linda billet
109 posts

linda billet
@lindabillet
glass artisan / person wearing the most band-aids @lindabillet.com
harrisburg,PA Entrou em Mayıs 2010
170 Seguindo135 Seguidores

People STILL think I'm getting paid by @FlareNetworks because I talk about it nonstop? Let me make this CRYSTAL CLEAR:
I've been talking about XRP for 8 YEARS. Never got a cent from anyone.
Only gains from my own conviction and my own positions.
I've been talking about $FLR for 5 YEARS. Same story. Zero payments. Everything I've shared on X and YouTube has been FREE.
I talk about $XRP and $FLR because I actually believe in them. That’s it.
Meanwhile, I've had multiple top yield platforms offer me thousands of dollars per month to promote their custodial yield garbage.
I could easily make atleast $7k per month if I accepted their deals.
They KNOW I played a major role in helping people discover how to earn yield on @FlareNetworks in a decentralized, permissionless way, without custodians and without gatekeepers.
But I turned every single one of them down.
Why? Because I'm not here to funnel people into centralized yield traps just to line my pockets.
PUT SOME RESPECT IN MY NAME.
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@KuwlShow In May 2020, Ripple was the first member of the ISO 20022 standards body. Also, if the clarity act is delayed, XRP is still good to go since SEC lawsuit. XLM should be considered safe too since it is virtually the same. Great post! Thanks.
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XRP: From Market Value .. To Global Flow
When XRP becomes part of the plumbing of global value transfer… what happens to its required value? Let’s walk this forward - cleanly, soberly, and without hype.
1) 1st Principle: Value Follows Utility × Volume × Velocity
XRP is not designed as a store-of-value first.
It is a liquidity bridge asset. So its implied value is a function of:
* How much value flows through it
* How often it turns over (velocity)
* How much of the supply is actually available
2) Where We Actually Are in 2026 (Reality)
This is a key pivot point worth noting:
* XRP is already being used in live production corridors (not pilots anymore)
* Institutions can now hold XRP on balance sheet with reduced compliance risk
* Regulatory clarity is approaching via the Clarity Act, potentially unlocking institutional capital
* XRP is aligned with ISO 20022, the language of global banking
Translation in Plain English:
The system is moving from theory → integration → execution
3) The Real Prize: Not $5 Trillion… Not $27 Trillion… But PROFOUND FLOW:
~$27T sits idle in Nostro/Vostro accounts (trapped liquidity)
~$5T moves daily through global payment rails
And Here’s the Deeper Truth:
Global value transfer ≈ $ 100T+ annually (and growing)
Ripple doesn’t need to “own” this market. It only needs to mediate a fraction of it efficiently.
4) 5-Year Adoption Scenarios (2026 → 2031)
Let’s model this like a systems engineer, not a speculator.
🟡 Scenario A — Conservative (Slow Institutional Adoption)
XRP captures 1–3% of cross-border flows
Used mainly in corridors, remittances, treasury ops
Implication:
Moderate price growth
Likely aligns with analyst ranges ~$2–$10 short-to-mid term
🟢 Scenario B — Base Case (Regulatory Clarity + Banking Integration)
Clarity Act passes → institutional floodgates open
XRP integrated into:
Bank treasury flows
FX settlement
Tokenized asset rails
Captures 5–10% of global settlement flows Implication:
Demand for XRP liquidity rises structurally
Supply becomes constrained (escrow + institutional holding)
This is where utility value begins to dominate price:
$10–$30 is an extremely conservative value target
🔵 Scenario C — High Adoption (Infrastructure Layer)
XRP becomes:
a neutral bridge for currencies + stablecoins
embedded in capital markets settlement
5–10% of capital markets go on-chain by ~2026–2030
Captures 10–30%+ of cross-border + liquidity routing
Implication:
XRP transitions from “crypto asset” → financial infrastructure token
At that point:
Market cap is no longer compared to crypto…
It’s compared to global liquidity systems
5) The Constraint Most People Miss
Here’s the non-obvious limiter:👉 Velocity vs. Required Price
If XRP settles in 3–5 seconds, one token can be reused rapidly. So: Higher velocity → less price pressure
But…
Institutional scale requires deep liquidity buffers
This creates a tension:
Speed reduces need for price
Scale increases need for price
6) What Actually Drives Market Value Expansion
Not narratives. Not ETFs. Not hype.
The Real Drivers:
Regulatory certainty
Unlocks pensions, banks, sovereigns
Balance sheet adoption
When institutions hold XRP, not just use it
Tokenization growth
Real-world assets needing settlement rails
Liquidity replacement
XRP replaces trapped Nostro capital
Network effects
Each new corridor increases total system efficiency
7) A Grounded Range (Not Hype)
If we synthesize everything:
Near-term models: ~$2 - $10 (Q2-Q3)
Mid-cycle institutional: ~$10 - $30 (Q4-Q1)
High-adoption infrastructure: $30 - $100++ (2027)
But here’s the sober truth:
The price is a derivative
The utility is the signal
8) The Deeper Question
“What is the value of a system that removes friction from global exchange?”
If XRP (or any system) can:
eliminate trapped capital
compress time from days → seconds
reduce cost from % → fractions of a cent
Then its value is not speculative…
It is measured in the efficiency it restores to human exchange and humanity writ large
Final Thought
Christ overturned the tables over dishonest weights and measures. What Ripple/XRPL is attempting - at its' highest expression - is:
A system of verifiable, atomic, honest settlement.
Whether it fully achieves that is still unfolding.
But when/if it does…
The market value will not “rise”
It will reflect the truth of the system it replaced
Share this with all who still "don't get it." They will...
@Ripple XRPArmy DLT RLUSD ILP @Interledger

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Calm, cogent, brilliant reasoning and beautifully articulated by one of our world’s leading, sound money economists, @judyshel.
An efficient, trusted, cross-border unit of account not issued by a central banking entity like the Federal Reserve lacking trust, with potential to abuse control.
Thank you, @GoldTelegraph_ for this insightful interview.
@USTreasury @POTUS @Ripple @BankingGOP @DavidSacks
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@DrSeanOMara @GoldenSection9 @moreyraortho @newstart_2024 @RobertKennedyJr I have been listening to your vids. Prior to carnivore, I was not fat, but I was eating tons of spinach, celery juice, "super (high oxalate) foods." My knees are now healed to the point that I started the sprinting you talk about. Thank you for all you're doing.
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@lindabillet @GoldenSection9 @moreyraortho @newstart_2024 @RobertKennedyJr Ha. Well same except I wish they knew more about visceral, fat and eating meat, seafood, and fermented foods to optimize their health. It is really dramatic how much humans improve when they know what to track and how to live.
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RFK Jr. starts most mornings with steak for breakfast, a big bowl of grass-fed yogurt topped with cream, and a generous side of sauerkraut or kimchi.
Zero carbs. Strict carnivore plus ferments only. He’s been eating this way for about 250 days.
He shared on the pod that he was having atrial fibrillation every day for four months. A military doctor reviewed his MRI and saw visceral fat blanketing his heart, liver, and organs — and warned things would worsen.
So he committed. After just 30 days on the diet, a follow-up MRI showed 40% less visceral fat. He lost 20 pounds of that hidden fat, then regained it all as muscle. The daily AFib disappeared completely — no skipped beats since.
He’s quick to note that it worked powerfully for him, but our metabolisms are all different.
It makes you wonder how much of our everyday fatigue or inflammation might quietly trace back to what ends up on the plate.
What’s one food you’ve added (or removed) that noticeably shifted how you feel day to day — energy, mood, or anything else?
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@JoshPet26543769 @MAHA_Action @JamesDrgme Every body is different. Some cannot tolerate anything but ruminate meat until their bodies heal more. I eat all meat, including crab, lobster.
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@MAHA_Action @JamesDrgme Does this mean all meats? Chicken fish beef ham etc..?
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RFK Jr. says being on a carnivore diet helped him significantly reduce visceral fat.
“I had a full-body MRI a year ago and I went to this doctor who said my organs were covered with visceral fat.”
“I went on his diet, which is the carnivore diet.”
“He said I can get rid of all that visceral fat within 90 days.”
“Thirty days later I had lost 40% of it.”
“The MRI I took this week, I was down to 1 percentile of visceral fat.”
“About half the cabinet is on this same diet right now.”
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@CreppyFact @grok @MAHA_Action Fermented vegetables are NOT carnivore but just like any other diet, people tweak. It depends what you're trying to heal or accomplish.
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@VoxAllie @MAHA_Action It has been great for me. I didn't care about losing weight. I lost about 75% of my joint pain. It's been almost 2 1/2 years for me. Prior diet included tons of spinach smoothies, celery juice, so I'm convinced that oxalate was my problem.
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@MAHA_Action Id like to know if the results are same for women (probably NOT)
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@newstart_2024 I've been carnivore for 29 months. No yogurt, zero carb, zero fiber. I'm just starting to try a few fermented vegetables occasionally. I lost about 75% of my joint pain, and my rosacea. It was a huge adjustment but it's easy now. I believe oxalate was my problem.
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@GoldenSection9 @moreyraortho @newstart_2024 @RobertKennedyJr @DrSeanOMara That's unfortunate, because I wish more people knew about Sean OMara!
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@moreyraortho @newstart_2024 @RobertKennedyJr @DrSeanOMara I am familiar with @DrSeanOMara and was a little confused when he said Dr. Shawn Kaufman as this sounds exactly like O'Mara's protocol.
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@jungleincxrp If crypto makes me a billionaire, I'll continue till I cannot physically do it. I've decided that upon retirement, I would no longer accept projects that wouldn't be fun. In 3 years, I haven't said no yet. Find something fun and fulfilling that AI can't yet do.
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Would you work if it was optional!?
Elon says you got 10 years left.
Jungle Inc Crypto News@jungleincxrp
Tesla factories on the moon 🌙 It’s cheaper , faster shipping and better for the earth to manufacture on the moon and blast them to port.
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@dom_kwok Another question... How long will police officers tolerate that? Soon those places will not have a police force because they will move to cities where they are appreciated and get the respect they deserve.
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why would you attack police officers? retarded behavior.
Brendan Gutenschwager@BGOnTheScene
NYPD officers getting hit with snowballs in Washington Square Park this afternoon
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@JeffPasquino @JoeLang51440671 BTC is not a failure as a store of value...as long as people perceive value. Funny, you mentioned beanie babies. I just said it failed as a currency in El Salvador. It is not scalable. It boasts 7 transactions per second. HBAR is over 10, 000 tps.
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By “didn’t work” you mean that it isn’t mandatory and used far less than back in 2021 when it was introduced?
It is still legal tender, but few use it as a means of exchange. That seems to fly in the face of the whitepaper, but that defined use case is for an idealized world.
To say it a different way - in a world where there are two competing currencies, most will use the one that doesn’t hold its value as well as the other. That’s Gresham’s Law in action.
Bitcoin is doing what it does in a fiat world - combat inflation and gain relative value. It does this methodically, releasing more coins on the schedule everyone knows as the best store of value we have ever had.
Another Bitcoin feature that isn’t a bug is that it is deliberate. Not slow - deliberate. Slow and intentional creates confidence in the blockchain that the chain is secure. It affords more time for network consensus, and the incredible amount of miners that have pushed the hash rate to an all-time high increases the decentralization while making it incredibly secure against a potential attack.
Are there faster blockchains? Absolutely. Are they more convenient for peer-to-peer and daily transactions? Also yes - but that didn’t render Bitcoin as a failure.
When software is written, sometimes the eventual best use case is discovered long after product launch. eBay started selling only Beanie Babies. Amazon just sold books. Even the very platform in which your are reading this right now started with the perception that it was just a place for posting what you had for lunch (you’re welcome, Instagram).
Bitcoin is not the best answer for human peer-to-peer. Its higher and best use case has become a store of value.
But notice that I added a very distinct modifier that caused the problem for the peer-to-peer use case: humans. We live in an imperfect world full of human created systems - like our financial one. Like it or not, people are used to using their local currency, businesses are used to accepting it and using it to run their operating. Big companies are used to measuring and reporting results in currencies and stock markets defined by local currencies.
These are not small hills to climb.
But all is not lost for the idealistic use case for Bitcoin. To function as peer-to-peer you need a clean environment where you can introduce a monetary unit of account that will abide by utopian rules.
Something like digital agents and robots exchanging value for work done.
In unrelated news, @elonmusk recently mentioned that all conventional currency will not translate to such an environment.
There’s a leading contender to be the answer for this brave new world. The use case never failed - the environment did.
Plan accordingly.
Elon Musk@elonmusk
True. Once the solar energy generation to robot manufacturing to chip fabrication to AI loop is closed, conventional currency will just get in the way. Just wattage and tonnage will matter, not dollars.
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Part 11🧵
How do you remove “third party” control and the “gatekeepers” who have controlled the money?
You FORCE the gatekeepers to COMPETE in a decentralized system. You give the power to “choose,” back to the people.
We’re ALREADY witnessing this FORCED competition.
The GENIUS Act is triggering the decentralization of the entire financial system.
Guiding and Establishing National Innovation for US Stablecoins Act. (GENIUS)
“Signed into law on July 18, 2025, the historic legislation sets up a regulatory framework for USD-backed payment stablecoins and serves as a crucial first step towards broader digital asset regulatory clarity.”
The GENIUS Act creates a legal framework for a “new” payment SYSTEM, using “stablecoins” backed by the dollar.
“A stablecoin is a type of digital asset that is designed to maintain a stable value by being pegged to reserve assets, typically a fiat currency like the US dollar.
The goal of stablecoins is to serve as a fast, low-cost, and secure way to exchange value globally via a blockchain. They are also widely used in smart contracts and decentralized finance (DeFi) given their programmability.”
“A fast, low-cost and secure way to exchange value.”
Decentralized finance and competition for “global transactions.”
A SAFEGUARD against financial tyranny worldwide.
This new decentralized financial system is ALREADY happening.
“Over the last couple of years, they have become a cash proxy in digital asset markets and a handy instrument for cross border payments, among other uses.
Stablecoin market cap has grown at a CAGR of 77% over the past five years, reaching more than $250 billion and in 2024, stablecoin transfer volume surged to $27.6 trillion—more volume than Visa and Mastercard combined.”
Not only are stablecoins being used to make cash payments in the digital markets, they have already surpassed both Mastercard and Visa volume combined.
Are you seeing why Trump is pushing so hard for STABLECOINS and the legal framework to quickly implement them?
Do you know how much money retailers pay to the credit card companies every year?
“In traditional credit card systems today, there's usually between a two to three percent fee. If stablecoins are used by existing companies they may add a small fee, but that fee is usually far, far, far less,” Turakhia said.
Businesses can either pass on that fee to their customers or just eat it. Which is why the National Retail Federation’s Stephanie Martz is excited about stablecoins.
“This would be much needed competition for the traditional credit card market,” she said.
Retailers paid $187 billion in swipe fees last year, mostly to Visa and Mastercard, which have been long criticized as having a duopoly on payment systems.
“Our strong hope and expectation is that this would finally result in credit card and debit card swipe fees going down,” Martz said.”
When the credit card companies have a monopoly on the payment system, they can keep increasing fees and gouging the people.
Stablecoins offer the people an alternative payment “system” that charges much smaller fees.
Competition.
That’s not the only big advantage that stablecoins have over credit cards.
“But unlike traditional payment systems, stablecoins move at the speed of the blockchain.
“It takes 200 milliseconds now and so when I hit send, it's submitted to the blockchain, it's confirmed quickly, and then it lands in the merchant's wallet,” he said.
Traditional credit and debit card payments can take days to actually show up in a merchant’s bank account.”
marketplace.org/story/2025/07/…
Credit card transactions take days and stablecoins take only minutes.
Higher fees and slower transactions.
That’s what you get with centralized control.
Stablecoins are also competing with banks.
How?
“If a company issues $100 million in stablecoins, the new law requires that they actually have $100 million in safe assets like short-term Treasury bills in the bank.”
Fractional banking risk being contained?
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@JeffPasquino @JoeLang51440671 BTC could not work in El Salvador, how can it work in a country as large as the US? It is too slow, and fees to move it are too high. There is far superior technology ready to go.
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Transparency in govt spending and accountability are required for a sound economy.
Blockchain does this.
But to get away from fractional banking and debt-based IOU currency (Fed Notes), you have to end run that system.
The Treasury and stablecoins offers this - directly to the people.
People have the power to choose the money system they use.
All they need is the option to pick a better system.
Bitcoin could do it, but the infrastructure is not nature enough yet in the US (another negative of the last administration).
The Treasury funding the govt directly through bond sales purchased exclusively in stablecoins fixes this.
Once fully launched and adopted, the legacy system will collapse on its own - and all the Fed note debts with it.
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@WallStreetMav I get what you're saying but even if the world was financially the same, there would be less people married and owning a home at that age. Less people are getting married period. Statistically, people are better off financially when married.
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@JohnEDeaton1 @realDonaldTrump @DOJCrimDiv @federalreserve @coinbase One of the best books I've ever read.
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As we watch this debacle play out involving @realDonaldTrump @DOJCrimDiv 🆚 Jerome Powell and the @federalreserve ALONG with Senators being pressured by the Banking Lobby to NOT allow third-party platforms like @coinbase pay yield on stablecoins, it may be a good time to read just how the @federalreserve came to exist. Hint: The Banks 🏦 are not your friends. And neither are career politicians like @SenMarkey who support them.
#mapoli #MASen #Deaton

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@XrpKing09531420 Makes me a little nervous. That's TWO different MSM stations plugging XRP in just a few days. Is Cramer next to "pump" XRP?
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@egragcrypto So sorry, I'm sending you prayers and hope you are able to find peace in this most difficult time. My Dad passed before I was able to show him success in my art. I truly believe he sees now... but I miss him terribly.
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I Lost My Dad:
Some of you already know that my father was fighting stage 4 liver cancer. For those who didn’t know, I wanted to share that my dad returned to his Creator today at 7:30.
We belong to God, and to Him we return. Even when our hearts are breaking, we trust His wisdom and mercy.
Over the next couple of days, I’ll be focused on the funeral preparations. When I have the strength, I will write more about this month, everything happened so quickly.
I also want to say this from my heart:
The #XRPfamily has become my second family. My father was always counting on me, and I wished I could have told him, “We made it, the #XRP family stood with us.” Sadly, I didn’t get the chance.
Thank you for your prayers, kindness, and support.
May God have mercy on him and grant him peace
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@NFAdotcrypto @MelissaRedpill When Trump and Melania (in a SILVER gown) entered their new years eve party SAME MUSIC PLAYING.
probably nothing. 😂😂😂😂
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Did you hear the song the musicians were playing when Melania and President Trump walked up?
With Melania in this stunning SILVER dress!
It was the Lone Ranger theme song about HI HO SILVER!!!!
🥈🥈🥈🥈🥈🥈🥈🥈🥈🥈
But President Trump had nothing to do with the price of silver….🤣
WWG1WGA
@MelissaRedpill
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