UR

Embedded finance is in a renaissance. But three things still slow it down: - Stablecoins don't cover the last mile - Embedded features are fragmented - Identity isn't portable @UR_global is the account layer that closes all three. One API, every embedded feature.

@Defi_Warhol @KASTxyz @AviciMoney @ether_fi @ready_co @gnosispay @Plasma @itstuyo @wirexapp @useTria @Tap_Fintech @BleapApp @MetaMask @Gemini @payy_link @vPay_Global @RedotPay @Nexo @OrbitX_Pay @cryptocom 💳

Crypto Cards Tier List (V2) S Tier: @KASTxyz @AviciMoney @ether_fi A Tier: @ready_co @gnosispay @plasma @UR_global @itstuyo @wirexapp B Tier: @useTria @Tap_Fintech @BleapApp @MetaMask @Gemini C Tier: @payy_link @vPay_Global @RedotPay @Nexo @OrbitX_Pay D Tier: @cryptocom @bitget @binance @CashApp What did I miss?

Missed our podcast episode with TopNod's Antonio Liu? Watch it here in full and find out just how UR works with wallets to deliver a secure financial account to their users 👇 x.com/UR_global/stat…

Regulation is converging on blockchain. The platforms that thrive will be the ones where compliance is built in from the start. UR's account layer embeds regulation at the infrastructure level: KYC, AML, tax reporting, and audit trail are part of every account by default.

We're moving toward a global payment ecosystem. Businesses and individuals understand that their money can do more for them when it's truly accessible anywhere in the world. Accessibility means access to low-cost, multicurrency, regulated account features like payments, on and off-ramps, and pay-ins and pay-outs. It also means ownership of your money and your identity. As an account layer, UR provides access to dual financial rails to enable greater financial freedom: the trust and accessibility of fiat rails, and the speed, cost efficiency, programmability, and ownership that comes with blockchain technology. Thanks @mpost_io for having us at HSC Asset Management, Hong Kong! UR's CPO @ngyingzhong spoke about stablecoins alongside @Stable, @chainlink, @HypernativeLabs and @makebanc.

The UR app is still available and will be maintained. New and existing users can continue using their account as usual. However, we're primarily focused on supporting our growing ecosystem of businesses that are integrating UR's composable account features, in addition to building new products and features for corporates and enterprises.

@UR_global Is this a complete pivot, or are you still going to offer the app?

The account layer is where identity becomes infrastructure. KYC credentials shouldn't live inside a single app. IBANs shouldn't reset every time a user switches wallets. When these are issued by a regulated entity and travel with the user, that's what portable, open and secure financial infrastructure actually looks like. That's what we're building at UR. x.com/mirana/status/…

@web3wikis We're expanding to more regions soon! Stay tuned.

@UR_global Global but not opened to the Philippines?

Not all financial infrastructure qualifies as an account layer, so UR delivers on four benchmarks. The account layer: 1. Operates within a real regulatory framework as a licensed, supervised entity 2. Supports multicurrency — hold, convert, and settle across all of them 3. Offers composability, allowing platforms to pick the capabilities they need — IBAN, fiat rails, card, compliance, multi-currency, on/off ramp — and integrate them independently 4. Provides programmability with every account, transaction, and identity onchain and accessible via API

🎧 Check out this episode here ⤵︎ youtube.com/watch?v=TrTnp4…

Taking Shape, Ep. 1 is live. @tyxfran and @Top_nod’s Antonio Liu talk about what it actually takes to build a wallet people want to use in the real world. Self-custody. RWAs. The card. Mass adoption.

The question isn't whether mainstream users are coming, but whether the infrastructure will be ready when they arrive. Taking Shape with @Top_nod’s Antonio Liu, dropping here tomorrow.

Something we’ve been working on: @tyxfran sat down with @Top_nod’s Antonio Liu to talk about the card, the infrastructure, and what it actually takes to spend onchain in the real world. Pilot episode of Taking Shape. Soon. 🎧 x.com/tyxfran/status…

Every platform wants to offer account capabilities, but has to build them from scratch: secure a license, establish banking relationships, build compliance infrastructure, negotiate a card program, support multiple currencies. That takes years and millions of dollars. The account layer solves this. It packages everything a platform needs to offer real financial accounts into composable modules available through one API. Integrate once, go live in days. UR is that account layer.

UR's Chief Product Officer @ngyingzhong is speaking at HSC Asset Management in Hong Kong on April 23! Join us to discuss all things stablecoins, payments, and onchain banking.

I’ve spoken to many wallet teams & exchange founders. They’ve solved trading, lending, and even payments. But users still can’t receive salaries, pay rent, or prove identity to banks. We called it a UX problem (it’s not). I wrote about that missing layer and how UR fills it.

Read More: ur.app/blog/announcem…

The missing piece isn't another wallet or payment rail. It's the layer underneath — identity, compliance, fiat rails, multicurrency and card. The infrastructure that connects onchain value to the regulated financial system. That's the account layer. That's UR.

Stablecoins moved $33 trillion last year. That's more than Visa and Mastercard combined. But try to do something ordinary with that value, and suddenly you need 3 apps, 2 workarounds, and a lot of patience. x.com/UR_global/stat…