Omkar Desai
231 posts

Omkar Desai
@techom1
Tech Geek,Foodie, Entrepreneur and everything fun ...
Katılım Temmuz 2010
365 Takip Edilen51 Takipçiler

@HDFCBank_Cares @HDFC_Bank I'm having bank account issues since 10 days! Visited Kanjurmarg and Powai offices. Can you help resolve the issue?
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@SumitVy37270522 @ASICS_India I faced a similar issue. Customer care is of no help!
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@ASICS_India Bought Cumulus 26 on 29/6/24.After purchase realised the upper part of the shoe has a trough shape. Reached out ASICS Complaint,they r telling its not manufacturing defect & caused by wear & tear. Shoes barely used ,serious quality issue with newly launched product.



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@TataPlayin It'd been 2 days , all you are giving are generic messages
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@techom1 Thank you for your patience. Our team is working on your concern. You will receive an update shortly. twitter.com/messages/compo…
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@TataPlayin having the worst experience. Trying to buy Google nest security camera @googlenest. Firstly I was forced to take a DTH connection as a prerequisite which didn't make any sense. I have been waiting for 2 days no one turned up yet to install it. Such shitty service.
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@TataPlayin Still haven't received any updating. It'd been more than 48 hrs . @TataPlayin what service is this?
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@techom1 Hi, please share your Registered Mobile Number or Subscriber ID through DM for better assistance ^Tony twitter.com/messages/compo…
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🚨10L hospital bill but the insurer only paid 5.6 Lakhs?😭😅🤯
Ur health insurance claim can be limited massively by this one HIDDEN condition:-
Room rent Limit and associated deduction
Most policies have 1%/2% of the Sum Insured as a room rent limit.
On a 10L Sum insured this comes out to be 10,000 or 20,000/day
Most of you will think this is enough... isn't it?
Now let's talk about the actual charges
This is a picture of the Room rent of a hospital in Mumbai where patients come from all over the country get heart surgeries done:-
Room rent limit charges vary from Rs 3750 to Rs 25,000
ICU room charges from Rs 7000 to Rs 28,000
In case of hospitalization, there is a good chance that the insurance policy will not cover the entire room rent and the insurer will also limit the amount he pay for treatment.
Let's take an example:-
Mr. X is hospitalized with a bill of 2 lahks.
The insurance policy had a room rent limit of Rs 2000/day
Mr. X had to choose a room for Rs 8000/day.
Now Mr X will not only have to pay Rs 6000/day from his own pocket.
The insurer will apply a proportionate deduction to the entire bill amount in proportion to the room rent limit.
Sum Approved = (Room-rent approved / Room-rent Claimed) X Amount Claimed
In the case of Mr X will be eligible for only 25% claim under the policy.
This will mean even if Mr. X has a Sum insured of 10 lakhs.
A hospitalization bill of 2 lakhs will mean he will have to pay 1.35 lakh from his own pocket because of the room rent limit
That is the power of room rent limit.
It can put a limit to what the insurer will pay
So how to take care of the Room rent limit?
A room rent limit is just not limited to the type of room u can get.
It also limits the amount of claims u can get.
Therefore be very careful with the terms and conditions of the policy.
Buy a policy that has no room rent limit!
Check ur room rent limit.
Most comprehensive policies do not have a room rent limit!
You can port ur plan into a better plan with no limits!

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@Capeeyush91 I don't understand what exactly is the hack here?
Follow my hack-
If u have multiple credit cards, select the card which is having enough time for ur card's billing date from the date of expense. Being a swing trader, u can trade with that money and can make some good bucks.
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Credit card hack :-
Whenever I make a big credit card spend, I clear the payment next day itself. For me, the sole purpose of using a credit card is to get the reward points and other benefits, then why to wait for the due date.
It’ll definitely help those who are afraid of using a credit card thinking they’ll fall in the debt trap!!
Gurgaon, India 🇮🇳 English

Today I drove past my academia both literally and metaphorically. The journey began where I ended my academia
Bangalore - Trained in #Cardiology followed it with a fellowship in #InterventionalCardiology
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@Theoptionselle1 @CANehaNiharika @FintwitDecoded @rashtrapatibhvn @AmitShah @MinistryWCD @MIB_India @MinofDefIndia This is epic! What does being a soldiers wife have to do with your tremendous deduction of fundamental analysis based on just price? @FintwitDecoded is doing exactly what you asked for , criticizing your video, which makes no sense at all
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@CANehaNiharika @FintwitDecoded @rashtrapatibhvn @AmitShah @MinistryWCD @MIB_India @MinofDefIndia You said people can criticise your views.
Can you pls explain what did you mean when you said ITC share price is lower than Asian Paints so it's not performing well.
Entire Mutual Fund industry and portfolio managers who use Funda analysis, did you not troll them ?
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A Chartered Accountant, soldier’s wife, a mother, a trader urges govt agencies to help her fight her battle with @FintwitDecoded
Request @rashtrapatibhvn @AmitShah @MinistryWCD @MIB_India @MinofDefIndia to kindly help🙏
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