Vinay Vks
253 posts

Vinay Vks
@Vks_ss
Trader | Credit Cards | Traveller.. believes in Money is a tool, Not the Goal.. FREEDOM is the Goal.. Always remember that!


👑 Welcome Etihad Gold! Read this post to save ~20$ to unlock Etihad Gold! Looks like this is being unlocked for any points .com purchase 😁 ✅ Cardholders were purchasing Etihad miles for unlocking gold (~32$ for 1000 miles) ✅ Purchase is settled via points .com So i purchased 1000 marriott points for 12.5$ instead And within 48hrs Gold was unlocked!!! 😋 Note: Not sure how long will it last. Also please do a generic transaction first and unlock silver then go for Gold! Gold benefits in next Tweet!! ⤵️



Get a Pre-approved BOB Etihad Guest card from the BOBCARD app under the Additional card section.


Hello, Bobcard Etihad - Easiest Gold Status you can ever get for free.. and some profit too! How? Read till the end. 😉 Joining / Annual Fee: ₹5,000 + GST (Waived at 5L spends) Current Promotion: 15K Miles (till May 31st) (normally it's 5K Miles) (10K miles on spending 25K and 5K miles on spending 50K within 60 days of card issuance and fee payment) Reward Rate - 2% Base - 2% on Forex - 6% on Etihad Milestones + 500 miles when you do 4 tx of 50K (+1%) + 4,000 miles when you do 3L in a quarter (+1.33%) + 24,000 miles when you do 12L in a year (+2%) If you optimize spends for milestones, that's maximum 6.33% reward rate in Miles on your everyday spends. Benefits of the card: * Metal Card * 0% Forex Card * Complimentary Silver Status * 3 per quarter domestic lounge accesses (12/year) * 2 per quarter international lounge accesses (8/year) * Gold after 1 transaction. You don't need to travel, even redemptions tax payments count, or any small purchase. Gold Perks: * Priority check-in (Business Class counter) * Fast-track immigration * Priority boarding * Standard seat selection (for yourself + 1 companion) * Guaranteed Economy seat (available up to 48 hours prior) * 50% bonus miles on flights * Exclusive discounts * Priority baggage * Onboard Wi-Fi (free chat) + 25% off surfing * Dedicated contact center * Tier buy-back (co-brands only, with 150,000 miles) * Avis Budget tier match * 30% discount on insurance (AWNIC) CUSTOM BENEFITS (Choose any 4) 🤯 * Etihad Chauffeur (Business Promo seat fare) * Business Lounge access (Self + 1 guest) * 2× Etihad Chauffeur (Economy Comfort/Deluxe) * 2× Home Check-in (Abu Dhabi) * 2× Complimentary refunds (Promo seat fare) * 4× Reward Shop vouchers * Excess baggage allowance (up to 15 kg, eligible fares only) Some of these custom benefits are where things get exciting. The Abu Dhabi Business Class Lounge is a massive 3-storey lounge with buffet options, a-la-carte options, multiple bars with a super premium collection of drinks & cocktails, kids' areas, video games, recreation areas, and direct boarding gates from the lounge. Etihad Chauffeur is a super premium pick-up/drop service and can be really valuable if you're planning drops to Dubai or beyond. The Etihad Guest program & miles may not have much value (or maybe it does - for those Apartment redemptions), but the GOLD status can be super useful if you plan to travel by Etihad to UAE or beyond. For me, I don't plan to swipe this card beyond the welcome bonus, which gives me one-way ticket equivalent miles from India to Abu Dhabi ECONOMY (plus taxes of about 10K). OR it's one program which lets you convert the miles to cash (Etihad Rewards card) at ~60P! So 15K miles will give you around 9K prepaid card value for a fee of 5K++ and a Gold status. OR you can convert miles to gift cards, for e.g. a 5K Flipkart voucher is available for 9,700 miles (~50P value per mile). Looks like an amazing deal to me which is too good to be true to me, what do you think ? PS: Approvals are slow for BobCard and can take several weeks, and if you hold any other card, the approvals are tricky, although it worked for me, I hold eterna, and got Etihad Premium via online application. Interested ? Apply Here : etihadguest.bobcard.in/?utm_source=MM… They have a fully refundable fare category. If you book, you get Gold Status, and later even if you cancel - the status stays... This sounds like a glitch, but its working 🤭 #IYKYK





@iambeetroot_ Asset allocation, Gold was almost 50% of my asset allocation.. have to start moving to equities and bring it down to ~25% max Next time will move to mid caps or intl funds.




Super tempted to rebalance GOLD -> Equities again because of the offer from Kalyan Jewellers of 3% flat deduction on 995 and above purity of all brands! Have been collecting these Vedhani's over past few years, and it ranges from 0.5gm-10gms. Average purchase price ~10k/gm. Today's Price (999): 15,617/gm Buy Back Price (-3%): 15,148/gm

Hey tell me.. This or 3BHK in City










There is a Mutual fund which has given 280% returns in last one year, but you can't invest in it anymore from this week, thanks to SEBI 😡



