Ankit Dewan@ankitdewan
BOB Etihad Credit Card
Too much value back for a card!
Why is this card such a great deal right now?
🔎 If in a hurry, scroll to the tops & tricks section
Fees
👉🏼 Fee: ₹5,000 + GST (waived on ₹5L)
Limited Period Welcome Offer
👉🏼 Earn 10,000 Etihad Guest Miles after spending ₹25k within 60 days.
👉🏼 Earn another 5,000 miles after cumulative spends of ₹50k within the same period.
👉🏼 Total Welcome Bonus: 15,000 Etihad Guest Miles (normally only 5,000).
Reward Rate
👉🏼 2 Miles/ ₹100 on domestic
👉🏼 2 Miles/ ₹100 on international
👉🏼 6 Miles/ ₹100 on Etihad
👉🏼 0% Forex Markup.
Milestone Rewards
👉🏼 500 bonus miles after four transactions of total ₹50k per month
👉🏼 4,000 bonus miles after ₹3 lakh quarterly.
👉🏼 24,000 bonus miles after ₹12 lakh annual
Lounge Benefits
👉🏼 12 Domestic
👉🏼 8 International
Misc
👉🏼 Metal Card
👉🏼 Miles are credited within 3 days of statement
⚠️ The Big Exclusions List
👉🏼 There is a huge exclusion list where you don't get any miles. Plan spends accordingly.
Gold Status Benefits
👉🏼 Priority Check-in, Boarding & Baggage.
👉🏼 Fast-track Immigration where available
👉🏼 Complimentary Standard Seat Selection for yourself + 1
👉🏼 50% Bonus Miles on Etihad
👉🏼 Complimentary Chat Wi-Fi + 25% discount on internet
👉🏼 Choose any 4 Custom Benefits, which include Business Lounge access, Chauffeur service, Home Check-in, Complimentary Refunds, Extra Baggage and Reward Shop vouchers.
Status Match Opportunities
👉🏼 Paid status match to Flying Blue Gold, giving you SkyTeam Elite Plus benefits.
👉🏼 Complimentary Turkish Airlines status challenge.
😎 Some Tips & Tricks based on what I hear
(Not Tried Personally yet)
🐯Thanks to @IamSathish_Ind & @ananthustarrk for some of the below
👉🏼 For the silver benefits, choose the option that gives you 2 Etihad Rewards Shop vouchers worth 2,500 miles each. Save the voucher codes and use them before upgrading to Gold
👉🏼 For the ₹10k purchase on Etihad, any transactions done on points.com also qualify. People have bought Marriott points and got Gold! See direct links for buying miles at the end of the post
👉🏼 If you choose choose the 4 x Reward Shop vouchers worth 2,500 miles each, you can use them as cash
👉🏼 All miles can be converted to Reward Shop Vouchers @ 0.60 paise per mile.
👉🏼 The Reward Shop Miles can be loaded as a virtual card on Etihad Rewards Shop app or Gpay and used as a prepaid card!
🤯 This gives you ₹21k of value if you use all miles & vouchers!! And Gold Status as add-on!
My Take
👉🏼 Go for it already!
Apply
1️⃣ If you are already a BOBcard holder, it may show the card in the app under additional cards. Apply from there and there is no CIBIL hit. You get the card as a floater in 2 minutes.
2️⃣ Therwise, apply here - ankitd.short.gy/BOB-Etihad
Buy from Points dot com
Etihad: ankitd.short.gy/Buy-Etihad
Marriott: ankitd.short.gy/Buy-Marriott
Miles & More: ankitd.short.gy/Buy-MilesMore
Aeroplan: ankitd.short.gy/Buy-Aeroplan
Virgin Atlantic: ankitd.short.gy/Buy-Virgin
KLM Flying Blue: ankitd.short.gy/Buy-KLM-FB
BA Avios: ankitd.short.gy/Buy-BA-Avios