Ein gutverdienender GKV Versicherter bezahlt 1.000 Euro Beitrag pro Monat. Beim HNO Arzt ist er Bittsteller, wartet auf einen Termin. Privatversicherte und Beamte werden sofort genommen. Das zeigt die Notwendigkeit einer Termingarantie für GKV Versicherte share.google/tmRycPrUfxDd5K…
@ChrisSammutDev@itspikaaa Had an EV for five years now and never had to do that. Also brake wear is a lot less with the single pedal driving. I am still on the original pads and discs. One set of new wheels. Same price as for petrol car
This is where people are uneducated. As EVs still require at least yearly or every 20k
- Brake maintenance (cleaning, lubricant and possibly pad or caliper replacement)
- Yearly suspension inspection
- Yearly alignment inspection
EVs still use standard automotive steering and suspension as well as brake calipers. These still have the same wear and tear as Gas vehicles.
@TweetsOfSumit Ich nicht. Wenn ich in Rente gehe, kann ich mietfrei leben. Unser Haus ist dann längst abbezahlt. Große Renovierungen stehen (hoffentlich) nicht mehr an. Wenn die Kinder dann alle ausgezogen sind, können wir es verkaufen falls es für Zwei zu groß sein sollte.
Dieser Schwachsinn, dass Ärzte keine PDFs per Email schicken dürfen kostet Menschenleben.
Wir müssen endlich einen pragmatischen Umgang mit Datenschutz finden.
@JamieFinance25 it depends what return you would make with an investment. If it is above 4% then investing is better. But who can guarantee a 4% return? The MSCI World did 7% on average (without inflation) over the last 20 years. But who knows how the next 14 years will be. I would pay off.
I have £70k left on my mortgage. 14 years at 4%.
I want to pay it off early within 2-3 years, throwing lump sums at it, but my wife thinks just let it roll and invest the extra. I want to do this for peace of mind.
Which option is more beneficial?
Hot take..You should be able to be a lawyer or a doctor WITHOUT going to a formal school for those things…if we have comprehensive exams and a transparent rating system why should we care how the skills were learned…thoughts?
Unpopular opinion: A £30k wedding is the dumbest financial decision two people can make together.
You drain your savings, borrow from parents, finance the rest, and blow it all on one afternoon so 120 people you barely speak to can eat canapés and do the Macarena.
Then you spend the next 3 years paying it off while arguing about money. Which is the number one cause of divorce. Which will cost you another £15k.
So you spent £30k on a party that statistically increases your chance of spending £15k on a lawyer.
Agree or disagree? 👇
People are debating if these nurses should be fired for doing this during their shift, but I don't think so, they are just joking, it's part of relieving stress and fatigue. Resect ❤️
Serious question.
For the last 10 years, society told everyone "just learn to code" to escape the middle class.
Now Claude writes the code.
What exactly is the career advice for an 18-year-old right now?
Mad how quickly money goes now in the UK…
£3 coffee
£6 lunch
£20 “quick shop”
That’s £30+ gone without even thinking.
Do that 3x a week = £350+ a month 😳
What’s one thing you’ve cut back on that made a difference?
Being self-employed in germany is the endboss.
If you can make it here you can make it anywhere.
I pay:
- 35-40% tax
- 1.300€ in health insurance / month
Every. Single. Month.
Paying for health insurance is like renting a second flat that i never use.
This is a ton of pressure for smaller entrepreneurs on top of all the bureaucracy you have to tackle.
And no the healthcare system is not as good as you think.
@DrSuneelDhand AI will certainly aid in diagnostics. However who will agree to surgery if the diagnosis is only made by AI on a MRI scan? I am an orthopaedic surgeon with 30 years worth of experience. I would not operate on someone's spine based soley on an AI generated MRT report.
I hear a lot of talk about how radiologists will become obsolete because of AI, but I haven’t heard many people talk about dermatologists— who are actually equally in trouble.
Big changes ahead, a lot of doctors think they are “special and protected from change”. No, you aren’t.
@samuel_leeds It is worth what a buyer wants to pay for it. No disrespect but the location and the neighbourhood does not make it an attractive property. I doubt that you would find anybody to buy it. But I might be totally wrong. Did you sell it?
The average Brit is broke
£30k debt. £200k mortgage. £1k savings. Council tax up. NI up.
Income taxed. Costs rising. Assets zero.
This is how people get poorer without noticing
Do you understand?