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COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s. SOLDIER 1: What’s a 401(k)? COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old. SOLDIER 2: So I don’t pay taxes on it? COMMANDER: Well, you pay taxes later. When you withdraw. SOLDIER 2: So it’s not tax-free. COMMANDER: It’s…tax-deferred. SOLDIER 2: What’s the difference? COMMANDER: You pay taxes later instead of now. SOLDIER 1: What if I want to pay taxes now? COMMANDER: Then you do a Roth 401(k). SOLDIER 3: What’s a Roth? COMMANDER: You pay taxes now, and it grows tax-free. SOLDIER 2: That’s what I thought the first one was. COMMANDER: No, the first one you pay taxes later. SOLDIER 1: Which one’s better? COMMANDER: Depends on your tax bracket in retirement. SOLDIER 1: …How would I…know that? COMMANDER: You don’t. You just guess. ⸻ SOLDIER 4: What if I don’t have a 401(k) through my employer? COMMANDER: Then you open an IRA. SOLDIER 4: What’s the difference? COMMANDER: One’s through your job, one’s on your own. SOLDIER 4: Can I have both? COMMANDER: Yes. SOLDIER 4: Should I? COMMANDER: Maybe. SOLDIER 3: Can I do a Roth IRA? COMMANDER: Only if you make under a certain amount. SOLDIER 3: What’s the limit? COMMANDER: Changes every year. SOLDIER 2: What if I make too much? COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first. SOLDIER 2: …Is that legal? COMMANDER: Surprisingly, yes. SOLDIER 1: What’s a backdoor Roth? COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”. SOLDIER 1: Why wouldn’t I just contribute to the Roth directly? COMMANDER: Because you make too much money. SOLDIER 1: But this way I can? COMMANDER: Yes. SOLDIER 1: That feels like a loophole. COMMANDER: It is. But the IRS is cool with it. ⸻ SOLDIER 5: I just changed battalions. What do I do with my old 401(k)? COMMANDER: You roll it over. SOLDIER 5: Into what? COMMANDER: An IRA. Or your new 401(k). Depends. SOLDIER 5: On what? COMMANDER: The funds. The fees. Whether your new plan accepts rollovers. SOLDIER 5: What if I just take the money out? COMMANDER: You’ll pay taxes plus a 10% penalty. SOLDIER 5: What if I’m 59? COMMANDER: Penalty. SOLDIER 5: 59 and a half? COMMANDER: No penalty. SOLDIER 5: …The half matters? COMMANDER: The half matters. ⸻ SOLDIER 3: What’s a mega backdoor Roth? COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute. SOLDIER 3: Right. COMMANDER: But the total limit including employer contributions is higher. SOLDIER 3: Okay… COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth. SOLDIER 3: Does my plan allow that? COMMANDER: I don’t know. You have to ask Betsy. SOLDIER 3: Will Betsy know? COMMANDER: Probably not. ⸻ SOLDIER 2: Can I deduct my IRA contribution on my taxes? COMMANDER: Are you covered by a retirement plan at work? SOLDIER 2: Yes. COMMANDER: Then only if you make under a certain amount per year. SOLDIER 2: What’s the amount? COMMANDER: Depends if you’re married. SOLDIER 2: What if my wife has a plan but I don’t? COMMANDER: Different limit. SOLDIER 2: What if neither of us has a plan? COMMANDER: Full deduction. SOLDIER 2: So it’s better to not have a 401(k)? COMMANDER: No… ⸻ SOLDIER 1: Can I just keep my money in a sock? COMMANDER: You could. But inflation will slowly destroy it. SOLDIER 1: What’s inflation? COMMANDER: (sighs)…

These two boys should be about 31 years old now. Back in 2006, the internet was united by a low-quality video from Mexico titled "La Caída de Edgar" (Edgar's Fall). The clip captured a moment of pure childhood betrayal. A young boy named Edgar attempted to cross a small stream on two loose tree branches, while his cousin Fernando jokingly threatened to move them. Despite Edgar's iconic pleas of "Ya wey!" (Knock it off, dude!), Fernando dropped the log, sending Edgar plunging into the muddy water. It was one of the first global hits of the YouTube era, turning Edgar into an instant legend.

@DannyDeraney @pamsson @CameronMaybin

@tmars7 @pamsson @CameronMaybin Team work.

I will drive them to Detroit.

@DannyDeraney @pamsson @CameronMaybin I'll get out and push the rest of the way to Detroit if you run out of gas.

@pamsson @CameronMaybin I will pay for gas and your food and lodging

It was good to find out that the one thing all of baseball Twitter can agree on is that the mid-inning interviews during the World Series need to go.

Jerry Seinfeld on Halloween. I'm Telling Your For the Last Time (1998)

@MatthewR2415 @ScoringChanges @Jomboy_ It wouldn't unfold intentionally in real time, but what you're describing is correct. If the batter passes the runner before the force out at home, that play at home becomes a tag play. Then at third and second base as well. Would have been a crazier situation!

@ScoringChanges @Jomboy_ yeah but instead that runner was running back to first because Will Smith told him to. Muncy could've passed him earlier, runners maybe safe and 1st and 2nd because Muncy is automatically out, and the play at home becomes a tag play. All I wanted to know is if that was possible

So I grabbed this from @Jomboy_ as this video has a good look at it but the batter Muncy should have been declared out for passing R1 Tommy Edman. You can see Edman slides back to first and he is inside of Muncy who is beyond him. In reality, that out happens before the force at third.

@bludrof @espn @Cubs @WatchMarquee At least they're consistent?

@tmars7 @espn The @Cubs broadcast was brutal too. Tough angles, blurry from camera to camera, couldn’t figure out the sun/shadows for the brightness. @espn made @WatchMarquee look ⭐️⭐️⭐️⭐️⭐️. Such a shame considering how good all the local broadcasts have gotten and fan expectations.

The Red Sox get the double-play to stay out of trouble early 👀 Watch Red Sox-Yankees on ESPN and the ESPN app.

@YankeeLibrarian @MLBNetwork @TheMayorsOffice @YonderalonsoU @adnansvirk They were prepared to sell at the deadline if he was going to be out for any longer than he was.

@MLBNetwork @TheMayorsOffice @YonderalonsoU @adnansvirk No the Yankees don't do anything without Aaron Judge.

"If Cal Raleigh doesn't have the year he's having, do the Mariners still win the division? If Judge has to miss two months of baseball, do the Yankees get into the Postseason?" What do you think? @TheMayorsOffice | @YonderalonsoU | @adnansvirk

@pamsson White Sox walked Judge to PUT THE WINNING RUN ON BASE because it was safer than pitching to him.

Judge is slugging 83 points higher than Cal. And this is when teams don’t even pitch to Judge. The White Sox, who have 100 losses, still intentionally walked him in a totally meaningless game for them. The Rockies pitched to Cal down 8-1. The league tells you what it thinks.

@jared531 @peterappel23

@peterappel23 This is basic math though. All you need is the launch speed and angle and you could estimate it based just on that.

Hey Statcast idiots Explain to me how you got 442 feet A 280 pound mountain of a human just sent this 100 feet out of the stadium 442 feet deserves a lawsuit Petervision: 628 feet

@lucasmeducas @TalkinYanks Exactly the same thing.

@TalkinYanks Then WTF was this?!?

A balk was issued to Leiter Jr. because his pitch got stuck under Wells chest protector

@TalkinYanks Guys it's real easy to just post the correct rule here instead of going along with what the broadcast incorrectly says. Lodged ball is considered out of play, runners awarded one base because it happened on a pitch. The rules of baseball are available for free on the internet.

at this point why are we even paying taxes

see you in M Lot in 1 week!!

@ianfromphilly Guys it's simple...take the 4th letter from each of the last 12 weeks posts and unjumble them for the key to this coded message.

8 days 7 hours 9 minutes The letters B, I, G, A, and S were requested. The ***e **e*e* *ai*ga*e *e** *i** be *e*ease*

No, @MLBTV. I will not watch your 15 second advertisement before watching a highlight video. What's wrong with you?

@ianfromphilly If you get there earlier next time they will let you play.

these seats are insane

just hit three grand slams and then we're only down one