Everybody Looking 👀
1.8K posts

Everybody Looking 👀
@viewsfromzone6
Tell the vision.
Atlanta, GA Katılım Ocak 2018
320 Takip Edilen63 Takipçiler

@ThrillaRilla369 High credit scores just means you’re really good at being in debt. Not really a flex
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@kencostello @SouthwestAir Show us the prices between the same flights
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@RyanJones @Delta Report the flight attendant that’s ridiculous
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First world problem: I’m boarding my @Delta flight. Family with kids boarded ahead of me. They’re sitting in the back. I’m 1A. They put 3 bags in the first class overhead. I say excuse me I’m in 1A can you leave me room for my bags and take yours to your seat please?
Flight attendant yelled at me and made me put my bag in the middle of the plane.
I know it’s petty but If you’re in first class that should be your space.
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@LUXURYLAW @Delta Did it say lie flat seat when you booked? Were you equipment swapped?
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@BLou11k Nigga posted the same pic twice like we wouldn’t notice
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@hxxntrr “0% funding” is just a fancy trap for debt
$195k gotten thru lying isn’t a flex
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My buddy's LLC has 6 employees, a warehouse, and $340,000 in revenue
...None of that is real
The LLC exists. It's registered with the state. Has an EIN. Has a business checking account at Chase with $1,000 in it
The 6 employees? That's what he typed on the Amex application under "number of employees." Amex didn't call them. Because they don't exist
The warehouse? That's the "business address" he listed. It's a virtual office he rents for $49/month that gives him a real street address and mail forwarding
The $340,000 in revenue? That's "projected annual revenue" for a business that has produced exactly $0 since he formed it 3 weeks ago
Chase gave him $55,000
Amex gave him $75,000
Capital One gave him $40,000
US Bank gave him $25,000
$195,000 total. All at 0% APR. For a business that has never made a single dollar
"That's fraud"
No. Putting KNOWINGLY FALSE information on a credit application is fraud under 18 U.S.C. § 1014. But "projected revenue" is a real thing every startup reports. Every YC company projecting $10M ARR on day 1 is doing the same math. The difference is they project it to VCs and give up 20% equity. He projected it to Chase and gave up 0%
The banks primarily approve based on your PERSONAL credit score for business card applications. The revenue field and employee count are secondary signals that get minimal verification on most standard business card apps
His personal score: 728. Normal. Average
That 728 score on a personal card application would get him $8K-$12K at 22% APR
That same 728 on business card applications got him $195K at 0% APR
Same human. Same credit. Same brain. Different product. Different counter at the same bank
Here's the part that makes finance bros lose their minds:
Business cards don't report balances to personal credit bureaus. He can carry $195K across 4 business cards and his personal credit report shows basically $0 in debt. Utilization at 2%. Score stays at 728
He went and got a personal mortgage 2 months later. The mortgage lender saw a clean borrower with almost no debt. Approved at 6.2%
$195K in business debt. Invisible to the mortgage lender. Two separate credit profiles for the same person. Both legal
He used $80K to actually start the business (marketing agency). Revenue hit $27K/month by month 4. Paid every card off from cash flow. Still has all the credit lines open for round 2
The "projected $340,000 in revenue" is looking pretty accurate now actually lmao
(we build the full entity + credit stack. if your personal score needs work first, we fix that in 30-90 days... then we build the LLC and run the funding sequence. $100K-$250K at 0%. link in bio)
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@izamamaa No overhead bins, so it looks larger btw
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Important question???
Why did we’ll move from having this much space to being packed like sardines??Is there a logical reason???
WELCOME TO BLACK TWlTTER @blacktwiterthrd
Delta Airlines Lockheed L1011 TriStar Cabin in the 1980's.
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@anishmoonka I wonder if investing in lounges could’ve helped too. Spirit doesn’t have any and JetBlue is only now starting to create them.
2/2
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@anishmoonka Nice read.
Why didn’t JetBlue and Spirit further tap into the credit card space? Delta has like 4 personal options at varying annual fees and perks while spirit only has one, and JetBlue finally released a premium credit card recently and it sucks.
1/2
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JetBlue hasn't made a profit in six years. Spirit is on its second bankruptcy in under 12 months. Delta made $5 billion last year. They fly the same kinds of planes to the same airports, but two of them are dying and one is having the best run of its 100-year history.
In the last three months of 2025, Delta made more money from its premium seats than from its economy seats, for the first time ever. CEO Ed Bastian told investors that more than 95% of Delta's revenue now comes from households that earn more than $100,000 a year. Almost every new seat Delta adds in 2026 will be business class or first class, barely any economy at all.
The airline market has split in two. Business travelers and wealthy vacationers will happily pay $1,200 for a seat that folds into a flat bed. Everyone else picks whichever ticket is $9 cheaper on Google Flights. The middle of the market has vanished, and JetBlue has been sitting right in the middle for years.
About 60% of JetBlue's flying happens in New York and Florida, where it has to fight the big legacy airlines on one side and the dirt-cheap budget airlines on the other. JetBlue tried to be the nice middle option. Free wifi and decent legroom, plus seatback TVs that other airlines skip. It never built the luxury cabin revenue that Delta and United rely on. Its rewards program doesn't print money like Delta's American Express deal does. JetBlue owes about $9 billion and pays $600 million a year just in interest. It has lost money in most of the last six years.
Spirit tried the exact opposite and still lost. A pure budget airline with yellow planes and tickets starting at $49. Then travelers changed their minds. They decided paying a bit more for a seat assignment and a checked bag was worth it. Spirit bolted on bigger seats and bundled fares. That only raised its costs without making Spirit feel fancy. Two bankruptcies later, the company had just $337 million in the bank at the end of last year.
The Middle East fuel spike is speeding up a collapse that was already under way. Jet fuel went from an average of $2.49 a gallon in 2025 to $4.88 on April 2 of this year. That is a 95% jump in about five weeks, after Iran closed the Strait of Hormuz shipping route at the end of February. JP Morgan estimates Spirit will lose 20 cents on every dollar if fuel stays at current levels. JetBlue will lose about $1.3 billion this year. Neither airline brings in enough rich-traveler money to cover that hole.
If both shrink or disappear, the winners are already picked. Delta, United, and American will walk away with the empty gates and the open takeoff times. Your cheap flight out of Fort Lauderdale just becomes a more expensive flight out of Fort Lauderdale.
Dan | Dj’s Aviation@DjsAviation
JetBlue may go bankrupt this year, days after reports said Spirit Airlines could shut down this week. djsaviation.net/jetblue-could-…
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@aiyanajadee Credit scores are debt scores. They track how good you are at being in debt.
An 850 credit score just means you’re really good at owing people money.
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Nah you going to hell for making me look like that wtf 😂😂
Noxic@Noxlcs
B Lou has reportedly been banned from Spirit Airlines for exceeding the weight limit 😳
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@Bitcoin_Teej Skype fumbling 2020 to Zoom is even worse
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Apple had a 5 year advantage on everybody to make Siri into chatgpt/claude. General fumble.
BAM@SolidBam
who tf still use siri ?
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@jazzyrae $125 for a cut is asinine
In 6 months when his clout goes away he’ll have no customers
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@b_nnett gotta be Manna Wholesale, Subsection, or Boomin Supply
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