Pranay

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Pranay

@PranayCC

Curious in CC miles..credit cards.. Love to explore...

Tham gia Ekim 2012
410 Đang theo dõi1.5K Người theo dõi
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PointsPerksPicks
PointsPerksPicks@pointperkspicks·
CHEATSHEET : CREDIT CARD HOTEL MILES TRANSFER 11 HOTEL Groups AXIS - HDFC - HSBC - SBI - AMEX Find your best card & transfer ratio SHARE & BOOKMARK
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Jassneet Singh
Jassneet Singh@jassneetsingha·
I skipped BOB Etihad and now I'm seeing everyone posting Silver and Gold statuses. FOMO is real, but I'm still staying away. To those opting for status, what is the plan? How do you plan to leverage this status?
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Pranay
Pranay@PranayCC·
@CardNiti Ya it's showing...prime day sale then it's for all ..I thought it's coupon..!
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CardNiti
CardNiti@CardNiti·
@PranayCC It's prime day deal, not showing to you ?
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CardNiti
CardNiti@CardNiti·
✈️ Amazon - Save 25% on Flight Booking 10% instant off upto ₹1000 10% cashback upto ₹1000 Extra 5% cashback with Apay ICICI card Or Pay with amazon pay wallet ;) Claim & book: amzn-to.co/0WwDQ1 Valid till tonight.
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Pranay
Pranay@PranayCC·
@itsmjoseph7 Felt u..! I opened this account for mom 4 yrs back. But still had to face this small issues nowadays.. Probably will move on after this..
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MJ
MJ@itsmjoseph7·
@PranayCC It is one of the weakest bank. I have a privy account which i am downgrading and moving to axis.. any acc is better than that of kotak imo. RMs are there only for taking salary. I have received 4 to 5 call from RM in 12 yrs . All those were to inform they were my new RM.
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Pranay
Pranay@PranayCC·
Another low by Kotak Bank🚨 My mom's account has been marked lien by 10k lien amount without any valid reason for straight 3 days..🤯 She is using this account daily for UPI transactions towards small groceries, stores,etc.. Today I had just added 5-6k two times via my personal hd-fc account. And just after funds received they marked account as lien for 3 days.. After calling useless cc, they are telling it's marked from backend as they are verifying that it was a gamble money, business money or any other suspicious thing😅 I am salaried and only source of funds here is salary... Verification is ok...but marking lien for straight 3 days is just unjustified.. Beware with this kotak banks practice..I m now totally switching mom's day to day used account to other bank. RBI did the right thing by putting restrictions on this bank for scrutiny.. Still, I would suggest everyone to beware and not trust their kotak 811 ac to a extend.. I would have not made this post if it was for myself but mom had this 1 ac to rely on..! Worst experience; #ccgeeks #kotak @KotakBankLtd @anandmahindra @RBI
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Pranay
Pranay@PranayCC·
@Anirban12Mandal I feel This one seemed deliberate..! 😓 Also it happens with kotak bank mostly as many shared.
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Anirban Mandal
Anirban Mandal@Anirban12Mandal·
@PranayCC I didn't say you did the fraud, read about similar liens due to cybersecurity complaints. Can and does happen with all banks.
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Pranay
Pranay@PranayCC·
@Anirban12Mandal Ya.. not blaming u..just shared by thoughts! Sure will check.. thanks
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Pranay
Pranay@PranayCC·
@surajmordani Yes..gold offer is standard on this card..extra miles offer is extended upto aug end..
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Pranay
Pranay@PranayCC·
@dreamyguy7 @FinPaal Bank discount + 5% CB upto 4k per quarter and no mdr.. And take same physical delivery from showroom.. (*I don't have it)
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FinPaal
FinPaal@FinPaal·
Any guesses on what this FAB card is? 👀
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Pranay
Pranay@PranayCC·
@Anirban12Mandal There is nothing wrong in adding funds (5-6k ) two times simultaneously...and using it.. It's ok to keep lien for verifying id fraud, but for 3 days ! Usually banks have 1-2 days max.. Will shift mom's expenses in hd-fc grouped account now .
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Anirban Mandal
Anirban Mandal@Anirban12Mandal·
@PranayCC Lien is generally placed for these reasons Actually reasons I would know
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aditya
aditya@adxtyahq·
Thanks @getsupermoney for the ₹0.63 cashback on my ₹3.73L payment
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cardio_guy
cardio_guy@cardio_guy·
@yourpsb @PranayCC First of all flex on X & get more likes & followers. That is much bigger boost than any other airline privilege :P
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Pranay
Pranay@PranayCC·
@yourpsb @cardio_guy Won't be able to use Gold status but these miles will help in my upcoming trip next year..
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Ankit Dewan
Ankit Dewan@ankitdewan·
Confirmed! You can get Etihad gold status by making transaction of any amount on points dot com using the BOB Etihad Card. Here are the two points purchase that are known to work: 👉🏼 Marriot Points - ankitd.short.gy/Buy-Marriott 💸 $12.5 minimum, for 1k points. 👉🏼 Etihad Points - ankitd.short.gy/Buy-Etihad 💸 $32 minimum, for 1k points. For the ₹50k transactions, I have preferred utility and forex transactions. Any transaction works. Even those that don't give points work. ⚠️ Remember to copy and save the Reward Vouchers received with the Silver Tier, before upgrading to gold. Once upgraded, those codes will disappear. Want more info on the card? Dive right in 👇🏼
Ankit Dewan@ankitdewan

BOB Etihad Credit Card Too much value back for a card! Why is this card such a great deal right now? 🔎 If in a hurry, scroll to the tops & tricks section Fees 👉🏼 Fee: ₹5,000 + GST (waived on ₹5L) Limited Period Welcome Offer 👉🏼 Earn 10,000 Etihad Guest Miles after spending ₹25k within 60 days. 👉🏼 Earn another 5,000 miles after cumulative spends of ₹50k within the same period. 👉🏼 Total Welcome Bonus: 15,000 Etihad Guest Miles (normally only 5,000). Reward Rate 👉🏼 2 Miles/ ₹100 on domestic 👉🏼 2 Miles/ ₹100 on international 👉🏼 6 Miles/ ₹100 on Etihad 👉🏼 0% Forex Markup. Milestone Rewards 👉🏼 500 bonus miles after four transactions of total ₹50k per month 👉🏼 4,000 bonus miles after ₹3 lakh quarterly. 👉🏼 24,000 bonus miles after ₹12 lakh annual Lounge Benefits 👉🏼 12 Domestic 👉🏼 8 International Misc 👉🏼 Metal Card 👉🏼 Miles are credited within 3 days of statement ⚠️ The Big Exclusions List 👉🏼 There is a huge exclusion list where you don't get any miles. Plan spends accordingly. Gold Status Benefits 👉🏼 Priority Check-in, Boarding & Baggage. 👉🏼 Fast-track Immigration where available 👉🏼 Complimentary Standard Seat Selection for yourself + 1 👉🏼 50% Bonus Miles on Etihad 👉🏼 Complimentary Chat Wi-Fi + 25% discount on internet 👉🏼 Choose any 4 Custom Benefits, which include Business Lounge access, Chauffeur service, Home Check-in, Complimentary Refunds, Extra Baggage and Reward Shop vouchers. Status Match Opportunities 👉🏼 Paid status match to Flying Blue Gold, giving you SkyTeam Elite Plus benefits. 👉🏼 Complimentary Turkish Airlines status challenge. 😎 Some Tips & Tricks based on what I hear (Not Tried Personally yet) 🐯Thanks to @IamSathish_Ind & @ananthustarrk for some of the below 👉🏼 For the silver benefits, choose the option that gives you 2 Etihad Rewards Shop vouchers worth 2,500 miles each. Save the voucher codes and use them before upgrading to Gold 👉🏼 For the ₹10k purchase on Etihad, any transactions done on points.com also qualify. People have bought Marriott points and got Gold! See direct links for buying miles at the end of the post 👉🏼 If you choose choose the 4 x Reward Shop vouchers worth 2,500 miles each, you can use them as cash 👉🏼 All miles can be converted to Reward Shop Vouchers @ 0.60 paise per mile. 👉🏼 The Reward Shop Miles can be loaded as a virtual card on Etihad Rewards Shop app or Gpay and used as a prepaid card! 🤯 This gives you ₹21k of value if you use all miles & vouchers!! And Gold Status as add-on! My Take 👉🏼 Go for it already! Apply 1️⃣ If you are already a BOBcard holder, it may show the card in the app under additional cards. Apply from there and there is no CIBIL hit. You get the card as a floater in 2 minutes. 2️⃣ Therwise, apply here - ankitd.short.gy/BOB-Etihad Buy from Points dot com Etihad: ankitd.short.gy/Buy-Etihad Marriott: ankitd.short.gy/Buy-Marriott Miles & More: ankitd.short.gy/Buy-MilesMore Aeroplan: ankitd.short.gy/Buy-Aeroplan Virgin Atlantic: ankitd.short.gy/Buy-Virgin KLM Flying Blue: ankitd.short.gy/Buy-KLM-FB BA Avios: ankitd.short.gy/Buy-BA-Avios

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PointsPerksPicks
PointsPerksPicks@pointperkspicks·
What’s one gadget at home that made you think, “Why didn’t I buy this sooner?” 😄 Could be anything from a kitchen appliance to a smart home gadget. I’m always looking for products that genuinely make everyday life easier. What would you recommend?
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