The Binary Holdings 🦏

After clocking ~30M txs/day, activating 75mn wallets and reaching 169mn users.. We’re excited to finally break the news - The Binary Network is an @avax L1. This is one giant step forward in our mission to onboard Web2 users onto Web3. Through Avalanche’s sub-second finality, we ensure loyalty points move at scale across millions of devices. Full details: thebinaryholdings.com/blog?id=75

@_RichardTeng At first, they were a trading tool, a way to move dollars across exchanges. Then they became a savings vehicle, something to hold rather than spend. Now the data is pointing somewhere new: stablecoins are becoming core financial infrastructure.

Wallets are the new bank accounts. The financial system is being rebuilt, and it's happening on-chain. ⛏️

@BigBrainBizness Airbnb and Stripe didn't win because they were the flashiest, they won because they were still standing when the infrastructure moment arrived and they had spent years getting the fundamentals right while better-funded competitors were optimizing for optics.

Paul Graham (Y Combinator co-founder) who funded Airbnb and Stripe says the ideal startup is a cockroach: cheap to run and almost impossible to kill.

Google’s “toothbrush test” – where Larry Page insists that new products must be important enough for people to use at least twice a day. Repeat usage is one of the most important factors in capturing customer mindshare and building a more engaged user base. High repeat usage = large potential business The Toothbrush Test is a simple yet effective way to evaluate the potential of TBH’s engagement infrastructure. Built for repeat engagement, it creates reasons for users to return more often to the enterprise app.

Revenue expansion is rarely another feature release. It happens when a platform begins creating continuous value during the moments between transactions. When users feel there is always something worth returning for. A reward to earn. An experience to engage with. Over time, session frequency increases. Participation becomes intentional. The app moves from being opened when needed to being checked regularly throughout the day. This time users spend on an application represents an opportunity to generate revenue. TBH’s engagement infrastructure maximizes this opportunity by creating a two-way value exchange, where users earn and redeem rewards while enterprises expand revenue beyond their core services.

Cards replacing chequebooks took two decades and a generation of behavioral change and that was just a new way to access money people already understood. Crypto is asking for the same behavioral shift but with an additional layer of conceptual understanding that most people haven't been handed yet.

People Will Use DeFi Without Knowing It @annabelleacta at @DinariGlobal says the technology will win by being embedded into products people already trust.

@Etherealize_io The transaction efficiency argument is real, but it assumes the person on the other end of that transaction is already comfortable holding a wallet, trusting a stablecoin, and understanding what just happened to their money.

BlackRock CEO Larry Fink: “We’re not spending enough time talking about how quickly we’re going to tokenize every financial asset” “The biggest questions from central banks are: What is the role of tokenization and digitization? How quickly should they think about digitizing their own currency? What does that mean for the role of the dollar if every currency digitizes? What does that mean for bank payments? What does that mean for the payment companies like MasterCard and Visa? All of these are being questioned right now.” “We spend so much talking about AI. We’re not spending enough time talking about how quickly we’re going to tokenize every financial asset… Moving ETFs and other things through a digital wallet — I think that’s going to happen worldwide very rapidly. I think most most countries are ill-prepared for that and under-appreciate how technology is changing… the plumbing of finance.” BlackRock and JP Morgan both announced more tokenized funds on Ethereum this past week.

@a16zcrypto The attack side has someone with deep AI expertise engineering the exploit while the defense side is often running on basic implementation with no equivalent depth, and that asymmetry is the actual problem nobody in the agent economy conversation is addressing seriously enough.

Following a string of major DeFi exploits, we unpack what's driving the recent rise in hacks across crypto. a16z crypto GP Eddy Lazzarin and security engineer Matt Gleason join host Robert Hackett to take a closer look. Their argument: AI is not introducing entirely new vulnerabilities. It's making existing weaknesses easier to identify and exploit. The question is whether defenders can evolve as quickly as attackers. 00:00 Intro 00:57 The surge explained? 01:37 Did attackers use AI 04:19 How AI can help defend against attacks 09:16 The doomsday marketing debate 17:17 DeFi transparency: opportunities and challenges 21:00 Social engineering and how to stay safe @eddylazzarin @rhackett

@MilkRoad The transaction side being easier is real, but prerequisite knowledge and trust don't scale at the same speed as blockchain throughput. Adoption timelines have always been a human problem, not a technical one.

CZ: AI agents are about to become crypto's biggest users - and most people haven't clocked it yet. "AI agents are going to transact 10, 100, 1,000 times more transactions than humans can do." They won't use Swift or Visa. If an agent needs to pay someone on the other side of the world, "crypto is so much easier." Add AI writing code faster, building better wallets, speeding up chains - and you've got a massive second wave incoming. FT @CathieDWood @ARKinvest @LorenzoARK @cz_binance

‘’You cannot wipe code USDC. You cannot have a weekend project and end up building something like Hyperliquid.” There’s a thick line between hype and reality, one the internet often blurs. Infrastructure designed to serve millions of users and transactions cannot be vibe-coded. It requires long-term thinking, rigorous testing, operational resilience, constant iteration, difficult trade-offs, and the ability to keep building through uncertainty before eventually becoming reliable at scale. At TBH, we build to impact millions of users in their everyday lives, rewarding them for their engagement. So yes, vibe coding may solve small bugs or rapid experiments, but infrastructure designed for broad societal impact must be built with depth, precision, and intent.

@top7ico @chainlink @OndoFinance @maplefinance @Zebec_HQ @InjectiveLabsCN @StellarOrg @XDCNetwork @Algorand The gap between traditional finance and on-chain rails is closing faster than most institutions are prepared for.

Top 10 Real World Assets Projects by FDV RWA projects are pushing tokenized assets into the mainstream, connecting traditional finance with on-chain infrastructure. Here are the top 10 projects driving the narrative. $LINK $XLM $ONDO $XDC $ALGO $QNT $INJ $ZBCN $SYRUP $CFG Data source 🔗 @coingecko

@therollupco @EvanWeb3 @SuiNetwork @Mysten_Labs Asia had the user base, the transaction volume, and the institutional appetite the whole time.

Name a blockchain with active relationships across Alibaba, Tencent, and Baidu's parent company. @EvanWeb3 says there's only one: @SuiNetwork. Back in DC Summit, the CEO of @Mysten_Labs revealed that Sui's strongest institutional traction comes from Asia. Relationships with all three of China's technology giants. Additional institutional interest from across the region. And growing appetite from US Wall Street. While most L1s compete for the same pool of US institutional attention, Sui built a geographic moat in the fastest-growing digital assets region on earth.

Fast Effortless Monetizable How it should be.

As digital behavior evolves across Southeast Asia, telcos face a growing challenge: remaining relevant in users’ daily digital routines. Telecom operators built and sustain the infrastructure that makes all of this possible, a role that is as critical as any in the region’s digital economy. Yet as the mobile ecosystem has evolved, a significant new opportunity has emerged: the chance to extend that foundational role into daily digital engagement. In this byline by our Founder & CEO @Manit Parikh for @TNGlobal, he discusses how The Binary Holdings is helping telecom operators drive stronger engagement, retention, and monetization through OneWave, our white-label engagement infrastructure. The piece explores how changing consumer behavior is reshaping expectations around telco apps, and why operators have an opportunity to deliver meaningful experiences within their own branded ecosystems. How TBH enables native mechanism for rewarding engagement, personalizing content, or building the kind of habit loop that brings users back unprompted. Read here: technode.global/2026/05/11/the…

Here is how our last week went: _____________________ Links: 1) x.com/thebinaryhldgs… 2) linkedin.com/safety/go?url=…

ChatGPT worked because it slotted into how people already consumed information. Crypto is asking people to rethink how they hold value, move money, and trust systems, that's a much heavier lift, and the unlock will look less like a viral moment and more like a quiet shift in what the underlying rails of finance are built on.

Erik Voorhees on whether AI and crypto are following the same adoption arc: "They're totally different. AI had 80 years of academic history but never broke through. ChatGPT moment hit and AI was mainstream in two years. Crypto didn't have that academic head start, and it's still not completely mainstream."

TBH’s engagement infrastructure shifts user behavior within enterprise apps. It delivers real-world value from everyday interactions, moving a user’s intent from completing tasks to earning rewards. With TBH, engagement benefits both users and enterprises. Enterprises grow, and users benefit. Because businesses that put users first are the ones users choose to return to.

@MilkRoad No institution is going to expose trade flow, counterparty relationships, or treasury positions to a transparent network just to access better settlement infrastructure. The math never worked.

Raoul Pal: No major financial institution will use public blockchains at scale without privacy. That's the blocker. Ethereum and Sui are both now building permissioned privacy into their base chains. Privacy that regulators can unlock when needed, but nobody else can see. FT @RaoulGMI @RealVision @Jamie1Coutts

AI agents with autonomous treasuries means capital allocation decisions running 24/7 with no sleep, no emotion, and no committee approvals. The infrastructure handling that volume needs to be settlement-grade, not prototype-grade. That gap between where agent finance is heading and where current rails sit is the actual problem worth solving.

When AI agents have wallets, treasuries, and profit motives, the TAM of finance becomes infinite. I sat down with @yoniassia of eToro to explore the future of finance, where AI doesn’t just assist investors, but trades, builds, learns, and forms capital on its own, reshaping global markets into 24/7 machine-driven systems. As ever, please enjoy!