will

just let people pay student loans pre-tax. same as pensions. let them throw bonuses at it pre-tax too. the debt gets paid off quicker the government gets their money back sooner and people aren’t stuck on a 51% marginal rate for decades.

Broke: natural law is nonsense on stilts (Bentham) Woke: natural law is divine eternal order discernable by human reason(Aquinas) Bespoke: THE NATURAL LAW OF GOD IS JUST ENGLISH LAW WHICH IS PURE REASON (actual ruling per the Lord Asquith of Bishopstone, cite below)

chat is this good

The first candle my portfolio is going to see Monday morning

do you think she graduated

Gotta love maritime law. You can tell it’s just glorified pirates code

If you worked at Goldman Sachs, there would be an expectation — unstated but absolute — that you read the Financial Times before client meetings. That you have an informed opinion about macroeconomic conditions and how they affect your client's sector. That you show up to every conversation already knowing things the client hasn't told you. Nobody at Goldman sends a junior analyst into a pitch who hasn't done two hours of prep on the target company. Nobody at McKinsey presents a recommendation without first developing a point of view based on data the client didn't hand them. That standard exists because the fees justify it. And the fees justify it because the standard produces outcomes that cheaper alternatives can't. Here's the thing: you can adopt that standard right now, regardless of what you charge or who you work with. Nothing is stopping you from doing the research. Nothing is stopping you from forming a genuine thesis. Nothing is stopping you from showing up to every single call having already done work that most of your competitors won't do in the entire engagement. The difference between a $5K/month operator and a $25K/month operator is mostly not skill. It's this standard applied consistently. What does consistent application look like? You invest in your environment because your environment signals your standard. The background on your Zoom calls, the quality of your camera, how you're dressed. These aren't vanity — they're signals. They tell the prospect, before you've said a word, whether you take yourself seriously. And whether you take yourself seriously tells them whether to take you seriously. You develop opinions in public. Not just content — actual positions. Opinions create status delta. Opinions attract the clients who want to work with someone who has a point of view, not just a service menu. You read. Not self-help. Not money Twitter. The industries your clients are in. The macro forces shaping their decisions. The regulatory changes, the market consolidations, the competitor moves that are creating urgency or anxiety in their boardrooms right now. That's the professional standard. And it's available to you today.

Nice watch mate didn't even notice your shining bald head or 5'8 stature

Boyfriend asked my preference between synthetic and natural diamonds during my exploration of the shiny stuff at the mall jewelry store and I could see the attendants eyes go starry until I said whatever rock causes the most suffering.

Hyrox

Oh my fucking god man. Sensational.

"What does the South Korean stock market say?" "Minus 8%, but that's as low as it goes before the circuit bre..." "Minus 8%. Not great, not terrible."

One of my favorite short stories is Arthur Clarke's The Star. Premise: Humans find the ruins of an alien civilization whose star went nova. They were advanced enough to know it was coming, but not to stop it or escape. Dedicated their last generations to building a Vault

The long running Felicity Cloake ‘How to cook the perfect x’ series is such a brilliant national resource. She road tests multiple existing recipes for what works or doesn’t so you don’t have to. This is her shepherds pie and I honestly don’t think I’ve ever had a better one

The global economy is held up by SF lying to NYC about how fast AI is growing and NYC lying to Abu Dhabi about how safe private credit is and Abu Dhabi lying about how safe their oil is

Ravenscourt Park station: COVID-era slop and signs referencing Ravenscourt Park Hospital (closed 2006)

It’s War in the Middle East: All Stars omfg

Defence 1938: 12.3% of spending Defence 2026: 5.6% of spending Welfare: 9.6->14.2 Pensions: 2.6->17 Health: 5.7->19.4

The Plan 2 interest rate is set annually based on...March inflation data 🫣