
rohit agarwal
98 posts

rohit agarwal
@rohitgrdr
fond of markets, fiction books, football Works in M&A
Katılım Mart 2014
879 Takip Edilen49 Takipçiler
rohit agarwal retweetledi

Here is the full story: something needs to change.
Indians Are Growing Sick Of Customs Harassment - But Who Cares? ndtv.com/opinion/indian…
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@pattufreefincal As a professional, I have a hard time explaining or painting a picture post 10 years with a client.
Most of my clients are first time market participants, through experience I have realized SIPs psychologically for my clients are a little better than one-time investments.
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Rupee cost averaging via SIP has no benefit other than accumulating MF units rviv.ly/KfWJg9
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@ActusDei @vkamath_X @PosteAnil @ActusDei feeder funds pay tax at fund level. So taxes are there for clients but not paid by them.
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@vkamath_X @PosteAnil No tax in GIFT or India on these feeder AIFs
Traditional onshore MF capital gains are taxed in India.
No tax on churn.
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GIFT is opening doors to India. Different AMCs, different routes. AIFs feeding in:
1) Single fund
2) Multiple funds, same AMC
3) Multiple funds, multiple AMCs (open plan).
Last is smartest. Rebalancing with no constraints and no tax.
Story by @PosteAnil thefynprint.com/gIyH4M1Fd

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@myvaluepicks @Vivek_Investor So true.
Also few chemical stocks I believe.
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@Vivek_Investor No one wants to touch paint and cement... everyone's too busy dating defense stocks.
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@NIKHILLJHA Ok sir.
I might have been misled by invoices received from the companies for which I have been doing business for last 5 years. Apologies.
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@rohitgrdr Please educate urself
Term plan provides the least commission
Whole life and ULIPS provide the highest commission
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🚨Biggest problem in Life Insurance-Miselling of "LIC" policies!
Mis-selling of life insurance products is a massive problem
A 25-year-old,
With an income of 5 Lakhs,
His dad got him locked into LIC policies with a premium worth 1.9L!
Nearly 30% of his income is now going into LIC policies
Why do people get attracted to these LIC plans?
One of the biggest reasons,
We will give you a guaranteed amount of money for 20 years,
People get attracted by a guaranteed some of money,
Little do people realise,
These LIC policies give very poor returns,
The Era of LIC policies is now gone,
The Era of Term plan is now here.
Let us put this out straight,
You need no other life insurance other than a term plan,
Agents don't sell term plans as they offer lowest commission,
Here is the truth about Life insurance
Term Plan+Mutual funds>>>>>LIC polices,
The sooner u realise this,
The sooner u buy the right products and
The sooner u will be on a wealth generation journey!

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@NIKHILLJHA Sir, what about maternity benefits?
Are maternity benefit of 1 lac rupees included in the base policy or do we take it separately?
Was buying ICICI elevate, maternity add-on was 5x of my base premium.
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🚨ICICI Lombard Elevate-The top health insurance policy now?
Removal of waiting period foe restoration benefit
ICICI Lombard Elevate comes with some very good features
🩺100% bonus each year for an unlimited no of years(Booster benefit)
🩺Unlimited claim once during the lifetime of the policy
🩺Unlimited restoration(Same person same illness with 45 days waiting)
One of the biggest drawbacks to the policy is:-
The waiting period of 45 days for the same person same illness,
We have criticized this clause openly,
During our interaction with ICICI Lombard,
We have told them they should think about removing this clause
we are glad to say,
ICICI heard us and effective March 1,
ICICI Lombard Elevate has now removed the waiting period on restoration benefits on the same person same illness,
ICICI Lombard Elevate will now offer unlimited restoration an unlimited no of times (for same person same illness instantly)
Great move by ICICI Lombard,
This now makes Elevate best-in-class policy with unbeatable features,
Thank u ICICI Lombard for listening to us,
Thank u for implementing the changes swiftly!
This change in restoration benefit will also be applicable to all existing policies as well.

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@nsarathc I read the book from libgen.
It's a great book - recommended by one of my MBA professor.
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amazon.in/Unveiling-Reti…
That's a fantastic book (very detailed, also very advanced) to learn about retirement planning.
Anyone that can manage to get a copy of it must read it.
@Revhappy2
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rohit agarwal retweetledi

@NagpalManoj I recently joined our family business of MFD. The primary effort I am focusing on is to educate my clients more on finance and what not to do to protect capital.
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Wonderful Initiative by Mirae Mutual Fund on showcasing new age Mutual Fund Distributors / Advisors and how Gen-Z is joining their parents Mutual Fund Distribution/advisory Business
What motivates them, how they see the new age financial space and what drives them
Great Watch! Thanks Makhdoom for this @Makhdoom_HA @mohanty_swarup @MiraeAsset_IN
youtube.com/watch?v=zU50rW…

YouTube
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@AashishPS I have been using this study to educate my clients for last week
Splendid work by the whole team.
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rohit agarwal retweetledi

@rohitgrdr Risk management in our style is a combination of having clear exit conditions and capping exposure to sectors / market caps. But there are several approaches. A few of those: papers.ssrn.com/sol3/papers.cf…
papers.ssrn.com/sol3/papers.cf…
papers.ssrn.com/sol3/papers.cf…
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Momentum Investing done right: Diversified across sectors and market cap with risk management ✔️
Sanket Dhanorkar@SanketD_ET
Momentum investing is having its time under the sun. The underlying strategy of chasing recent winners has worked like a charm, but can momentum be safely pursued as market scales fresh peaks? ET Wealth explores if investors need to recalibrate. economictimes.indiatimes.com/wealth/invest/…
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