Chris Atwell

@gatorsszn Don’t know but she’s going to chew that nail right off.

WHO IS THIS???

Dr. Tiffany Thornton turned personal trauma into a thriving medical career and global advocacy, proving breakthroughs can inspire hope and transform lives. #uaestoriesofficial #uaestories #TiffanyThornton Click here for more info: uaestories.com/tiffany-thornt…

NAR Chief Economist Lawrence Yun explains why he labeled 2026 the “year of recovery” during the Forecast Summit. Have a question for Lawrence? Drop it in the comments or email AskTheEconomist@nar.realtor.

@BillAckman @realDonaldTrump @SecScottBessent @pulte I’d also like to see an FSA style account developed for the purpose of down payment and/or home repairs and maintenance. Pre tax dollars for housing and employers could specifically support the American dream of homeownership by matching or contributing to the account.

President @realDonaldTrump and @SecScottBessent, and @pulte, I have a simple idea on how to lower mortgage rates and spreads: One of the unique features of U.S. conventional mortgages is that they are prepayable at any time without a penalty. While this feature is attractive for homeowners, it comes at a significant cost as buyers of mortgage backed securities (‘MBS’) require a significant increase in spread to compensate them for giving the borrower the option to prepay at anytime. Why don’t Fannie and Freddie also offer non-prepayable mortgages where if the borrower wishes to prepay the loan, he would have to pay a prepayment penalty? I asked one of my friends who is an expert and large investor in MBS what the estimated savings today would be on a 30-year Fannie/Freddie mortgage if the borrower would be locked out from prepayment other than by paying a penalty? He estimated that the savings would be about 65 basis points. So a borrower could have a choice: Obtain a 30-year prepayable mortgage at today’s ~6% rate, or at a 5.35% rate, but with the obligation to pay a prepayment penalty if he/she refinanced in the future. The loan could also be made to be portable so that if the home is sold, the new borrower could assume the loan and no prepayment penalty would be owed on a sale. While the ability to prepay is a valuable option, locking in the 65 bps savings upfront over the life of the mortgage may be the difference between the borrower being able to afford the home and not being able to. You could imagine that there could be different versions of this product where the lock out would be for 5 years, 10 years etc. (with different levels of savings for each, the longer the lockout, the greater the savings) and the borrower could custom design the mortgage and its prepayability to meet their life plan. As you know, commercial mortgages work this way. Why couldn’t the same approach be used for home loans?

“We’ve exited the era of scripted puppets” @ScottJenningsKY talking to a room full of Realtors. Preach!

@HiltonNewsroom All hospitality Companies need to reinforce ALL their standards with their Franchisee’s, especially in the US. US hospitality compared to that abroad is night and day. This is not just a Hilton issue.

Statement from Hilton on a recent video

@AppleSupport maybe you can look into what leverage you have with @Uber since they seem to think your device is an issue.

Reported in good faith an attempted fraud to @Uber & @Uber_Support whose AI or support could not contextualize nuanced communication. Their response? Without an attempt to verify me; block my device. Now, they say, "If you want to use Uber, get a different device" @travisk @gc Can you help?

@Uber_Support Being "in touch" is a misleading way of describing the communication. I've received ~12 canned responses over the course of the last month. I get that the CS team is likely powerless in this, but sending the same pre-written answers multiple times is not exactly "in touch".

@whereyouAtwell Thank you for reaching out to us. We've been in touch via DM. If you have any questions, please let us know by replying to that message.

@warrend945 @BrandonStraka @Delta Yeah I feel bad for him but am glad someone with a platform is speaking out. I’ve been faithful to Delta, despite the degradation of service orientation.

@whereyouAtwell @BrandonStraka @Delta I was thinking this when he got put on the flight to LGA. Best move would have been to stay in Atlanta from the start. Either way this sucks.

DELTA AIRLINES TRAVEL NIGHTMARE I’ve been trying to get home for 2 days- and I may be stranded again tonight. @Delta x.com/i/broadcasts/1…

Grateful for the honor to serve my alma mater @UF @GatorsFB Welcome @CoachJonSumrall! 🐊

@Will_N11 Agree.

I’d rather keep Billy Gonzales than hire Jon Sumrall

@LRLarimer Stricklin loves mediocrity. Coach Gonzales’ loyalty to the program warrants giving him real a shot at success rather and hopefully without a $30/40m buyout in 3 years.

@whereyouAtwell You must not have watched the last minute of the half

At this point let’s give the keys to Billy Gonzales for a year and see how it goes. We need someone who bleeds orange and blue. Not an opportunist from the west or G5. Go Gators!

@LRLarimer I did see it and I’m not pleased with it but the net result was Billy had noticibly better offense with less talent on the field. If we’re going Black Friday shopping for a G5 head coach, I’d rather take a conservative deal with a long time successful assistant like BG.

Hey @grok What were the worst odds on John Sumrall coming to Florida in the last 3 weeks. If I placed a $200,000 bet with those odds how much would I stand to win? Give me a concise answer.

@UFBarstool you can fund it.

When will @ScottStricklin run for congress? Seems like a natural fit, given his proclivity for mediocrity and capitulation to special interests (donors)!! #GoGators