Chris

the "stablecoin sandwich" is the most underrated concept in payments right now here's how it works: collect fiat from the sender, convert to USDC or USDT for cross-border transfer, then convert back to local fiat for the recipient the customer never touches crypto but saves 80%

Suspect this becomes a popular design space over the next ~18 months. We're criminally underutilizing tokens as a medium/long-term QoS purchase agreement.

every custom harness I try to write ends up brutally framemogged by giving a general purpose coding agent three markdown files. lesson in there

random take: most defi apps will end up looking like neobanks it is the most logical outcome if youre building a financial app, your goal is simple: keep users inside so you expand the surface: payments, yield, swaps, cards, lending at some point, you are just a neobank

people say New York is tough, but San Francisco is brutal. everything is a cult or a competition, out to get everything you've got. everyone is biking uphill alone like they're getting prepared for war

JUST IN: FEMA official who repeatedly claimed he teleported to a Waffle House has been "sidelined" from operations and ordered to stop posting about teleporting.