Tanaka@Tanaka_L2
Seem like crypto neobank narrative has been gaining more traction lately.
After my previous tier list, I got a ton of feedback with very different opinions on what actually matters when ranking these projects.
A bunch of you also put me on to some under-the-water neobank plays I hadn’t come across before.
So I went back and put together this updated Crypto Neobanks Tier List 2026, a more complete and refined version 👇🏻
✨ S tier:
– @cryptocom: 400+ crypto assets, Visa card, exchange, earn, fiat rails, and strong global brand.
– @ether_fi: DeFi-native card with 75k+ active cards and $1M volume in the first 30 days.
– @Nexo: Crypto card with highest spending volume (defillama) with $279M volume per month
– @wirexapp: 130+ countries, Visa/Mastercard access, up to 8% Cryptoback, and yield products
– @KASTxyz: 1M+ users and nearly $5B annualized transaction volume.
✨ A tier:
– @RedotPay: Large user base and strong Asia payment angle, $58.7M payment volume last 30days
– @useTria: 500k+ users across 180 countries and $150M+ processed volume.
– @Plasma: the viral one currently with Plasma One wallet, 10% cashback on AI purchases for highest tier card
– @Revolut: Still one of the strongest hybrid fintech apps if you already have access.
– @BitMartExchange: Crypto card curated by Bitmart, the top tier exchange. 5% cashback on dining and grocery purchase
– @itstuyo: smooth UI, unique feature: buy now pay later, currently has point program but no cashback
– @BitgetWallet: also providing neobank card with $4.7M transfer volume last month
✨ B tier:
– @avici: Solana-native self-custodial neobank with card
– @BleapApp: Self-custodial crypto card app with Mastercard, zero FX fees, and cashback.
– @gnosispay: Strong infra, but more niche and less consumer-mainstream compared to S/A tier.
– @oobit: Tap-to-pay crypto app backed by Tether
– @ready_co: Mastercard integration, zero fee on transactions but recently experienced Halt Service Outside EEA due to issuer
– @MetaMask: the MOAT for metamask card is it has massive user base from the wallet but the card service seems like still far behind
– @holyheld: building banking system anđ cash account with debit card and personal IBAN ($3.7M payment volume last month)
✨ C tier:
– @Fiat24Official: Swiss-licensed onchain payment account with IBAN, Mastercard debit, and Arbitrum-based wallet experience
– @KoloHub: Crypto card with BTC cashback instead of stablecoin
– @Cypher_HQ_: crypto card with impressive spend volume ($7.8m last 30days)
– @fasset: Multi-regulated financial super app with crypto, tokenized assets, and card direction.
– @spritzfinance: Pay bills, shop, and off-ramp from its wallet with up to 5% cashback
– @xapobankapp: Bitcoin-enabled private bank with strong security and USD/BTC focus.
