Vinay Vks

253 posts

Vinay Vks

Vinay Vks

@Vks_ss

Trader | Credit Cards | Traveller.. believes in Money is a tool, Not the Goal.. FREEDOM is the Goal.. Always remember that!

Pune Katılım Mart 2020
257 Takip Edilen23 Takipçiler
Vinay Vks
Vinay Vks@Vks_ss·
@SartanparaYash redemption of the silver reward voucher also need miles to be eligible?
English
1
0
0
85
Sujit 🇮🇳
Sujit 🇮🇳@skh27·
@Vks_ss Mileage nahi badhana hai. Gaadi ko achchha khana khilana hai
हिन्दी
1
0
1
518
Sujit 🇮🇳
Sujit 🇮🇳@skh27·
50% XP100 + 50% XP95 gives the best result for me. Effective cost for 48 litres = 167*24 + 111*24=6,672 Price per litre = 6672/48=139 Vehicle and pocket both stay happy.
English
21
7
109
22.6K
Vinay Vks
Vinay Vks@Vks_ss·
@skh27 pioneer dila do saste amb me😅
Español
0
0
0
135
Sujit 🇮🇳
Sujit 🇮🇳@skh27·
My RM is looking to get some leads on Indusind savings accounts. DM if you’re looking to get an account or card.
English
9
0
16
7K
Vinay Vks
Vinay Vks@Vks_ss·
@ccg33k you rock! 🫡 availing Chauffeur services to dubai ll only compensate the fee..😅
English
1
0
0
177
Akash
Akash@ccg33k·
The Etihad Guest BoB Credit Card is now showing as an instant additional card option in the BoB Card app for many existing users. The card is getting issues instantly!! (do try again if you got rejected earlier for holding an existing bobcard) 15,000 Etihad Guest Miles Joining Bonus (limited period offer till 30 Jun 2026) There has been a change in the minimum spend to get Etihad Gold though, you now need to spend minimum 10K on Etihad website to get Gold status... Check quoted post to know who how to get it without flying... 😜👇
Akash tweet media
Akash@ccg33k

Hello, Bobcard Etihad - Easiest Gold Status you can ever get for free.. and some profit too! How? Read till the end. 😉 Joining / Annual Fee: ₹5,000 + GST (Waived at 5L spends) Current Promotion: 15K Miles (till May 31st) (normally it's 5K Miles) (10K miles on spending 25K and 5K miles on spending 50K within 60 days of card issuance and fee payment) Reward Rate - 2% Base - 2% on Forex - 6% on Etihad Milestones + 500 miles when you do 4 tx of 50K (+1%) + 4,000 miles when you do 3L in a quarter (+1.33%) + 24,000 miles when you do 12L in a year (+2%) If you optimize spends for milestones, that's maximum 6.33% reward rate in Miles on your everyday spends. Benefits of the card: * Metal Card * 0% Forex Card * Complimentary Silver Status * 3 per quarter domestic lounge accesses (12/year) * 2 per quarter international lounge accesses (8/year) * Gold after 1 transaction. You don't need to travel, even redemptions tax payments count, or any small purchase. Gold Perks: * Priority check-in (Business Class counter) * Fast-track immigration * Priority boarding * Standard seat selection (for yourself + 1 companion) * Guaranteed Economy seat (available up to 48 hours prior) * 50% bonus miles on flights * Exclusive discounts * Priority baggage * Onboard Wi-Fi (free chat) + 25% off surfing * Dedicated contact center * Tier buy-back (co-brands only, with 150,000 miles) * Avis Budget tier match * 30% discount on insurance (AWNIC) CUSTOM BENEFITS (Choose any 4) 🤯 * Etihad Chauffeur (Business Promo seat fare) * Business Lounge access (Self + 1 guest) * 2× Etihad Chauffeur (Economy Comfort/Deluxe) * 2× Home Check-in (Abu Dhabi) * 2× Complimentary refunds (Promo seat fare) * 4× Reward Shop vouchers * Excess baggage allowance (up to 15 kg, eligible fares only) Some of these custom benefits are where things get exciting. The Abu Dhabi Business Class Lounge is a massive 3-storey lounge with buffet options, a-la-carte options, multiple bars with a super premium collection of drinks & cocktails, kids' areas, video games, recreation areas, and direct boarding gates from the lounge. Etihad Chauffeur is a super premium pick-up/drop service and can be really valuable if you're planning drops to Dubai or beyond. The Etihad Guest program & miles may not have much value (or maybe it does - for those Apartment redemptions), but the GOLD status can be super useful if you plan to travel by Etihad to UAE or beyond. For me, I don't plan to swipe this card beyond the welcome bonus, which gives me one-way ticket equivalent miles from India to Abu Dhabi ECONOMY (plus taxes of about 10K). OR it's one program which lets you convert the miles to cash (Etihad Rewards card) at ~60P! So 15K miles will give you around 9K prepaid card value for a fee of 5K++ and a Gold status. OR you can convert miles to gift cards, for e.g. a 5K Flipkart voucher is available for 9,700 miles (~50P value per mile). Looks like an amazing deal to me which is too good to be true to me, what do you think ? PS: Approvals are slow for BobCard and can take several weeks, and if you hold any other card, the approvals are tricky, although it worked for me, I hold eterna, and got Etihad Premium via online application. Interested ? Apply Here : etihadguest.bobcard.in/?utm_source=MM… They have a fully refundable fare category. If you book, you get Gold Status, and later even if you cancel - the status stays... This sounds like a glitch, but its working 🤭 #IYKYK

English
12
2
31
14.5K
Contractor Ganesh
Contractor Ganesh@ganeshraja88·
I’m stuck with kotak pvr credit card. Not getting upgrades for past year or so. Customer care couldn’t help either . Apparently they see what we see on the app for upgrades. Any ways to bypass and get upgrades to other cards ? #ccgeeks @imYadav31 any way out of this ?
English
5
0
1
2.3K
Vinay Vks
Vinay Vks@Vks_ss·
@YourCardJourney thats why I buy etf😅 the cc rewards later converted into making charges
English
0
0
1
40
YourCardJourney
YourCardJourney@YourCardJourney·
My 50% gold investment is turned into jewellery by my wife 🤦🏻‍♂️. I’m sure, I'm not alone in this 😂
Akash@ccg33k

@iambeetroot_ Asset allocation, Gold was almost 50% of my asset allocation.. have to start moving to equities and bring it down to ~25% max Next time will move to mid caps or intl funds.

English
4
1
17
7.7K
Vinay Vks
Vinay Vks@Vks_ss·
@ccg33k impressive !! now pledge that mfs too n generate extra returns.. iykyk 😅
English
0
0
1
206
Akash
Akash@ccg33k·
Physical Gold → Equities Rebalancing Executed! Credit Cards → Gold → Cash → Mutual Funds Sold all my Vedhani Collection from P.N.Gadgil of 231.5 gms 995 gold to Kalyan Jewellers, who bought it at a 3% deduction from the day's rate. I accumulated this gold over several years, and my average purchase price was around ₹10,000/gm, while I sold it at approximately ₹15,000/gm. All gold was bought at discount from various platforms. (Capital gains tax applies based on the respective purchase dates.) On top of the appreciation, the credit card points valued about 15% conservatively on the buying price earned while buying the gold have funded my travels over the last many years and should comfortably fund another year(s) or so of travel. Post melting, the purity came to around 99.4%. (Kalyan may not buy back at just a 3% deduction if this happens, so it's advisable to carry some 999-purity gold along for melting when selling, helping keep the overall purity above 99.5%.) Interestingly, the final weight was marginally higher. The sale proceeds were credited to my bank account the next day after the 3% deduction. I then invested the proceeds into the UTI Nifty 50 Index Fund. I have already held this fund for more than five years, so this was simply a top-up. (It does have a slightly higher expense ratio than some other index funds but the tracking error is lower) Why a domestic index fund? For the last two-plus years, I've been allocating most of my investments to gold. While gold has delivered spectacular returns during this period, the Nifty 50 has generated almost no returns over the same timeframe. I felt this was a good opportunity to buy into equities at roughly two year old price levels and rebalance my portfolio. (PS: I already hold ~20% of my portfolio in an US index since several years) PS: Bought some of the gold back today already at a lower rate than I sold it at as there were some great deals. Follow me @ccg33k for credit card strategies / optimization & @GoldDealsIndia for amazing gold deals. ❤️|♻️ for good karma. 😊
Akash tweet mediaAkash tweet mediaAkash tweet media
Akash@ccg33k

Super tempted to rebalance GOLD -> Equities again because of the offer from Kalyan Jewellers of 3% flat deduction on 995 and above purity of all brands! Have been collecting these Vedhani's over past few years, and it ranges from 0.5gm-10gms. Average purchase price ~10k/gm. Today's Price (999): 15,617/gm Buy Back Price (-3%): 15,148/gm

English
71
20
350
222.7K
Chirag Barjatya
Chirag Barjatya@chiragbarjatya·
In an apartment, my kid can go for the swim, my wife can go to the society gym, and then in evening we can go for the badminton or basketball, sometimes tennis or squash. Over the weekend we play Table tennis with other members. Next year my kid will join skating classes and karate as well. Every entry requires an approval, no one can knock at my flat randomly. This is all without stepping out foot outside between mis managed traffic, strays and no footpath roads. All gated. Now tell me.
Shrija@plot_twistttt

Hey tell me.. This or 3BHK in City

English
510
155
4.3K
1.3M
Vinay Vks
Vinay Vks@Vks_ss·
@skh27 wo nyi car wali mehak😅 volks ka video dekhkr mngwaya tha.. not worth the money.. isse acha wo carmechanic wala kr deta puri wash k sth wo v😅
हिन्दी
0
0
1
35
Vinay Vks
Vinay Vks@Vks_ss·
@skh27 apne me to air purifier h na😀
Français
2
0
0
51
Sujit 🇮🇳
Sujit 🇮🇳@skh27·
Missed making a payment of 1587 by one day (200 minimum amount due) and Yes bank’s recovery person called me up. @YESBANK heard of @RBI directive of 3 days grace period?
Sujit 🇮🇳 tweet media
English
111
48
869
229.8K
YourCardJourney
YourCardJourney@YourCardJourney·
Many of you are probably sitting in the same bucket right now. 🔂 Repost  🚨 Don’t Fall for Jupiter’s Salary Bonus Trap 🚨 This time, Jupiter App innovated differently They started promoting Salary Bonus rewards on bill payments. I tested it first 👇 Did a small test transaction. Rewards tracked properly. Jewels were showing correctly. The redemption timeline showed ~15 days Looked clean. So I scaled it. Started splitting the credit card bill. Pushed total payments close to ₹1.5L, 10K, 15 Transactions. Result at first? 7,000+ Jewels tracked successfully on Aurora account Everything looked perfectly fine. And then… Jupiter trap begins, the reversal game started Suddenly, around 85% of earned Jewels got written off. Now remaining rewards 2,000 Jewels. And honestly? Wouldn’t be surprised if even that goes to zero. Now I guess by raising a ticket, the new explanation coming from support will be, CC bill payments are excluded from rewards. Lesson - With scammers, you never win 🚨
YourCardJourney tweet mediaYourCardJourney tweet mediaYourCardJourney tweet media
English
8
4
15
2.3K
Suvomay Mondal
Suvomay Mondal@ImMondalSM9·
@TheJupiterApp this is absolutely unfair and unlawful to customer, Jupiter salary week campaign proposed to be giving Upto 10% jewels , by 6th may there was no capping, but now it is capped to 1000J. But Jupiter started reversing the jewels earned b/w 1-6May.
English
5
1
3
1.1K
Sarang Sood
Sarang Sood@SarangSood·
Yesterday Axios Today Al-Arabiya Only constant is market volatility
English
20
1
219
16.8K