Jose De Gamboa

Colombia Fintech 2026-2030: Hacia una arquitectura legal para la economía de los Bits. 💥 Mientras el mundo avanza hacia modelos de regulación clara de la industria cripto, Colombia enfrenta el reto de superar un marco normativo que hoy se percibe como de "contención". Con un crecimiento interanual del 42,5% en la región, los criptoactivos han dejado de ser un nicho tecnológico para convertirse en una infraestructura financiera sistémica. 🇨🇴Desde Colombia Fintech 2026-2030 se plantea una transformación profunda basada en tres pilares regulatorios: Inclusión a través de Stablecoins: Proponemos modificar la Ley 9 de 1991 para permitir que las operaciones de obligatoria canalización (como inversión extranjera o exportaciones) puedan pagarse con stablecoins, aprovechando su trazabilidad y eficiencia. Calibración del Riesgo (UIAF): Reportar transacciones mínimas genera una sobrecarga administrativa ineficiente. Proponemos elevar el umbral de reporte a USD 1.000, alineándonos con las recomendaciones del GAFI para enfocarnos en riesgos reales de LA/FT. Tokenización del Mundo Real: Buscamos un régimen que reconozca que la titularidad registrada en una blockchain tiene validez jurídica para bienes corporales, permitiendo fraccionar la propiedad de activos y democratizar la inversión. La tecnología blockchain ofrece transparencia, inmutabilidad y seguridad. Es momento de que la regulación colombiana deje de ser una barrera y se convierta en el habilitador de un sistema financiero moderno y competitivo. 🚀 #TsunamiRegulatorio #HojaDeRutaCF

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En Colombia se presentará un proyecto de Ley para regular servicios que utilizan criptomonedas, sin haber invitado a la industria y con un completo hermetismo sobre el contenido del mismo. La industria ha buscado la conversación sobre regulación adecuada desde 2019, y ha apoyado iniciativas legislativas lideradas por congresistas como @MauroToroO y @Julianlopezte, entre otros. Iniciativas que han encontrado oposición en el @BancoRepublica y los gobiernos de turno. Resulta paradójico que los mismos actores que se han opuesto al desarrollo de las iniciativas impulsadas por el congreso, han venido construyendo un proyecto de ley a puerta cerrada desde hace mas de un año, ignorando a una industria que lleva años pidiendo ser escuchada. Como lo aceptan en el artículo, el enfoque del @BancoRepublica ha sido de prohibición. Por conversaciones privadas, al parecer el texto del proyecto de ley es restrictivo y lo que en realidad quiere el Banco Central es adquirir facultades que hoy no tienen para "regular" (En realidad detener aún más) a la industria cripto en Colombia. La invitación (que debería ser obvia) es a una conversación abierta con la Industria que se busca regular, donde además se comunique a la opinión pública la intenciones y el texto de este proyecto de Ley. Que sea una conversación constructiva entre actores públicos y privados en búsqueda del desarrollo económico y social de Colombia. Colombia Fintech Alianza In Colombia Blockchain Colombia Alianza Blockchain ANDI DEL FUTURO - ANDI ANDI - Asociación Nacional de Empresarios de Colombia Valora Analitik CriptoNoticias Cointelegraph DiarioBitcoin BeInCrypto @colombiafintech @alianzainco @Blockchain_Col @AlianzaBlock @ANDI_Colombia @ValoraAnalitik @CriptoNoticias @CointelegraphEE @DiarioBitcoin @beincrypto_es

@TapTools @InputEndorsers Done

I will delete this tweet in 24 hours. Interact with it while you can because once it's gone you'll regret not doing it. If you’re not following me you will be disqualified. Comment "done" when done.

Calling all DReps and SPOs!!! We need your help. This change will improve the amount of smart contracts that can fit in a single transaction. It's been benchmarked and evaluated that it won't harm the ecosystem. Asking for your vote to get it over the threshold!!!

@IntersectTSC @IntersectCIVICS @IntersectMBO @IntersectCBC have this on the radar. I will keep a close eye on the progress so we get the NCL as a ledger parameter ASAP

Cardano SPOs and DReps and CC. YOU ARE ALL RUNNING OUT OF TIME!!! Please vote YES on this parameter change. This is the LAST EPOCH to do so. This parameter change allows smart contracts to DO MORE work in one Tx. Sorry for shouting, but please get off your asses and do your

@Cerkoryn @nimuepool @cardanocuria @EasternCardano @phil_uplc Yep. If it's on the legder level there's no need to assess constitutionality

@Bitcows @nimuepool @cardanocuria @EasternCardano @phil_uplc That is precisely what that CIP does. It sets the NCL as a percent of the previous year's revenue (fees + emissions). Only question is if we should still leave it to the CC for enforcement, or just have the ledger handle it. Leaning toward the latter.

So the NCL didn't pass because too many CC members didn't bother to vote on the gov action? 🫤 If there was a reason the gov action wasn't constitutional, so be it, but not vote at all??? @cardanocuria @EasternCardano @phil_uplc, care to explain? You f*cked up big time! 😠 Waiting for the Motion of No Confidence gov action now...

@Cerkoryn @nimuepool @cardanocuria @EasternCardano @phil_uplc 100% agree! Let's remember it was done like this because the time required to make it a parameter would delay the constitution. It is also meant to be dynamic as a max % change of the treasury's balance in a specific number of epochs.

@nimuepool @cardanocuria @EasternCardano @phil_uplc Another reason why we should get rid of having the NCL be a set via Info Action altogether. If it was a parameter it would be way less maintenance. github.com/cardano-founda…

@yutazzz Hey @yutazzz I'll use this opportunity to revisit the benefits of the original form of the NCL as a dynamic NCL that maintains economic sustainability automatically and avoids this energy draining and distracting discussion every year.

I am voting YES for a 300M ADA NCL. 1) I agree with the logic of limiting spending to below 300M ADA, the previous year's inflow. 2) Additionally, a 350M ADA NCL was proposed on January 10, 2026, but the price has fallen by nearly 30% since the proposal was submitted, temporarily falling to the level of January 2021, before Shelley d=0. Under these circumstances, I believe it is necessary to more strictly reconsider Budget priorities and protect ADA holders from excessive inflation.

@bigpey This is a very real and sensible concern. What would you propose is done to fix it? How does good look like?

I watched ADA fall below two cents with glee last cycle. So why is this cycle different? It's because Cardano isn't just a blockchain of holders anymore. Now we have smart-contracts. The markets have shown us having a community of holders/believers isn't enough. For Cardano to succeed we need developers building products for businesses and retail. Fortunately we have this, there's not that many blockchain developers in the World. Let alone blockchain developers that can build on UTXO chains. But even just a few months at these prices levels you will start to see large %s of that eaten away. Of course people like me aren't going to go anywhere even being unpaid, but there's a lot of people that have a family, children, and can't keep taking risks like I always have. We are losing developers fast. We are losing people upgrading or productizing this blockchain. This leaves developers with two options, raise treasury money and get shit by everyone or leave. It's toxic, people say create revenue! Well if you did, it's down by 80% in three months. It's riskier to develop here than it is to just not build something.

Soon at a McDonald's near you

🟠🇨🇴 BITCOIN MOVES INTO PENSION SAVINGS IN COLOMBIA Colombia’s second-largest pension manager, AFP Protección, is preparing a new fund that allows Bitcoin exposure. Investors must go through risk assessment before allocating part of their portfolio to $BTC. Protección manages

Crypto adoption keeps advancing in Colombia as now half of pension funds will include a Bitcoin option @LatamCardano

The Cardano Governance Education Working Group from @IntersectCIVICS is currently collating a library of educational resources, tools, etc and request community input using the form below. docs.google.com/forms/d/e/1FAI… I'm sure they would appreciate any regional guides out there that

"I was rushing to get this done..." - George Washington, probably

Fully agree with this "unconstitutional" vote. We need a truly inclusive process when amending the constitution, not just a shared Google docs with comments.

RT @LatamCardano: 🚀 ¡Se viene un X Space imperdible! El primero del 2026 en @LatamCardano 🙌 🎧 Con @ErickRomeroEdda y @tainabugs conversa…

New Parameter Update! On behalf of the Technical Steering Committee, we have submitted a governance action proposing an increase to Plutus memory unit limits per transaction and per block. This is part 1 of a two step, guardrail compliant update, backed by community feedback,