Seth Borman

21.9K posts

Seth Borman

Seth Borman

@SethBorman

Real estate. Cofounded a medical clinic. Former artillerist. Henry George was right. Non-subscriber to pagan Caesarism.

Phoenix, AZ Tham gia Eylül 2013
907 Đang theo dõi587 Người theo dõi
Dylan Malyasov | 🧐
Dylan Malyasov | 🧐@DylanMalyasov·
Lockheed Martin unveils HIMARS FLEX at Eurosatory 2026: dual-pod config doubles munitions load, adds PAC-3/IFPC air defense roles, optional autonomy via FLEXFires ecosystem. Compatible with GMLRS, ER GMLRS, PrSM, ATACMS. defence-blog.com/lockheed-marti…
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Seth Borman
Seth Borman@SethBorman·
@bobbyfijan I think it makes sense for the SFR scale, there is a developer doing scattered site affordable with SFR in South Bend, IN using the zoning code and pre-approved houses that the city commissioned. But that's not a production builder in a place where they are doing big projects.
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Bobby Fijan
Bobby Fijan@bobbyfijan·
Yes "time is money" when it comes to lowering housing costs ... but it's a portion of the budget. The biggest part of the budget is construction costs And infill vertical development is significantly more expensive to build than detached single family
Bobby Fijan tweet media
Aaron M. Renn 🇺🇸@aaron_renn

Financial Times: Why is America’s capital of cheap retail becoming so expensive? - "The cost of housing in Walmart’s base of north-west Arkansas has shot up by 60 per cent in the past five years" ft.com/content/2f52ed…

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Seth Borman
Seth Borman@SethBorman·
@brian_blase If you think health insurers should be agents of or fiduciaries to anyone other than their shareholders, the setup we have isn't the one you might want.
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Seth Borman
Seth Borman@SethBorman·
@brian_blase An insurance company is not an agent of a plan sponsor or member. They have no responsibility to save anyone money, and they often aren't incentivized to do so financially either. This was the great innovation when we went from mutuals to publicly traded insurers.
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Brian Blase
Brian Blase@brian_blase·
My expectation was for this outcome. Here's one reason. Providers have much clearer incentives to win than insurers. Providers clearly benefit financially when they win. Insurers are somewhere between imperfect and terrible agents for the principal (the plan sponsor). They have much less financial incentive to win in arbitration.
Loren Adler@LorenAdler

CBO wants research analyzing the impacts of the No Surprises Act on health care costs. While they originally estimated the law would ↓ premiums, that relied on the assumption that IDR outcomes would be close to prior in-network rates. Instead, outcomes have been far higher.

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Brooklyn Mind
Brooklyn Mind@brklynmind·
@SethBorman @thebiggest1500 @arpitrage You are so out of touch its embarrassing . Do you know how much the avg American has saved in their bank account , do you knkw how much a colonoscopy costs w/o ins. Im done with this debate. You dont have a clue what you are talking about
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Arpit Gupta
Arpit Gupta@arpitrage·
I actually think a more evenly distributed wealth distribution would result in more “pro business” political influence because a larger section of voters views it in their interest
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Seth Borman
Seth Borman@SethBorman·
@yorkshire_lewis @2805662 Abrams has had so many engine programs over the years that you can pick a different engine pretty easily, I think the MTU 883 and 890 were prototyped, the LV 100-5 was never finished, there's an opposed cylinder project and a Caterpillar diesel.
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Lewis
Lewis@yorkshire_lewis·
@2805662 Abrams is such a bad option for the UK. Leopard II, if it's an off the shelf purchase. The UK evaluated Abrams and the economics of it, and that crazy expensive turbine engine is no good for UK spending or needs.
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Seth Borman
Seth Borman@SethBorman·
@WAHealthEnroll There's no mechanism besides competition that can get them to change their management practices. The management they have today reflects the management systems in place to deal with CMS and private insurance already.
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LivingInsurance
LivingInsurance@WAHealthEnroll·
@SethBorman UH, I was actually pointing to the opposite when I used the term "management heavy" but do go on if you have something worthwhile to add.
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LivingInsurance
LivingInsurance@WAHealthEnroll·
If we want to drive down cost then how hospitals conduct business will have to be evaluated and possibly changed. Are they over using travel nurses? Are they upcharging private insurance? Are they management heavy? Are patients getting their money's worth?
Larry Levitt@larry_levitt

New federal data shows hospital revenues increased 7.6% in the first quarter of 2026 compared to 2025. Hospitals continue to be the biggest driver of health care cost growth.

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Seth Borman
Seth Borman@SethBorman·
@asymmetricinfo Tech companies will just get NPs to sign the notes. Legality has never stopped a tech company from doing what they want.
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Seth Borman
Seth Borman@SethBorman·
@edwards183 @kharyp $25k is the average for a family. I didn't make that number up. Regardless, either way they'd be taxed on it.
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Edward S.
Edward S.@edwards183·
@SethBorman @kharyp They wouldn’t get that 25K in their pockets because the companies who employ 67% (self-funded plans) don’t pay anywhere near that amount. A better idea would be ending/limiting employer/employee tax deductibility in addition to limiting some of the ACA mandated benefits.
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Khary Penebaker
Khary Penebaker@kharyp·
Tie health care to the job and you trap people in jobs they hate, afraid to start a business or change careers because a diagnosis would bankrupt them. We built a leash and called it a benefit. Cut it loose.
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Bob Smith
Bob Smith@smithbob_·
@scandlenjosh Kids today demand much more home. Our 1st mortgage was at 10% interest, on a $100K balance, largely due to us 1st saving up a very large down payment. Delayed gratification, another foreign concept these days. BTW, we still live in that home several decades later.
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Josh Scandlen
Josh Scandlen@scandlenjosh·
Going through my mom's stuff and found an old mortgage statement from 1977. 25 year term at 8.75% for the $15,500 house on Peaks Island, Maine. The idea that "kids today" are so much worse off than previous generations is silly. Yes, housing costs are more expensive today than 10 years ago. But come on, today isn't extreme. This higher you are on this graph the more affordable housing is. @texasrunnerDFW
Josh Scandlen tweet media
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Seth Borman
Seth Borman@SethBorman·
@LorenAdler I don't understand the obsession with in-network rates when the entire point of billing out of network is to get higher reimbursements. The insurance companies don't seem to care as much as people on Twitter, either, because they aren't signing providers up with better payments.
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Loren Adler
Loren Adler@LorenAdler·
CBO wants research analyzing the impacts of the No Surprises Act on health care costs. While they originally estimated the law would ↓ premiums, that relied on the assumption that IDR outcomes would be close to prior in-network rates. Instead, outcomes have been far higher.
Loren Adler tweet media
U.S. CBO@USCBO

The No Surprises Act protects patients from unexpected charges from out-of-network health care providers. CBO is seeking research that evaluates the law's effects on health care prices and network participation. cbo.gov/publication/62…

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Seth Borman
Seth Borman@SethBorman·
@neildecrypt @NLeconandpolicy Do you think people shove move to the parts of the country that their parents escaped? When I graduated college I went to my dad's hometown and one of the cousins told me "now you need to get you on the welfare." Is that the expectation now?
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JB
JB@neildecrypt·
@NLeconandpolicy median home price in the US is $400k people can't afford houses because they all want to live in NYC or California.
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Nathan Lewis
Nathan Lewis@NLeconandpolicy·
Why can't Millennials afford the houses that their parents bought in their 20s and they grew up in? Why does a lawyer today live in literally the same building originally built for factory workers 100 years ago? Why was it possible for one parent (in their 20s) to work while the other stayed home to care for small children? It's true that having iPhone 17s makes us "richer" than when televisions had vacuum tubes and phones had rotary dials. But, Nicaraguans today also have iPhone 17s, and they are still poor. This isn't the only reason, but it is a big reason.
Lyn Alden@LynAldenContact

If you denominate US GDP in gold instead of dollars, the chart is wild.

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Seth Borman
Seth Borman@SethBorman·
@MarkNaughton9 On the plus side, you can probably since two songs with the word "Chattahoochee" in them.
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Mark Naughton
Mark Naughton@MarkNaughton9·
Fun Fact: With 18 years of Honorable Service, a toxic Captain ended my Air Force Career… The Army gave me a chance, then smoked the shit out of me, ultimately commissioning me at 38 years old Thank you Army and happy birthday to the world’s greatest fighting force 🇺🇸
Mark Naughton tweet media
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Seth Borman
Seth Borman@SethBorman·
@CoreyLeander @ryanscottborman Then ask yourself what people that COULD be building things are doing when they aren't building buildings, and figure out how to lure them away from that and back onto a job site. Or figure out how to train more workers. FEMA doesn't build. Some of their employees might.
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Corey
Corey@CoreyLeander·
@ryanscottborman @SethBorman That's fine. Use FEMA or [insert other large agency] that could be assigned to literally work and help build houses, not create bureaucracy. I just want to supercharge the workforce, physically, to get more built more quickly.
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Seth Borman
Seth Borman@SethBorman·
@CoreyLeander Contracting it out is precisely how you get that kind of effort... but the government can't do it since the governments super power is 1) saying no and 2) financing things. Those things are in direct opposition.
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Corey
Corey@CoreyLeander·
I just want to mobilize as many bodies as possible to pour concrete foundations, mount drywall, and build floor joists. You cant just contract this out. It has to be done in a wartime, emergency-footing style way while maintaining high build quality. That combinations requires lots of manpower
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Seth Borman
Seth Borman@SethBorman·
@CoreyLeander They don't multiply anything. I had a female colleague that quit because one of the USACE PMs kept jerking off in front of her. They upgraded him to a windowless office.
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Corey
Corey@CoreyLeander·
@SethBorman I dont want them "involved" so much as I want them to be a force multiplier for the private companies so many many units can be built quickly to shock the housing market. Just need more bodies!
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Seth Borman
Seth Borman@SethBorman·
@Stretchedwiener @CharlestonArchi The cheaper materials generally aren't repairable at all. They have to be replaced. Vinyl windows and siding, synthetic stucco, carpet, etc. Increasingly the mechanical systems as well.
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Wetterschneider
Wetterschneider@Stretchedwiener·
I'm not talking about disposable buildings. I'm talking about use of materials that result in 5 repairs over 20 years instead of 1 repair over 20 years. The cost savings is greater than the cost of repairs. No reason to be sarcastic, it's a different subject. If it goes too far, then yes the repairs cost more than using the right robust materials. It's a calculation.
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Architecture
Architecture@CharlestonArchi·
Disposable buildings are not cheaper than well-built ones unless you are measuring cost in the short-term only. Maybe you don't know this, so I'm pointing it out directly to you.
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Wetterschneider@Stretchedwiener

@CharlestonArchi It's cheaper to repair the occasional rare damage than to build it so robust there's never damage. That's the calculation. I know that you know this. But it's worth pointing out for people reading along.

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