
Holyheld
2.7K posts

Holyheld
@holyheld
Building @brrrnetwork & Cash account with debit card and personal IBAN that you control from any self-custody wallet you own.









Thee neobank gold rush: Everyone’s out here selling shovels… I mean, cashback

a year ago everyone laughed at crypto cards. today there are 50+ of them fighting for the same wallet. the ones winning aren't the ones with the most features. they're the ones that picked a specific person and built everything around them. here's how we see the competition right now 👇 @RedotPay: picked the person in Lagos, Jakarta and Manila who just needs dollars that work. 60% of the market followed. @Plasma: picked the stablecoin believer. built an entire chain around one idea. @ether_fi: picked the DeFi native. let them spend without ever leaving yield. @useTria: picked the person tired of choosing chains. made the problem disappear. @KASTxyz: picked the heavy spender. built the best rewards product in the space. @coca_card: picked the security obsessed. MPC, non custodial, no compromises. @spritzfinance: picked the person who just wants to pay bills with crypto. @avici: picked the person who won't give up their keys. made self custody spendable. @gnosispay: picked the on chain purist. real settlement, nothing in between. @BleapApp: picked the traveller. zero FX, global coverage, 2% back. @holyheld: picked the wallet native. your card, your wallet, directly connected. @brightyapp: picked the European user who wants both worlds. regulated, clean, simple. @itstuyo: picked the US user who wants yield while they spend. self custody included. @KoloHub: picked the emerging market user who needs dollar access today. the market just crossed $7.8 billion. every product struggling right now has the same problem, they never picked a person. they built for everyone and ended up with no one. the winners already know who they're for. which one picked your person? 👇




Crypto cards are already becoming a meaningful part of onchain activity on some networks In April 2026 - Scroll: 24.07% of all transactions came from crypto cards - Linea: 7.04% - Gnosis: 2.05% - Optimism: 1.44% - Arbitrum: 1.03% Meanwhile on massive chains like Solana, Ethereum, BSC or Polygon, crypto card usage is still tiny relative to total network activity Most people still underestimate onchain payments







