PSB
1.2K posts

PSB
@yourpsb
Strategy Consultant interested in credit cards optimisation, tech reviews, cars, travel, and sports.



The gap between advertised rewards and real returns has never been wider. 📉🛑 I’ve audited India’s "Big 4" so you don’t have to: not just reward rates, but the spend required to unlock caps, redemption ceilings, excluded category limits, and the real renewal math. 💳 Axis Magnus Burgundy [Points Printing Machine] 💳 HDFC Infinia [The Crown Jewel] 💳 ICICI Emeralde Private [The Silent Powerhouse] 💳 HSBC Premier [The Consistent Performer] 100% data. 0% BS. Here’s the side-by-side cheatsheet of what earns, where it caps, and what’s quietly excluded. 🧵👇


@Tataev I genuinely want an answer. My Tata EV was sold with ~400–450 km claimed range. Today I drove 208 km from 100% battery to 1%. • Eco mode • ~50% drive without AC • Average speed 41 km/h So how exactly is a customer supposed to reach the claimed range? #TataEV #EV


I can’t believe my eyes…




2️⃣ If maid doesn’t use UPI Then another method: Use wallet loading through credit card and transfer. Example: Credit card → Wallet → Bank transfer But most wallets now charge fees, so rewards usually get wiped out. . #ccgeeks #ccgeek




The Visa Poshvine offer is back for 2026! This time it gives Swiggy, Zomato & Apay Vouchers. So take out your newly acquired Eternas, Avios and other new Visa cards, and get the free Vouchers! L Offer Page: visarewards.poshvine.com A few pointers: 👉🏼 If you are already registered on Visa Poshvine, don't login. Rather, proceed for new signup using the new card, but same mobile number. 👉🏼 They seem to be giving reference number for APay instead of Code. Write to their customer care for that.








Day 1 after posting this - traveling for my internship in Gurgaon and honestly, nothing has changed… this road still feels like proper off-roading. Everyone talks about Gurgaon being a “Cyber Hub,” but the reality on roads is completely different. Why is the municipality not doing its job? If you’re working at Genpact and living in Sector 69, please comment and tag so this gets noticed. @DC_Gurugram @cmohry @MunCorpGurugram hoping someone takes action.
















