
If you test your blood sugar after eating, it will have gone up.
That’s normal, it’s supposed to do that.
And then it will go back down.
That’s also normal, and it’s also supposed to do that.
Blood Glucose rising and falling ~20-40mg/dL in the 1-2 hours after eating is not a “glucose rollercoaster.”
It’s supposed to do that, and that’s completely normal.
Yes, lots of people have issues with glucose regulation, but BG levels will never be perfectly flat.
Rises and falls are normal and not inherently bad, magnitude matters.
Gary Brecka@thegarybrecka
You eat breakfast every day… but have you ever actually tested what it does to your blood sugar? Most people are riding a glucose rollercoaster and calling it “normal.” If you checked your levels after your first meal today, what do you think you’d see??
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@BIGKUROURUSHI Made more interesting by 1) Rika having to eat a piece of someone to get the ability and 2) he’s often better with the technique than the person he took it from
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i really like yuta but i find copy to be such a boring technique
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@jbulltard1 I mean he didn’t do either of those things so it’s actually better he’s not even offering now
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also is it not weird to anyone else how elon offers solutions on shit nobody asks him to solve but for the biggest problem in the world, opening hormuz, he has nothing to say? Whether its saving kids from caves or making ventilators during covid he is always there, but not now?
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Matt Rife is maybe the next Dane Cook, gtfo next Dave Chappelle
iDoser@doser_i85668
This Dude is the next Dave Chapelle. It take a special person to come near the line, stomp on the line, cross the line, and still not offend nor be offensive 🤣😂🤣
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@TheRealEstateG6 I think it has more to do with shit ass companies being worth hundreds of billions of dollars
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That’s because the US is an incredibly high-tax society in which
- 36% goes to old people
- 14% goes interest on the debt
- 24% goes to poor people
- 13% goes to defense
- 6% to veterans
So a normal working-aged person is taxed insanely high and sees no benefits
John Arnold@johnarnold
Very good op-ed: "How Can America Be So Miserable When It’s So Rich?" @DavidAFrench gives 2 reasons: (1) scarce goods like land in desirable neighborhoods and NFL game tickets and (2) positional goods - there is always someone who sits in the front of the plane and someone who gets on last. As wealth rises, demand for scarce and positional goods increases, and businesses focus more heavily on serving that demand. Seating on Southwest Airlines was originally based on when you arrived. Then they created one premium tier. Now every seat has a distinct price. This evolution went from no positioning to near perfect positioning. Most people can afford many everyday comforts, like a large TV or meal delivery, so competition for scarce and status-linked goods intensifies. That dynamic can leave people outside the top wealth tier feeling worse off, even as their material standard of living improves. "No one is the clear villain in this story, and that’s one thing that makes the problem difficult to solve. We can’t target and defeat a specific set of bad actors who are immiserating America. Everyone is acting in rational self-interest." The growing discontent, almost impossible to reverse, drives the move towards populism as voters demand solutions to problems that can't be solved.
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@Jesse_Livermore his options were fairly limited particularly at that time (post Iraq and Afghanistan).
I also find it funny how many folks get lost on the path dependence issue. Once JPCOA was in place, ripping it up seemed ill advised.
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@devahaz @patrickc @sarthakgh @conor64 IMO it’s insane that these negatives even come close to outweighing how effective and safe the vaccine is / was - the data is very clear - given how fast it got to market, thanks to government intervention. They made mistakes but much of what they did was right.
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@patrickc @sarthakgh @conor64 Imo a lot of that can be boiled down to lack of trust in being straight with messaging to people:
1) attempt to distill uncertainty and unknowns into easily digestible but not necessarily facts based guidance
2) unwillingness to shift guidance as we got more data and learned more
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A question for everyone: survey data suggests that by the end of the Covid-19 emergency trust in public health institutions had decreased significantly. If you are among the people who reacted that way, why specifically? I'm hoping for long, diverse, individualized answers.
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@runekingarthur @AnimexTwts Possibly or he just ate part of the stub maybe bc its not usable either way
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@AnimexTwts This is a plot hole actually.
1) Everything MS hit in Shibuya was diced so much they vaporized. At least that’s what we were showed.
2) if the condition for copy is consumption, then it would mean Yuta reassembled the arm and had Rika eat it.
Either ways, poorly written.
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Rika ate Inumaki's severed arm to allow Yuta to copy his cursed technique
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@kaludiasays Yes that’s the main message of the story and it’s a good one for shonen. Gege not trying to be Tolstoy.
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not to be that person but that’s kind of the point of the story! Jumpjutsu Kaisen has always been a joke, but gojo saw how sorcerers acting alone turned geto insane and dedicated his entire life to training his students to work TOGETHER, even the “strong” ones.
Ican Kudivo-Sessy@IcanKudivo
I love JJK so much because the main characters will meet a strong villain and go: Yeah, bro, no way I'm fighting you alone. Loooool, you're so much more powerful than I am. So I came here with 2 of Gojo's proteges and 3 socerers who have counter abilities to yours. Let's fight.
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@yuutaprince Didn’t catch the tone in the manga when he do the CE blast with Ryu, but him showing heart for him was a great touch and nod to this.
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@cremieuxrecueil “Fluoride is a a conspiracy perpetuated by Big Tooth” or some similar format
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There's a special type of brain-dead where people seem to imagine that there's a 'Big X' like 'Big Seed Oil' funding people to make posts.
When I tell people to exercise their neck and lower back, I'm actually only doing that because I'm being paid off by Big Gym.
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@jbulltard1 This is the final battle for meme stock supremacy
(Yes I know they have real world impacts and products but the stock has no attachment to the businesses)
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@Robotbeat The problem is the wealth is irrational. The game by many founders now is to pump the stock with fake promises then extract. It’s not about actual results. The populist hoard has a good instinct for what makes sense, private companies burning capital at $1+tn valuations isn’t it.
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Unfortunately, this means SpaceX and Tesla (and a bunch of other very successful US businesses) basically wouldn't be a thing because founders would lose control and they'd become like GE or Boeing or HP or something.
Polling USA@USA_Polling
I'm a big fan of the idea that once you hit a billion dollars, you get a plaque in a park saying that you won at capitalism and everything you make over a billion is taxed at 100%
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